<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:news="http://www.google.com/schemas/sitemap-news/0.9">
<url>
   <loc>https://spcpub.com/stories/getting-the-most-from-your-service-dollar-jll-806,4986</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-08-01</news:publication_date>
     <news:title>Getting the Most from Your Service Dollar (JLL 8/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/insuring-equipment-breakdown-exposures-jll-1006,4987</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-10-01</news:publication_date>
     <news:title>Insuring Equipment Breakdown Exposures (JLL 10/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-an-international-insurance-program-jll-906,4988</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-09-01</news:publication_date>
     <news:title>Managing an International Insurance Program (JLL 9/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-the-damage-to-property-and-damage-to-work-exclusions-in-the-cgl-jll-1106,4989</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-11-01</news:publication_date>
     <news:title>A Look at the “Damage to Property” and “Damage to work” Exclusions in the CGL (JLL 11/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-the-gray-areas-of-workers-compensation-claims-jll-1206,4990</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-12-01</news:publication_date>
     <news:title>A Look at the Gray Areas of Workers Compensation Claims (JLL 12/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-your-business-auto-insurance-jll-706,4991</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-07-01</news:publication_date>
     <news:title>Managing Your Business Auto Insurance (JLL 7/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/do-you-need-coverage-for-cyber-risks-jll-606,4992</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-06-01</news:publication_date>
     <news:title>Do You Need Coverage for Cyber Risks? (JLL 6/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/look-for-crime-insurance-changes-in-2006-jll-406,4993</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-04-01</news:publication_date>
     <news:title>Look For Crime Insurance Changes in 2006 (JLL 4/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-liability-deductiblesretentions-jll-506,4994</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-05-01</news:publication_date>
     <news:title>Managing Liability Deductibles/Retentions (JLL 5/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/waiver-of-subrogation-on-auto-and-cgl-policies-jll-306,4995</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-03-01</news:publication_date>
     <news:title>Waiver of Subrogation on Auto and CGL Policies (JLL 3/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/severe-weather-rattles-the-market-2006-state-of-the-market-jll-206,4996</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-02-01</news:publication_date>
     <news:title>Severe Weather Rattles the Market 2006 — State of the Market (JLL 2/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-the-fine-print-of-insurance-policies-jll-106,4997</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-01-01</news:publication_date>
     <news:title>A Look at the “Fine Print” of Insurance Policies (JLL 1/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/handling-real-property-leasing-exposures-jll-107,4998</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-01-01</news:publication_date>
     <news:title>Handling Real Property Leasing Exposures (JLL 1/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-business-income-coverageclaims-jll-407,5001</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-04-01</news:publication_date>
     <news:title>Managing Business Income Coverage/Claims (JLL 4/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-and-insuring-logistics-exposures-jll-707,5003</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-07-01</news:publication_date>
     <news:title>Managing and Insuring Logistics Exposures  (JLL 7/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-upcoming-cgl-and-commercial-umbrella-changes-jll-807,5004</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-08-01</news:publication_date>
     <news:title>A Look at Upcoming CGL and Commercial Umbrella Changes   (JLL 8/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-what-do-policies-dont-cover-jll-907,5005</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-09-01</news:publication_date>
     <news:title>A look at What D&amp;O policies Don’t Cover  (JLL 9/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/some-coverages-you-may-have-overlooked-jll-1007,5006</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-10-01</news:publication_date>
     <news:title>Some Coverages You May Have Overlooked (JLL 10/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/what-you-should-know-about-surety-bonds-jll-1207,5008</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-12-01</news:publication_date>
     <news:title>What You Should Know About Surety Bonds (JLL 12/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-communications-liability-jll-108,5009</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-01-01</news:publication_date>
     <news:title>Managing Communications Liability (JLL 1/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-2008-competition-prevails-across-the-board-jll-208,5010</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-02-01</news:publication_date>
     <news:title>State of the Market - 2008 Competition Prevails Across the Board (JLL 2/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/is-there-coverage-under-the-cgl-for-defective-construction-jll-0308,5011</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-03-01</news:publication_date>
     <news:title>Is There Coverage Under the CGL for Defective Construction? (JLL 03/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-workers-compensation-issues-jll-408,5012</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-04-01</news:publication_date>
     <news:title>A Look at Workers Compensation Issues (JLL 4/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-excess-and-umbrella-liability-insurance-jll-508,5013</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-05-01</news:publication_date>
     <news:title>A Look At Excess And Umbrella Liability Insurance (JLL 5/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-sustainability-and-building-green-risk-management-and-insurance-jll-0608,5014</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-06-01</news:publication_date>
     <news:title>A Look at Sustainability and Building Green - Risk Management and Insurance (JLL 06/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-captive-insurance-companies-jll-0708,5015</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-07-01</news:publication_date>
     <news:title>A Look at Captive Insurance Companies (JLL 07/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/evaluating-insurer-financial-stability-how-concerned-should-you-be-jll-0808,5016</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-08-01</news:publication_date>
     <news:title>Evaluating Insurer Financial Stability How Concerned Should You Be? (JLL 08/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/the-2008-iso-commercial-property-revision-jll-0908,5017</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-09-01</news:publication_date>
     <news:title>The 2008 ISO Commercial Property Revision (JLL 09/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-merger-or-acquisition-risks-jll-1008,5018</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-10-01</news:publication_date>
     <news:title>Managing Merger or Acquisition Risks (JLL 10/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-the-fine-print-of-insurance-policies-jll-1108,5019</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-11-01</news:publication_date>
     <news:title>A Look at the Fine Print of Insurance Policies (JLL 11/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-fiduciary-liability-concerns-jll-1208,5020</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-12-01</news:publication_date>
     <news:title>Managing Fiduciary Liability Concerns (JLL 12/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/considerations-in-buying-errors-and-omissions-liability-insurance-jll-109,5021</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-01-01</news:publication_date>
     <news:title>Considerations in Buying Errors and Omissions Liability Insurance (JLL 1/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/preparing-for-another-hard-market-state-of-the-market-2009-jll-209,5022</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-02-01</news:publication_date>
     <news:title>Preparing for Another Hard Market? State of the Market 2009 (JLL 2/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/readers-ask-jll-309,5023</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-03-01</news:publication_date>
     <news:title>Readers Ask (JLL 3/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/upcoming-iso-commercial-lines-changes-jll-409,5024</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-04-01</news:publication_date>
     <news:title>Upcoming ISO Commercial Lines Changes (JLL 4/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/what-you-should-know-about-insurer-claims-practices-jll-509,5025</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-05-01</news:publication_date>
     <news:title>What you should know about insurer Claims practices (JLL 5/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/mops-cops-and-caps-a-look-at-how-output-policies-work-jll-609,5026</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-06-01</news:publication_date>
     <news:title>MOPs, COPs, and CAPs -- A look at how output policies work (JLL 6/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-changing-epl-exposures-jll-709,5027</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-07-01</news:publication_date>
     <news:title>A Look at Changing EPL Exposures (JLL 7/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/insuring-your-products-completed-operations-exposure-jll-809,5028</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-08-01</news:publication_date>
     <news:title>Insuring Your Products-Completed Operations Exposure (JLL 8/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/preparing-for-your-property-insurance-renewal-jll-909,5029</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-09-01</news:publication_date>
     <news:title>Preparing for Your Property Insurance Renewal (JLL 9/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-and-insuring-supply-chain-risks-jll-1009,5030</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-10-01</news:publication_date>
     <news:title>Managing and Insuring Supply-chain Risks (JLL 10/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/insuring-green-buildings-jll-1109,5031</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-11-01</news:publication_date>
     <news:title>Insuring Green Buildings (JLL 11/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-patent-risks-and-insurance-jll-1209,5032</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-12-01</news:publication_date>
     <news:title>A Look at Patent Risks and Insurance (JLL 12/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-2010-businessowners-revision-jll-110,5033</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-01-01</news:publication_date>
     <news:title>A Look at 2010 Businessowners Revision (JLL 1/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-2010-soft-economy-lingers-soft-market-prevails-jll-210,5034</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-02-01</news:publication_date>
     <news:title>State of the Market — 2010 Soft Economy Lingers, Soft Market Prevails (JLL 2/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/readers-ask-jll-310,5035</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-03-01</news:publication_date>
     <news:title>Reader's Ask (JLL 3/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-iso-commercial-auto-changes-jll-410,5036</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-04-01</news:publication_date>
     <news:title>A Look at ISO Commercial Auto Changes (JLL 4/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-e-commerce-exposures-becomes-even-more-critical-jll-510,5037</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-05-01</news:publication_date>
