NAIC Issues Homeowners Market Data Call

State insurance regulators issued a nationwide data call to homeowners insurers to better understand the market across the U.S. At its spring meeting, the National Association of Insurance Commissioners (NAIC) said the data will provide ZIP code-level insight to help assess how coverage options and deductibles affect costs and access, evaluate mitigation efforts, monitor insurers’ financial strength and better understand consumer awareness of their options.

The data call covers policy years 2018–2025 and applies to insurers writing at least $50,000 in relevant premium. Requested data includes policy type (home, renter, condo and mobile home), premiums, claims and losses by peril, deductibles, cancellations, nonrenewals, coverage limits, replacement cost and actual cash value and mitigation discounts.

The submission deadline is June 15, 2026. Regulators will release a public report in 2027.