     <news:title>Managing E-Commerce Exposures Becomes Even More Critical (JLL 5/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/covering-your-political-risk-exposures-jll-610,5038</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-06-01</news:publication_date>
     <news:title>Covering Your Political Risk Exposures (JLL 6/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-the-2010-revisions-to-the-crime-and-equipment-breakdown-programs-jll-710,5039</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-07-01</news:publication_date>
     <news:title>A Look at the 2010 Revisions to the Crime and Equipment Breakdown Programs (JLL 7/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/exposures-from-leasing-real-property-jll-810,5040</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-08-01</news:publication_date>
     <news:title>Exposures From Leasing Real Property (JLL 8/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-the-new-surplus-lines-regulatory-environment-jll-910,5041</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-09-01</news:publication_date>
     <news:title>A Look at the New Surplus Lines Regulatory Environment (JLL 9/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-the-fine-print-a-matter-of-time-and-other-issues-jll-1010,5042</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-10-01</news:publication_date>
     <news:title>A Look at the “Fine Print” — A Matter of Time and Other Issues (JLL 10/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/addressing-liability-insurance-for-a-construction-project-jll-1110,5043</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-11-01</news:publication_date>
     <news:title>Addressing Liability Insurance For a Construction Project (JLL 11/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/insuring-construction-property-risks-jll-1210,5044</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-12-01</news:publication_date>
     <news:title>Insuring Construction Property Risks (JLL 12/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/selecting-an-agent-or-broker-10-questions-to-answer-jll-111,5045</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-01-01</news:publication_date>
     <news:title>Selecting an Agent or Broker — 10 Questions to Answer (JLL 1/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-2011-the-buyers-insurance-market-continues-jll-211,5046</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-02-01</news:publication_date>
     <news:title>State of the Market 2011 — The Buyers’ Insurance Market Continues (JLL 2/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/readers-ask-jll-311,5047</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-03-01</news:publication_date>
     <news:title>Readers Ask (JLL 3/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-reinsurance-and-how-it-affects-your-insurance-program-jll-411,5048</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-04-01</news:publication_date>
     <news:title>A Look at Reinsurance and How It Affects Your Insurance Program (JLL 4/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-business-interruption-insurance-jll-511,5049</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-05-01</news:publication_date>
     <news:title>Managing Business Interruption Insurance (JLL 5/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/when-you-need-risk-management-services-jll-611,5050</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-06-01</news:publication_date>
     <news:title>When You Need Risk Management Services (JLL 6/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/how-courts-parse-insurance-policies-jll-711,5051</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-07-01</news:publication_date>
     <news:title>How Courts Parse Insurance Policies (JLL 7/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/your-international-insurance-program-jll-811,5052</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-08-01</news:publication_date>
     <news:title>Your International Insurance Program (JLL 8/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-the-property-insurance-market-jll-911,5053</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-09-01</news:publication_date>
     <news:title>Managing the Property Insurance Market (JLL 9/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/can-you-depend-on-your-do-insurance-jll-1011,5054</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-10-01</news:publication_date>
     <news:title>Can You Depend on Your D&amp;O Insurance? (JLL 10/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-retrospective-rating-jll-1111,5055</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-11-01</news:publication_date>
     <news:title>A Look at Retrospective Rating (JLL 11/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/understanding-defense-cost-coverage-jll-1211,5056</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-12-01</news:publication_date>
     <news:title>Understanding Defense Cost Coverage (JLL 12/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/points-to-consider-in-forming-a-captive-jll-112,5057</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-01-01</news:publication_date>
     <news:title>Points to Consider in Forming a Captive (JLL 1/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-2012-a-look-ahead-jll-212,5058</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-02-01</news:publication_date>
     <news:title>State of the Market 2012 — A Look Ahead (JLL 2/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/readers-ask-jll-312,5059</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-03-01</news:publication_date>
     <news:title>Reader's Ask (JLL 3/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-fiduciary-liability-in-turbulent-times-jll-412,5060</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-04-01</news:publication_date>
     <news:title>A Look at Fiduciary Liability In Turbulent Times (JLL 4/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/do-you-need-an-ocean-cargo-policy-jll-512,5061</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-05-01</news:publication_date>
     <news:title>Do You Need an Ocean Cargo Policy? (JLL 5/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/commercial-property-changes-in-2013-jll-612,5062</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-06-01</news:publication_date>
     <news:title>Commercial Property Changes in 2013 (JLL 6/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/changes-in-experience-rating-be-prepared-for-a-lower-or-higher-modification-jll-712,5063</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-07-01</news:publication_date>
     <news:title>Changes in Experience Rating: Be Prepared for a Lower – Or Higher – Modification (JLL 7/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/best-practices-for-avoiding-and-defending-ada-claims-jll-912,5065</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-09-01</news:publication_date>
     <news:title>Best Practices for Avoiding and Defending ADA Claims (JLL 9/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/mergers-and-acquisitions-risk-management-and-insurance-perils-and-pitfalls-jll-1012,5066</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-10-01</news:publication_date>
     <news:title>Mergers and Acquisitions: Risk Management and Insurance Perils and Pitfalls (JLL 10/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/enterprise-risk-management-in-an-era-of-volatile-risk-jll-1112,5067</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-11-01</news:publication_date>
     <news:title>Enterprise Risk Management in an Era of Volatile Risk (JLL 11/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/insurance-and-risk-management-guidance-the-letter-at-50-jll-1212,5068</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-12-01</news:publication_date>
     <news:title>Insurance and Risk Management Guidance – The Letter at 50 (JLL 12/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-rising-and-falling-rates-in-2013-jll-213,5070</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-02-01</news:publication_date>
     <news:title>State of the market —  Rising and Falling Rates in 2013 (JLL 2/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/attorney-advice-and-bad-faith-claims-jll-313,5071</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-03-01</news:publication_date>
     <news:title>Attorney advice and bad faith claims? (JLL 3/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/commercial-inland-marine-more-than-property-in-transit-jll-413,5072</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-04-01</news:publication_date>
     <news:title>Commercial Inland Marine — More Than Property in Transit (JLL 4/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/insuring-intellectual-property-risks-jll-513,5073</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-05-01</news:publication_date>
     <news:title>Insuring Intellectual Property Risks (JLL 5/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-the-2013-iso-cgl-forms-changes-jll-613,5074</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-06-01</news:publication_date>
     <news:title>A Look at the 2013 ISO CGL Forms Changes (JLL 6/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/contested-workers-compensation-claims-jll-713,5075</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-07-01</news:publication_date>
     <news:title>Contested Workers Compensation Claims (JLL 7/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/negotiating-tough-property-insurance-market-jll-813,5076</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-08-01</news:publication_date>
     <news:title>Negotiating Tough Property Insurance Market (JLL 8/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/theres-more-to-privacysecurity-insurance-than-meets-the-eye-jll-913,5077</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-09-01</news:publication_date>
     <news:title>There’s More to Privacy/Security Insurance Than Meets the Eye (JLL 9/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/how-to-develop-a-modern-corporate-risk-management-department-part-i-jll-1013,5078</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-10-01</news:publication_date>
     <news:title>How to Develop a Modern Corporate Risk Management Department — Part I (JLL 10/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/how-to-develop-a-modern-corporate-risk-management-department-part-ii-jll-1113,5079</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-11-01</news:publication_date>
     <news:title>How to Develop a Modern Corporate Risk Management Department — Part II (JLL 11/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/business-interruption-market-and-coverage-in-the-aftermath-of-hurricane-sandy-jll-1213,5080</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-12-01</news:publication_date>
     <news:title>Business Interruption Market And Coverage In The Aftermath Of Hurricane Sandy (JLL 12/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/commercial-condos-who-insures-what-jll-114,5081</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-01-01</news:publication_date>
     <news:title>Commercial Condos: Who Insures What? (JLL 1/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-rate-increases-slowing-in-2014-jll-214,5082</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-02-01</news:publication_date>
     <news:title>State of the Market — Rate Increases Slowing in 2014 (JLL 2/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/unpaid-interns-and-workers-compensation-jll-314,5083</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-03-01</news:publication_date>
     <news:title>Unpaid Interns and Workers Compensation (JLL 3/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/leveraging-your-employee-assistance-program-to-create-fully-effective-employees-jll-414,5084</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-04-01</news:publication_date>
     <news:title>Leveraging Your Employee Assistance Program to Create Fully Effective Employees (JLL 4/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/negotiating-a-disciplined-insurance-market-jll-514,5085</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-05-01</news:publication_date>
     <news:title>Negotiating A Disciplined Insurance Market (JLL 5/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-expanding-supply-chain-risks-jll-614,5086</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-06-01</news:publication_date>
     <news:title>Managing Expanding Supply Chain Risks (JLL 6/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/independent-contractor-risk-and-coverage-jll-714,5087</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-07-01</news:publication_date>
     <news:title>Independent Contractor Risk And Coverage (JLL 7/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/really-good-crime-insurance-watch-for-conditions-jll-814,5088</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-08-01</news:publication_date>
     <news:title>Really Good Crime Insurance? Watch for Conditions (JLL 8/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/employment-practices-liability-loss-control-and-coverage-jll-914,5089</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-09-01</news:publication_date>
     <news:title>Employment Practices Liability, Loss Control, And Coverage (JLL 9/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/cgl-coverage-for-construction-defects-jll-1014,5090</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-10-01</news:publication_date>
     <news:title>CGL Coverage for Construction Defects (JLL 10/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/enterprisewide-ownership-allocating-workers-compensation-costs-jll-1114,5091</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-11-01</news:publication_date>
     <news:title>Enterprisewide Ownership — Allocating Workers Compensation Costs (JLL 11/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/covering-overseas-exposures-and-managing-risks-jll-1214,5092</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-12-01</news:publication_date>
     <news:title>Covering Overseas Exposures and Managing Risks (JLL 12/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/corporate-internal-investigations-the-fifth-amendment-and-advancement-of-defense-costs-for,5093</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-01-01</news:publication_date>
     <news:title>Corporate Internal Investigations, The Fifth Amendment, And Advancement Of Defense Costs For Executives – A Special Report (JLL 1/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-2015-softening-with-some-significant-exceptions-jll-215,5094</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-02-01</news:publication_date>
     <news:title>State Of The Market 2015 — Softening With Some Significant Exceptions (JLL 2/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/drones-jll-315,5095</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-03-01</news:publication_date>
     <news:title>Drones (JLL 3/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/using-surplus-lines-markets-jll-415,5096</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-04-01</news:publication_date>
     <news:title>Using Surplus Lines Markets (JLL 4/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/understanding-employer-defenses-jll-515,5097</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-05-01</news:publication_date>
     <news:title>Understanding Employer Defenses (JLL 5/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-builders-risk-insurance-jll-615,5098</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-06-01</news:publication_date>
     <news:title>A Look at Builders Risk Insurance (JLL 6/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/business-coverages-you-may-have-missed-jll-715,5099</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-07-01</news:publication_date>
     <news:title>Business Coverages You May Have Missed (JLL 7/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/your-business-interruption-exposure-jll-815,5100</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-08-01</news:publication_date>
     <news:title>Your Business Interruption Exposure (JLL 8/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-and-insuring-leasing-risks-jll-915,5101</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-09-01</news:publication_date>
     <news:title>Managing And Insuring Leasing Risks  (JLL 9/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/the-affordable-care-act-liability-insurance-implications-and-effect-jll-1015,5102</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-10-01</news:publication_date>
     <news:title>The Affordable Care Act — Liability Insurance Implications And Effect (JLL 10/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/understanding-your-business-auto-policy-jll-1115,5103</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-11-01</news:publication_date>
     <news:title>Understanding Your Business Auto Policy (JLL 11/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/drones-robots-and-self-driving-cars-oh-my-jll-116,5105</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-01-01</news:publication_date>
     <news:title>Drones, Robots, and Self-Driving Cars, Oh My (JLL 1/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-gradual-softening-continues-in-2016-jll-216,5106</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-02-01</news:publication_date>
     <news:title>State of the Market – Gradual Softening Continues in 2016 (JLL 2/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/the-john-liner-letter-jll-316,5107</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-03-01</news:publication_date>
     <news:title>The John Liner Letter (JLL 3/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/tips-for-navigating-the-world-of-insurance-insolvency-jll-416,5108</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-04-01</news:publication_date>
     <news:title>Tips For Navigating The World Of Insurance Insolvency  (JLL 4/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-structured-settlements-and-the-impact-of-medicare-set-asides-jll-516,5109</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-05-01</news:publication_date>
     <news:title>A Look at Structured Settlements and the Impact of Medicare Set-Asides (JLL 5/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/cyber-security-and-privacy-policies-evolving-jll-616,5110</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-06-01</news:publication_date>
     <news:title>Cyber Security and Privacy Policies Evolving (JLL 6/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/something-old-something-new-understanding-liability-law-and-risks-jll-716,5111</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-07-01</news:publication_date>
     <news:title>Something Old, Something New — Understanding Liability Law and Risks (JLL 7/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/how-to-avoid-costly-misclassification-trouble-jll-816,5112</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-08-01</news:publication_date>
     <news:title>How to Avoid Costly Misclassification Trouble (JLL 8/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/insuring-nonprofit-organizations-a-practical-guide-jll-916,5113</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-09-01</news:publication_date>
     <news:title>Insuring Nonprofit Organizations: A Practical Guide (JLL 9/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/understanding-and-managing-patent-risks-jll-1016,5114</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-10-01</news:publication_date>
     <news:title>Understanding and Managing Patent Risks (JLL 10/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/how-to-manage-opioid-risks-and-their-impact-on-occupational-injuries-jll-1216,5115</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-12-01</news:publication_date>
     <news:title>How To Manage Opioid Risks And Their Impact On Occupational Injuries (JLL 12/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-court-challenges-to-workers-compensation-law-jll-117,5116</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-01-01</news:publication_date>
     <news:title>A Look at Court Challenges to Workers Compensation Law (JLL 1/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-going-into-2017-still-a-buyers-market-jll-217,5117</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-02-01</news:publication_date>
     <news:title>State of the Market Going Into 2017 – Still a Buyer’s Market (JLL 2/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/the-john-liner-letter-jll-317,5118</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-03-01</news:publication_date>
     <news:title>The John Liner Letter (JLL 3/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/developing-a-business-continuity-plan-jll-417,5120</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-04-01</news:publication_date>
     <news:title>Developing a Business Continuity Plan (JLL 4/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/do-liability-exposure-and-insurance-trends-and-how-to-manage-them-jll-1116,5119</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-11-01</news:publication_date>
     <news:title>D&amp;O Liability Exposure and Insurance Trends and How to Manage Them (JLL 11/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-employee-dishonesty-coverage-jll-517,5121</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-05-01</news:publication_date>
     <news:title>Managing Employee Dishonesty Coverage (JLL 5/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/is-a-workers-compensation-captive-a-good-fit-for-you-jll-617,5122</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-06-01</news:publication_date>
     <news:title>Is a Workers Compensation Captive a Good Fit For You? (JLL 6/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/employer-liabilities-what-you-should-know-jll-717,5123</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-07-01</news:publication_date>
     <news:title>Employer Liabilities — What You Should Know (JLL 7/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/understanding-policy-conditions-and-duties-jll-817,5124</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-08-01</news:publication_date>
     <news:title>Understanding Policy Conditions and Duties (JLL 8/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/how-you-should-respond-to-an-insurerss-reservation-of-rights-letter-jll-917,5125</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-09-01</news:publication_date>
     <news:title>How You Should Respond  to an Insurers's Reservation of Rights Letter (JLL 9/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-owner-provided-builders-risk-insurance-jll-1017,5126</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-10-01</news:publication_date>
     <news:title>A Look At Owner-Provided Builders Risk Insurance (JLL 10/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/understanding-how-and-why-to-indemnify-jll-1117,5127</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-11-01</news:publication_date>
     <news:title>Understanding How and Why to Indemnify (JLL 11/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/workers-compensation-cost-containment-services-jll-1217,5128</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-12-01</news:publication_date>
     <news:title>Workers Compensation Cost-Containment Services (JLL 12/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-and-insuring-reputational-risk-jll-118,5129</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-01-01</news:publication_date>
     <news:title>Managing And Insuring Reputational Risk (JLL 1/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-going-into-2018-catastrophes-shake-the-market-jll-218,5130</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-02-01</news:publication_date>
     <news:title>State of the Market Going Into 2018 – Catastrophes Shake the Market (JLL 2/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/workers-compensation-claimant-using-medical-marijuana-in-violation-of-drug-free-policy-jll-318,5131</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-03-01</news:publication_date>
     <news:title>Workers Compensation Claimant Using Medical Marijuana in Violation of Drug-Free Policy (JLL 3/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/disaster-recovery-and-risk-management-jll-418,5132</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-04-01</news:publication_date>
     <news:title>Disaster Recovery and Risk Management (JLL 4/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-your-contract-risks-jll-518,5133</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-05-01</news:publication_date>
     <news:title>Managing Your Contract Risks (JLL 5/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/controlling-drug-costs-in-your-workers-compensation-program-jll-618,5134</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-06-01</news:publication_date>
     <news:title>Controlling Drug Costs In Your Workers Compensation Program (JLL 6/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-errors-and-omissions-coverage-jll-718,5135</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-07-01</news:publication_date>
     <news:title>A Look at Errors and Omissions Coverage (JLL 7/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-recent-trends-in-construction-defect-claims-jll-818,5136</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-08-01</news:publication_date>
     <news:title>A Look at Recent Trends in Construction Defect Claims (JLL 8/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-crime-insurance-and-computer-fraud-coverage-jll-918,5137</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-09-01</news:publication_date>
     <news:title>A Look at Crime Insurance and Computer Fraud Coverage (JLL 9/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-commercial-auto-insurance-and-safety-controls-jll-1018,5138</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-10-01</news:publication_date>
     <news:title>A Look at Commercial Auto Insurance and Safety Controls (JLL 10/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-emerging-workers-compensation-issues-jll-1218,5140</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-12-01</news:publication_date>
     <news:title>A Look at Emerging Workers Compensation Issues (JLL 12/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/why-you-need-equipment-breakdown-insurance-and-how-to-buy-it-jll-119,5141</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-01-01</news:publication_date>
     <news:title>Why You Need Equipment Breakdown Insurance — and How to Buy It (JLL 1/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-going-into-2019-liability-rates-on-the-rise-jll-219,5142</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-02-01</news:publication_date>
     <news:title>State of the Market Going Into 2019 – Liability Rates on the Rise (JLL 2/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/mobile-equipment-or-auto-jll-319,5143</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-03-01</news:publication_date>
     <news:title>Mobile Equipment or Auto? (JLL 3/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-risks-at-public-and-special-events-jll-419,5144</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-04-01</news:publication_date>
     <news:title>Managing Risks at Public and Special Events (JLL 4/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-employment-practices-liability-in-an-evolving-landscape-jll-619,5146</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-06-01</news:publication_date>
     <news:title>Managing Employment Practices Liability  In An Evolving Landscape (JLL 6/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-fiduciary-liability-jll-719,5147</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-07-01</news:publication_date>
     <news:title>A Look at Fiduciary Liability (JLL 7/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/arranging-an-insurance-program-for-your-international-risks-jll-819,5148</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-08-01</news:publication_date>
     <news:title>Arranging An Insurance Program  For Your International Risks (JLL 8/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/risk-transfer-mechanisms-jll-919,5149</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-09-01</news:publication_date>
     <news:title>Risk Transfer Mechanisms (JLL 9/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-business-interruption-in-hurricane-season-jll-1019,5150</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-10-01</news:publication_date>
     <news:title>A Look at Business Interruption in Hurricane Season (JLL 10/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/mergers-acquisitions-and-downsizing-managing-the-impact-on-workers-compensation-jll-1119,5151</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-11-01</news:publication_date>
     <news:title>Mergers, Acquisitions, and Downsizing — Managing the Impact on Workers Compensation (JLL 11/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/property-insurance-for-cannabis-businesses-and-coverage-for-third-parties-insuring-risk-for-a,5152</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-12-01</news:publication_date>
     <news:title>Property Insurance for Cannabis Businesses and Coverage for Third Parties – Insuring Risk for a Developing Business? (JLL 12/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-medical-professional-liability-insurance-and-malpractice-risks-jll-0120,5153</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-01-01</news:publication_date>
     <news:title>Managing Medical Professional Liability Insurance and Malpractice Risks (JLL 01/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-going-into-2020-significant-rate-increases-ahead-jll-0220,5154</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-02-01</news:publication_date>
     <news:title>State of the Market Going Into 2020 – Significant Rate Increases Ahead (JLL 02/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/breach-of-contract-exclusions-in-eo-policies-jll-0320,5155</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-03-01</news:publication_date>
     <news:title>Breach of Contract Exclusions in E&amp;O Policies (JLL 03/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/crime-insurance-details-recent-court-decisions-have-revealed-jll-0420,5156</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-04-01</news:publication_date>
     <news:title>Crime Insurance — Details Recent Court Decisions Have Revealed (JLL 04/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-your-insurance-program-in-a-pandemic-jll-0520,5157</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-05-01</news:publication_date>
     <news:title>A Look at Your Insurance Program in a Pandemic (JLL 05/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-agency-eo-claims-from-covid-19-and-other-disasters-jll-0720,5159</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-07-01</news:publication_date>
     <news:title>Managing Agency E&amp;O Claims From COVID-19 and Other Disasters (JLL 07/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/your-erm-program-beware-of-the-gaps-jll-0820,5160</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-08-01</news:publication_date>
     <news:title>Your ERM Program – beware of the Gaps (JLL 08/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-do-policy-exclusions-jll-0920,5161</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-09-01</news:publication_date>
     <news:title>A Look at D&amp;O Policy Exclusions (JLL 09/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/changing-your-agent-or-broker-why-and-how-jll-1020,5162</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-10-01</news:publication_date>
     <news:title>Changing Your Agent Or Broker – Why And How (JLL 10/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/social-media-and-insuring-your-communications-liability-exposure-jll-1120,5163</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-11-01</news:publication_date>
     <news:title>Social Media and Insuring Your Communications Liability Exposure (JLL 11/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-commercial-transport-and-hired-and-non-owned-auto-exposures-jll-1220,5164</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-12-01</news:publication_date>
     <news:title>A Look At Commercial Transport and Hired and Non-Owned Auto Exposures (JLL 12/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/workers-compensation-risk-management-when-employees-work-from-home-jll-0121,5165</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-01-01</news:publication_date>
     <news:title>Workers Compensation Risk Management: When Employees Work From Home (JLL 01/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-going-into-2021-hard-market-and-pandemic-continue-jll-0221,5166</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-02-01</news:publication_date>
     <news:title>State of the Market Going Into 2021 – Hard Market and Pandemic Continue (JLL 02/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/individual-access-to-commercial-uim-coverage-jll-0321,5167</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-03-01</news:publication_date>
     <news:title>Individual Access to Commercial UIM Coverage (JLL 03/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-medical-professional-liability-risk-management-and-insurance-jll-0421,5168</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-04-01</news:publication_date>
     <news:title>A Look at Medical Professional Liability Risk Management And Insurance (JLL 04/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-certificates-of-insurance-and-workers-compensation-jll-0621,5170</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-06-01</news:publication_date>
     <news:title>A Look at Certificates of Insurance and Workers Compensation (JLL 06/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-the-fine-print-of-insurance-policies-jll-0721,5171</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-07-01</news:publication_date>
     <news:title>A Look at the Fine Print of Insurance Policies (JLL 07/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/root-cause-analysis-and-workplace-incident-investigations-jll-0921,5173</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-09-01</news:publication_date>
     <news:title>Root Cause Analysis and Workplace Incident Investigations (JLL 09/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-business-interruption-and-cyber-insurance-policies-jll-1021,5174</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-10-01</news:publication_date>
     <news:title>Managing Business Interruption and  Cyber Insurance Policies (JLL 10/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/insuring-condo-associations-property-and-liability-jll-1121,5175</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-11-01</news:publication_date>
     <news:title>Insuring Condo Associations: Property and Liability (JLL 11/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-workers-compensation-audits-jll-1221,5176</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-12-01</news:publication_date>
     <news:title>A Look at Workers Compensation Audits (JLL 12/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-recent-business-interruption-case-law-jll-0122,5177</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-01-01</news:publication_date>
     <news:title>A Look at Recent Business Interruption Case Law (JLL 01/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-going-into-2022-increasing-capacity-lowering-price-spikes-in-some-lines,5178</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-02-01</news:publication_date>
     <news:title>State of the Market Going Into 2022 – Increasing Capacity Lowering Price Spikes in Some Lines  (JLL 02/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/tenant-discrimination-claims-jll-0322,5179</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-03-01</news:publication_date>
     <news:title>Tenant Discrimination Claims (JLL 03/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-insurance-and-leasing-real-property-jll-0422,5180</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-04-01</news:publication_date>
     <news:title>A Look at Insurance and Leasing Real Property (JLL 04/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-reputational-risks-and-reputation-insurance-what-is-it-and-do-you-need-it-jll-0522,5181</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-05-01</news:publication_date>
     <news:title>Managing Reputational Risks and Reputation Insurance — What Is It and Do You Need It? (JLL 05/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/mitigating-supply-chain-risks-jll-622,5182</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-06-01</news:publication_date>
     <news:title>Mitigating Supply Chain Risks (JLL 6/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/what-to-do-if-your-business-suffers-a-fire-loss-jll-722,5183</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-07-01</news:publication_date>
     <news:title>What to do if your Business Suffers a Fire Loss (JLL 7/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/what-you-should-know-about-the-personal-liability-of-adjusters-for-insurance-bad-faith-jll-822,5184</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-08-01</news:publication_date>
     <news:title>What You Should Know About the Personal Liability of Adjusters for Insurance Bad Faith (JLL 8/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/how-to-avoid-costly-workers-compensation-mistakes-jll-0922,5185</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-09-01</news:publication_date>
     <news:title>How to Avoid Costly Workers Compensation Mistakes (JLL 09/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/structuring-your-property-insurance-program-for-a-construction-project-jll-1022,5186</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-10-01</news:publication_date>
     <news:title>Structuring Your Property Insurance Program for a Construction Project (JLL 10/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/your-cyber-program-needs-more-than-just-insurance-jll-1122,5187</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-11-01</news:publication_date>
     <news:title>Your Cyber Program Needs More than Just Insurance (JLL 11/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-reinsurance-and-how-it-affects-your-insurance-program-jll-1222,5188</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-12-01</news:publication_date>
     <news:title>A Look at Reinsurance and How It Affects Your Insurance Program (JLL 12/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/how-to-develop-a-safety-plan-to-lower-costs-jll-0123,5189</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-01-01</news:publication_date>
     <news:title>How to Develop a Safety Plan to Lower Costs  (JLL 01/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/hold-harmless-agreements-jll-0323,5191</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-03-01</news:publication_date>
     <news:title>Hold Harmless Agreements (JLL 03/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-environmental-impairment-liability-insurance-jll-0423,5192</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-04-01</news:publication_date>
     <news:title>A Look at Environmental Impairment Liability Insurance (JLL 04/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/insuring-your-pfas-environmental-pollution-exposures-jll-0623,5194</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-06-01</news:publication_date>
     <news:title>Insuring Your PFAS Environmental Pollution Exposures (JLL 06/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/how-to-find-value-when-purchasing-risk-management-services-from-a-third-party-jll-0723,5195</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-07-01</news:publication_date>
     <news:title>How to Find Value When Purchasing Risk Management Services From a Third Party (JLL 07/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/professional-liability-insurance-jll-0823,5196</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-08-01</news:publication_date>
     <news:title>Professional Liability Insurance (JLL 08/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/reservations-of-rights-bad-faith-and-unfair-trade-practices-jll-0923,5197</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-09-01</news:publication_date>
     <news:title>Reservations of Rights, Bad Faith, and Unfair Trade Practices (JLL 09/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-vendor-risks-vendor-endorsements-and-other-risk-transfer-mechanisms-in-the,5198</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-10-01</news:publication_date>
     <news:title>Managing Vendor Risks — Vendor Endorsements and Other Risk Transfer Mechanisms in the Distribution Chain (JLL 10/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/negotiating-pandemic-proof-contracts-jll-1123,5199</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-11-01</news:publication_date>
     <news:title>Negotiating Pandemic-Proof Contracts (JLL 11/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-subrogation-and-its-impact-on-named-insureds-additional-insureds-and-loss-payees-jll,5200</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-12-01</news:publication_date>
     <news:title>A Look at Subrogation and its Impact on Named Insureds, Additional Insureds, and Loss Payees (JLL 12/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/covering-sexual-harassment-claims-jll-0124,5201</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2024-01-01</news:publication_date>
     <news:title>Covering Sexual Harassment Claims (JLL 01/24)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-going-into-2024-expect-another-year-of-rising-rates-jll-0224,5202</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2024-02-01</news:publication_date>
     <news:title>State of the Market Going Into 2024 – Expect Another Year of Rising Rates (JLL 02/24)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-close-examination-of-deductibles-and-self-insured-retentions-jll-1118,5139</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-11-01</news:publication_date>
     <news:title>A Close Examination of Deductibles and Self-Insured Retentions (JLL 11/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/understanding-the-role-of-your-workers-compensation-program-in-a-disaster-jll-519,5145</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-05-01</news:publication_date>
     <news:title>Understanding the Role of Your Workers Compensation Program in a Disaster (JLL 5/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/in-the-course-and-scope-of-employment-a-look-at-recent-court-decisions-jll-0620,5158</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-06-01</news:publication_date>
     <news:title>In the Course and Scope of Employment – A Look at Recent Court Decisions (JLL 06/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-commercial-property-policy-exclusions-jll-0521,5169</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-05-01</news:publication_date>
     <news:title>A Look at Commercial Property Policy Exclusions (JLL 05/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-biometric-data-risks-jll-0821,5172</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-08-01</news:publication_date>
     <news:title>Managing Biometric Data Risks (JLL 08/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-going-into-2023-improving-but-still-firm-jll-0223,5190</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-02-01</news:publication_date>
     <news:title>State of the Market Going into 2023 – Improving but Still Firm (JLL 02/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/building-a-youth-sports-risk-management-program-jll-0523,5193</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-05-01</news:publication_date>
     <news:title>Building a Youth Sports Risk Management Program (JLL 05/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/competitive-market-returns-2007-state-of-the-market-jll-0207,4999</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-02-01</news:publication_date>
     <news:title>Competitive Market Returns — 2007 State of the Market (JLL 02/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/cgl-contractual-liability-coverage-for-aircraft-jll-0307,5000</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-03-01</news:publication_date>
     <news:title>CGL Contractual Liability Coverage for Aircraft (JLL 03/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-basic-liability-issues-that-can-affect-your-risk-management-program-jll-507,5002</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-05-01</news:publication_date>
     <news:title>A Look At Basic Liability Issues That Can Affect Your Risk Management Program (JLL 5/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-builders-risks-insurance-jll-1107,5007</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-11-01</news:publication_date>
     <news:title>Managing Builders Risks Insurance (JLL 11/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/understanding-products-liability-law-risks-and-insurance-jll-812,5064</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-08-01</news:publication_date>
     <news:title>Understanding Products Liability Law, Risks, and Insurance (JLL 8/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/current-trends-in-liability-insurance-jll-113,5069</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-01-01</news:publication_date>
     <news:title>Current Trends in Liability Insurance (JLL 1/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/complying-with-federal-compensation-laws-jll-1215,5104</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-12-01</news:publication_date>
     <news:title>Complying With Federal Compensation Laws (JLL 12/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/getting-the-most-from-your-service-dollar-jll-806,23342</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-08-01</news:publication_date>
     <news:title>Getting the Most from Your Service Dollar (JLL 8/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/insuring-equipment-breakdown-exposures-jll-1006,23343</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-10-01</news:publication_date>
     <news:title>Insuring Equipment Breakdown Exposures (JLL 10/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-an-international-insurance-program-jll-906,23344</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-09-01</news:publication_date>
     <news:title>Managing an International Insurance Program (JLL 9/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-the-damage-to-property-and-damage-to-work-exclusions-in-the-cgl-jll-1106,23345</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-11-01</news:publication_date>
     <news:title>A Look at the “Damage to Property” and “Damage to work” Exclusions in the CGL (JLL 11/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-the-gray-areas-of-workers-compensation-claims-jll-1206,23346</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-12-01</news:publication_date>
     <news:title>A Look at the Gray Areas of Workers Compensation Claims (JLL 12/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-your-business-auto-insurance-jll-706,23347</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-07-01</news:publication_date>
     <news:title>Managing Your Business Auto Insurance (JLL 7/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/do-you-need-coverage-for-cyber-risks-jll-606,23348</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-06-01</news:publication_date>
     <news:title>Do You Need Coverage for Cyber Risks? (JLL 6/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/look-for-crime-insurance-changes-in-2006-jll-406,23349</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-04-01</news:publication_date>
     <news:title>Look For Crime Insurance Changes in 2006 (JLL 4/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-liability-deductiblesretentions-jll-506,23350</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-05-01</news:publication_date>
     <news:title>Managing Liability Deductibles/Retentions (JLL 5/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/waiver-of-subrogation-on-auto-and-cgl-policies-jll-306,23351</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-03-01</news:publication_date>
     <news:title>Waiver of Subrogation on Auto and CGL Policies (JLL 3/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/severe-weather-rattles-the-market-2006-state-of-the-market-jll-206,23352</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-02-01</news:publication_date>
     <news:title>Severe Weather Rattles the Market 2006 — State of the Market (JLL 2/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-the-fine-print-of-insurance-policies-jll-106,23353</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2006-01-01</news:publication_date>
     <news:title>A Look at the “Fine Print” of Insurance Policies (JLL 1/06)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/handling-real-property-leasing-exposures-jll-107,23354</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-01-01</news:publication_date>
     <news:title>Handling Real Property Leasing Exposures (JLL 1/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/competitive-market-returns-2007-state-of-the-market-jll-0207,23355</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-02-01</news:publication_date>
     <news:title>Competitive Market Returns — 2007 State of the Market (JLL 02/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/cgl-contractual-liability-coverage-for-aircraft-jll-0307,23356</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-03-01</news:publication_date>
     <news:title>CGL Contractual Liability Coverage for Aircraft (JLL 03/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-business-income-coverageclaims-jll-407,23357</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-04-01</news:publication_date>
     <news:title>Managing Business Income Coverage/Claims (JLL 4/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-basic-liability-issues-that-can-affect-your-risk-management-program-jll-507,23358</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-05-01</news:publication_date>
     <news:title>A Look At Basic Liability Issues That Can Affect Your Risk Management Program (JLL 5/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-and-insuring-logistics-exposures-jll-707,23359</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-07-01</news:publication_date>
     <news:title>Managing and Insuring Logistics Exposures  (JLL 7/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-upcoming-cgl-and-commercial-umbrella-changes-jll-807,23360</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-08-01</news:publication_date>
     <news:title>A Look at Upcoming CGL and Commercial Umbrella Changes   (JLL 8/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-what-do-policies-dont-cover-jll-907,23361</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-09-01</news:publication_date>
     <news:title>A look at What D&amp;O policies Don’t Cover  (JLL 9/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/some-coverages-you-may-have-overlooked-jll-1007,23362</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-10-01</news:publication_date>
     <news:title>Some Coverages You May Have Overlooked (JLL 10/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-builders-risks-insurance-jll-1107,23363</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-11-01</news:publication_date>
     <news:title>Managing Builders Risks Insurance (JLL 11/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/what-you-should-know-about-surety-bonds-jll-1207,23364</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2007-12-01</news:publication_date>
     <news:title>What You Should Know About Surety Bonds (JLL 12/07)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-communications-liability-jll-108,23365</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-01-01</news:publication_date>
     <news:title>Managing Communications Liability (JLL 1/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-2008-competition-prevails-across-the-board-jll-208,23366</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-02-01</news:publication_date>
     <news:title>State of the Market - 2008 Competition Prevails Across the Board (JLL 2/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/is-there-coverage-under-the-cgl-for-defective-construction-jll-0308,23367</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-03-01</news:publication_date>
     <news:title>Is There Coverage Under the CGL for Defective Construction? (JLL 03/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-workers-compensation-issues-jll-408,23368</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-04-01</news:publication_date>
     <news:title>A Look at Workers Compensation Issues (JLL 4/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-excess-and-umbrella-liability-insurance-jll-508,23369</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-05-01</news:publication_date>
     <news:title>A Look At Excess And Umbrella Liability Insurance (JLL 5/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-sustainability-and-building-green-risk-management-and-insurance-jll-0608,23370</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-06-01</news:publication_date>
     <news:title>A Look at Sustainability and Building Green - Risk Management and Insurance (JLL 06/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-captive-insurance-companies-jll-0708,23371</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-07-01</news:publication_date>
     <news:title>A Look at Captive Insurance Companies (JLL 07/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/evaluating-insurer-financial-stability-how-concerned-should-you-be-jll-0808,23372</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-08-01</news:publication_date>
     <news:title>Evaluating Insurer Financial Stability How Concerned Should You Be? (JLL 08/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/the-2008-iso-commercial-property-revision-jll-0908,23373</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-09-01</news:publication_date>
     <news:title>The 2008 ISO Commercial Property Revision (JLL 09/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-merger-or-acquisition-risks-jll-1008,23374</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-10-01</news:publication_date>
     <news:title>Managing Merger or Acquisition Risks (JLL 10/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-the-fine-print-of-insurance-policies-jll-1108,23375</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-11-01</news:publication_date>
     <news:title>A Look at the Fine Print of Insurance Policies (JLL 11/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-fiduciary-liability-concerns-jll-1208,23376</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2008-12-01</news:publication_date>
     <news:title>Managing Fiduciary Liability Concerns (JLL 12/08)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/considerations-in-buying-errors-and-omissions-liability-insurance-jll-109,23377</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-01-01</news:publication_date>
     <news:title>Considerations in Buying Errors and Omissions Liability Insurance (JLL 1/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/preparing-for-another-hard-market-state-of-the-market-2009-jll-209,23378</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-02-01</news:publication_date>
     <news:title>Preparing for Another Hard Market? State of the Market 2009 (JLL 2/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/readers-ask-jll-309,23379</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-03-01</news:publication_date>
     <news:title>Readers Ask (JLL 3/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/upcoming-iso-commercial-lines-changes-jll-409,23380</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-04-01</news:publication_date>
     <news:title>Upcoming ISO Commercial Lines Changes (JLL 4/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/what-you-should-know-about-insurer-claims-practices-jll-509,23381</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-05-01</news:publication_date>
     <news:title>What you should know about insurer Claims practices (JLL 5/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/mops-cops-and-caps-a-look-at-how-output-policies-work-jll-609,23382</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-06-01</news:publication_date>
     <news:title>MOPs, COPs, and CAPs -- A look at how output policies work (JLL 6/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-changing-epl-exposures-jll-709,23383</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-07-01</news:publication_date>
     <news:title>A Look at Changing EPL Exposures (JLL 7/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/insuring-your-products-completed-operations-exposure-jll-809,23384</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-08-01</news:publication_date>
     <news:title>Insuring Your Products-Completed Operations Exposure (JLL 8/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/preparing-for-your-property-insurance-renewal-jll-909,23385</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-09-01</news:publication_date>
     <news:title>Preparing for Your Property Insurance Renewal (JLL 9/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-and-insuring-supply-chain-risks-jll-1009,23386</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-10-01</news:publication_date>
     <news:title>Managing and Insuring Supply-chain Risks (JLL 10/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/insuring-green-buildings-jll-1109,23387</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-11-01</news:publication_date>
     <news:title>Insuring Green Buildings (JLL 11/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-patent-risks-and-insurance-jll-1209,23388</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2009-12-01</news:publication_date>
     <news:title>A Look at Patent Risks and Insurance (JLL 12/09)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-2010-businessowners-revision-jll-110,23389</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-01-01</news:publication_date>
     <news:title>A Look at 2010 Businessowners Revision (JLL 1/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-2010-soft-economy-lingers-soft-market-prevails-jll-210,23390</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-02-01</news:publication_date>
     <news:title>State of the Market — 2010 Soft Economy Lingers, Soft Market Prevails (JLL 2/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/readers-ask-jll-310,23391</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-03-01</news:publication_date>
     <news:title>Reader's Ask (JLL 3/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-iso-commercial-auto-changes-jll-410,23392</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-04-01</news:publication_date>
     <news:title>A Look at ISO Commercial Auto Changes (JLL 4/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-e-commerce-exposures-becomes-even-more-critical-jll-510,23393</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-05-01</news:publication_date>
     <news:title>Managing E-Commerce Exposures Becomes Even More Critical (JLL 5/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/covering-your-political-risk-exposures-jll-610,23394</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-06-01</news:publication_date>
     <news:title>Covering Your Political Risk Exposures (JLL 6/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-the-2010-revisions-to-the-crime-and-equipment-breakdown-programs-jll-710,23395</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-07-01</news:publication_date>
     <news:title>A Look at the 2010 Revisions to the Crime and Equipment Breakdown Programs (JLL 7/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/exposures-from-leasing-real-property-jll-810,23396</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-08-01</news:publication_date>
     <news:title>Exposures From Leasing Real Property (JLL 8/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-the-new-surplus-lines-regulatory-environment-jll-910,23397</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-09-01</news:publication_date>
     <news:title>A Look at the New Surplus Lines Regulatory Environment (JLL 9/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-the-fine-print-a-matter-of-time-and-other-issues-jll-1010,23398</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-10-01</news:publication_date>
     <news:title>A Look at the “Fine Print” — A Matter of Time and Other Issues (JLL 10/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/addressing-liability-insurance-for-a-construction-project-jll-1110,23399</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-11-01</news:publication_date>
     <news:title>Addressing Liability Insurance For a Construction Project (JLL 11/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/insuring-construction-property-risks-jll-1210,23400</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2010-12-01</news:publication_date>
     <news:title>Insuring Construction Property Risks (JLL 12/10)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/selecting-an-agent-or-broker-10-questions-to-answer-jll-111,23401</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-01-01</news:publication_date>
     <news:title>Selecting an Agent or Broker — 10 Questions to Answer (JLL 1/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-2011-the-buyers-insurance-market-continues-jll-211,23402</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-02-01</news:publication_date>
     <news:title>State of the Market 2011 — The Buyers’ Insurance Market Continues (JLL 2/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/readers-ask-jll-311,23403</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-03-01</news:publication_date>
     <news:title>Readers Ask (JLL 3/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-reinsurance-and-how-it-affects-your-insurance-program-jll-411,23404</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-04-01</news:publication_date>
     <news:title>A Look at Reinsurance and How It Affects Your Insurance Program (JLL 4/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-business-interruption-insurance-jll-511,23405</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-05-01</news:publication_date>
     <news:title>Managing Business Interruption Insurance (JLL 5/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/when-you-need-risk-management-services-jll-611,23406</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-06-01</news:publication_date>
     <news:title>When You Need Risk Management Services (JLL 6/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/how-courts-parse-insurance-policies-jll-711,23407</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-07-01</news:publication_date>
     <news:title>How Courts Parse Insurance Policies (JLL 7/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/your-international-insurance-program-jll-811,23408</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-08-01</news:publication_date>
     <news:title>Your International Insurance Program (JLL 8/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-the-property-insurance-market-jll-911,23409</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-09-01</news:publication_date>
     <news:title>Managing the Property Insurance Market (JLL 9/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/can-you-depend-on-your-do-insurance-jll-1011,23410</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-10-01</news:publication_date>
     <news:title>Can You Depend on Your D&amp;O Insurance? (JLL 10/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-retrospective-rating-jll-1111,23411</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-11-01</news:publication_date>
     <news:title>A Look at Retrospective Rating (JLL 11/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/understanding-defense-cost-coverage-jll-1211,23412</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2011-12-01</news:publication_date>
     <news:title>Understanding Defense Cost Coverage (JLL 12/11)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/points-to-consider-in-forming-a-captive-jll-112,23413</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-01-01</news:publication_date>
     <news:title>Points to Consider in Forming a Captive (JLL 1/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-2012-a-look-ahead-jll-212,23414</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-02-01</news:publication_date>
     <news:title>State of the Market 2012 — A Look Ahead (JLL 2/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/readers-ask-jll-312,23415</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-03-01</news:publication_date>
     <news:title>Reader's Ask (JLL 3/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-fiduciary-liability-in-turbulent-times-jll-412,23416</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-04-01</news:publication_date>
     <news:title>A Look at Fiduciary Liability In Turbulent Times (JLL 4/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/do-you-need-an-ocean-cargo-policy-jll-512,23417</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-05-01</news:publication_date>
     <news:title>Do You Need an Ocean Cargo Policy? (JLL 5/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/commercial-property-changes-in-2013-jll-612,23418</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-06-01</news:publication_date>
     <news:title>Commercial Property Changes in 2013 (JLL 6/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/changes-in-experience-rating-be-prepared-for-a-lower-or-higher-modification-jll-712,23419</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-07-01</news:publication_date>
     <news:title>Changes in Experience Rating: Be Prepared for a Lower – Or Higher – Modification (JLL 7/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/understanding-products-liability-law-risks-and-insurance-jll-812,23420</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-08-01</news:publication_date>
     <news:title>Understanding Products Liability Law, Risks, and Insurance (JLL 8/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/best-practices-for-avoiding-and-defending-ada-claims-jll-912,23421</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-09-01</news:publication_date>
     <news:title>Best Practices for Avoiding and Defending ADA Claims (JLL 9/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/mergers-and-acquisitions-risk-management-and-insurance-perils-and-pitfalls-jll-1012,23422</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-10-01</news:publication_date>
     <news:title>Mergers and Acquisitions: Risk Management and Insurance Perils and Pitfalls (JLL 10/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/enterprise-risk-management-in-an-era-of-volatile-risk-jll-1112,23423</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-11-01</news:publication_date>
     <news:title>Enterprise Risk Management in an Era of Volatile Risk (JLL 11/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/insurance-and-risk-management-guidance-the-letter-at-50-jll-1212,23424</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2012-12-01</news:publication_date>
     <news:title>Insurance and Risk Management Guidance – The Letter at 50 (JLL 12/12)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/current-trends-in-liability-insurance-jll-113,23425</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-01-01</news:publication_date>
     <news:title>Current Trends in Liability Insurance (JLL 1/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-rising-and-falling-rates-in-2013-jll-213,23426</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-02-01</news:publication_date>
     <news:title>State of the market —  Rising and Falling Rates in 2013 (JLL 2/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/attorney-advice-and-bad-faith-claims-jll-313,23427</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-03-01</news:publication_date>
     <news:title>Attorney advice and bad faith claims? (JLL 3/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/commercial-inland-marine-more-than-property-in-transit-jll-413,23428</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-04-01</news:publication_date>
     <news:title>Commercial Inland Marine — More Than Property in Transit (JLL 4/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/insuring-intellectual-property-risks-jll-513,23429</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-05-01</news:publication_date>
     <news:title>Insuring Intellectual Property Risks (JLL 5/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-the-2013-iso-cgl-forms-changes-jll-613,23430</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-06-01</news:publication_date>
     <news:title>A Look at the 2013 ISO CGL Forms Changes (JLL 6/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/contested-workers-compensation-claims-jll-713,23431</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-07-01</news:publication_date>
     <news:title>Contested Workers Compensation Claims (JLL 7/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/negotiating-tough-property-insurance-market-jll-813,23432</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-08-01</news:publication_date>
     <news:title>Negotiating Tough Property Insurance Market (JLL 8/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/theres-more-to-privacysecurity-insurance-than-meets-the-eye-jll-913,23433</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-09-01</news:publication_date>
     <news:title>There’s More to Privacy/Security Insurance Than Meets the Eye (JLL 9/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/how-to-develop-a-modern-corporate-risk-management-department-part-i-jll-1013,23434</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-10-01</news:publication_date>
     <news:title>How to Develop a Modern Corporate Risk Management Department — Part I (JLL 10/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/how-to-develop-a-modern-corporate-risk-management-department-part-ii-jll-1113,23435</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-11-01</news:publication_date>
     <news:title>How to Develop a Modern Corporate Risk Management Department — Part II (JLL 11/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/business-interruption-market-and-coverage-in-the-aftermath-of-hurricane-sandy-jll-1213,23436</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2013-12-01</news:publication_date>
     <news:title>Business Interruption Market And Coverage In The Aftermath Of Hurricane Sandy (JLL 12/13)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/commercial-condos-who-insures-what-jll-114,23437</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-01-01</news:publication_date>
     <news:title>Commercial Condos: Who Insures What? (JLL 1/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-rate-increases-slowing-in-2014-jll-214,23438</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-02-01</news:publication_date>
     <news:title>State of the Market — Rate Increases Slowing in 2014 (JLL 2/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/unpaid-interns-and-workers-compensation-jll-314,23439</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-03-01</news:publication_date>
     <news:title>Unpaid Interns and Workers Compensation (JLL 3/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/leveraging-your-employee-assistance-program-to-create-fully-effective-employees-jll-414,23440</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-04-01</news:publication_date>
     <news:title>Leveraging Your Employee Assistance Program to Create Fully Effective Employees (JLL 4/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/negotiating-a-disciplined-insurance-market-jll-514,23441</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-05-01</news:publication_date>
     <news:title>Negotiating A Disciplined Insurance Market (JLL 5/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-expanding-supply-chain-risks-jll-614,23442</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-06-01</news:publication_date>
     <news:title>Managing Expanding Supply Chain Risks (JLL 6/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/independent-contractor-risk-and-coverage-jll-714,23443</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-07-01</news:publication_date>
     <news:title>Independent Contractor Risk And Coverage (JLL 7/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/really-good-crime-insurance-watch-for-conditions-jll-814,23444</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-08-01</news:publication_date>
     <news:title>Really Good Crime Insurance? Watch for Conditions (JLL 8/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/employment-practices-liability-loss-control-and-coverage-jll-914,23445</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-09-01</news:publication_date>
     <news:title>Employment Practices Liability, Loss Control, And Coverage (JLL 9/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/cgl-coverage-for-construction-defects-jll-1014,23446</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-10-01</news:publication_date>
     <news:title>CGL Coverage for Construction Defects (JLL 10/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/enterprisewide-ownership-allocating-workers-compensation-costs-jll-1114,23447</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-11-01</news:publication_date>
     <news:title>Enterprisewide Ownership — Allocating Workers Compensation Costs (JLL 11/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/covering-overseas-exposures-and-managing-risks-jll-1214,23448</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2014-12-01</news:publication_date>
     <news:title>Covering Overseas Exposures and Managing Risks (JLL 12/14)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/corporate-internal-investigations-the-fifth-amendment-and-advancement-of-defense-costs-for,23449</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-01-01</news:publication_date>
     <news:title>Corporate Internal Investigations, The Fifth Amendment, And Advancement Of Defense Costs For Executives – A Special Report (JLL 1/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-2015-softening-with-some-significant-exceptions-jll-215,23450</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-02-01</news:publication_date>
     <news:title>State Of The Market 2015 — Softening With Some Significant Exceptions (JLL 2/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/drones-jll-315,23451</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-03-01</news:publication_date>
     <news:title>Drones (JLL 3/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/using-surplus-lines-markets-jll-415,23452</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-04-01</news:publication_date>
     <news:title>Using Surplus Lines Markets (JLL 4/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/understanding-employer-defenses-jll-515,23453</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-05-01</news:publication_date>
     <news:title>Understanding Employer Defenses (JLL 5/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-builders-risk-insurance-jll-615,23454</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-06-01</news:publication_date>
     <news:title>A Look at Builders Risk Insurance (JLL 6/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/business-coverages-you-may-have-missed-jll-715,23455</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-07-01</news:publication_date>
     <news:title>Business Coverages You May Have Missed (JLL 7/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/your-business-interruption-exposure-jll-815,23456</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-08-01</news:publication_date>
     <news:title>Your Business Interruption Exposure (JLL 8/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-and-insuring-leasing-risks-jll-915,23457</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-09-01</news:publication_date>
     <news:title>Managing And Insuring Leasing Risks  (JLL 9/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/the-affordable-care-act-liability-insurance-implications-and-effect-jll-1015,23458</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-10-01</news:publication_date>
     <news:title>The Affordable Care Act — Liability Insurance Implications And Effect (JLL 10/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/understanding-your-business-auto-policy-jll-1115,23459</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-11-01</news:publication_date>
     <news:title>Understanding Your Business Auto Policy (JLL 11/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/complying-with-federal-compensation-laws-jll-1215,23460</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2015-12-01</news:publication_date>
     <news:title>Complying With Federal Compensation Laws (JLL 12/15)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/drones-robots-and-self-driving-cars-oh-my-jll-116,23461</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-01-01</news:publication_date>
     <news:title>Drones, Robots, and Self-Driving Cars, Oh My (JLL 1/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-gradual-softening-continues-in-2016-jll-216,23462</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-02-01</news:publication_date>
     <news:title>State of the Market – Gradual Softening Continues in 2016 (JLL 2/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/the-john-liner-letter-jll-316,23463</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-03-01</news:publication_date>
     <news:title>The John Liner Letter (JLL 3/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/tips-for-navigating-the-world-of-insurance-insolvency-jll-416,23464</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-04-01</news:publication_date>
     <news:title>Tips For Navigating The World Of Insurance Insolvency  (JLL 4/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-structured-settlements-and-the-impact-of-medicare-set-asides-jll-516,23465</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-05-01</news:publication_date>
     <news:title>A Look at Structured Settlements and the Impact of Medicare Set-Asides (JLL 5/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/cyber-security-and-privacy-policies-evolving-jll-616,23466</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-06-01</news:publication_date>
     <news:title>Cyber Security and Privacy Policies Evolving (JLL 6/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/something-old-something-new-understanding-liability-law-and-risks-jll-716,23467</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-07-01</news:publication_date>
     <news:title>Something Old, Something New — Understanding Liability Law and Risks (JLL 7/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/how-to-avoid-costly-misclassification-trouble-jll-816,23468</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-08-01</news:publication_date>
     <news:title>How to Avoid Costly Misclassification Trouble (JLL 8/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/insuring-nonprofit-organizations-a-practical-guide-jll-916,23469</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-09-01</news:publication_date>
     <news:title>Insuring Nonprofit Organizations: A Practical Guide (JLL 9/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/understanding-and-managing-patent-risks-jll-1016,23470</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-10-01</news:publication_date>
     <news:title>Understanding and Managing Patent Risks (JLL 10/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/how-to-manage-opioid-risks-and-their-impact-on-occupational-injuries-jll-1216,23471</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-12-01</news:publication_date>
     <news:title>How To Manage Opioid Risks And Their Impact On Occupational Injuries (JLL 12/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-court-challenges-to-workers-compensation-law-jll-117,23472</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-01-01</news:publication_date>
     <news:title>A Look at Court Challenges to Workers Compensation Law (JLL 1/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-going-into-2017-still-a-buyers-market-jll-217,23473</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-02-01</news:publication_date>
     <news:title>State of the Market Going Into 2017 – Still a Buyer’s Market (JLL 2/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/the-john-liner-letter-jll-317,23474</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-03-01</news:publication_date>
     <news:title>The John Liner Letter (JLL 3/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/do-liability-exposure-and-insurance-trends-and-how-to-manage-them-jll-1116,23475</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2016-11-01</news:publication_date>
     <news:title>D&amp;O Liability Exposure and Insurance Trends and How to Manage Them (JLL 11/16)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/developing-a-business-continuity-plan-jll-417,23476</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-04-01</news:publication_date>
     <news:title>Developing a Business Continuity Plan (JLL 4/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-employee-dishonesty-coverage-jll-517,23477</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-05-01</news:publication_date>
     <news:title>Managing Employee Dishonesty Coverage (JLL 5/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/is-a-workers-compensation-captive-a-good-fit-for-you-jll-617,23478</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-06-01</news:publication_date>
     <news:title>Is a Workers Compensation Captive a Good Fit For You? (JLL 6/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/employer-liabilities-what-you-should-know-jll-717,23479</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-07-01</news:publication_date>
     <news:title>Employer Liabilities — What You Should Know (JLL 7/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/understanding-policy-conditions-and-duties-jll-817,23480</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-08-01</news:publication_date>
     <news:title>Understanding Policy Conditions and Duties (JLL 8/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/how-you-should-respond-to-an-insurerss-reservation-of-rights-letter-jll-917,23481</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-09-01</news:publication_date>
     <news:title>How You Should Respond  to an Insurers's Reservation of Rights Letter (JLL 9/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-owner-provided-builders-risk-insurance-jll-1017,23482</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-10-01</news:publication_date>
     <news:title>A Look At Owner-Provided Builders Risk Insurance (JLL 10/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/understanding-how-and-why-to-indemnify-jll-1117,23483</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-11-01</news:publication_date>
     <news:title>Understanding How and Why to Indemnify (JLL 11/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/workers-compensation-cost-containment-services-jll-1217,23484</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2017-12-01</news:publication_date>
     <news:title>Workers Compensation Cost-Containment Services (JLL 12/17)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-and-insuring-reputational-risk-jll-118,23485</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-01-01</news:publication_date>
     <news:title>Managing And Insuring Reputational Risk (JLL 1/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-going-into-2018-catastrophes-shake-the-market-jll-218,23486</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-02-01</news:publication_date>
     <news:title>State of the Market Going Into 2018 – Catastrophes Shake the Market (JLL 2/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/workers-compensation-claimant-using-medical-marijuana-in-violation-of-drug-free-policy-jll-318,23487</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-03-01</news:publication_date>
     <news:title>Workers Compensation Claimant Using Medical Marijuana in Violation of Drug-Free Policy (JLL 3/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/disaster-recovery-and-risk-management-jll-418,23488</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-04-01</news:publication_date>
     <news:title>Disaster Recovery and Risk Management (JLL 4/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-your-contract-risks-jll-518,23489</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-05-01</news:publication_date>
     <news:title>Managing Your Contract Risks (JLL 5/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/controlling-drug-costs-in-your-workers-compensation-program-jll-618,23490</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-06-01</news:publication_date>
     <news:title>Controlling Drug Costs In Your Workers Compensation Program (JLL 6/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-errors-and-omissions-coverage-jll-718,23491</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-07-01</news:publication_date>
     <news:title>A Look at Errors and Omissions Coverage (JLL 7/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-recent-trends-in-construction-defect-claims-jll-818,23492</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-08-01</news:publication_date>
     <news:title>A Look at Recent Trends in Construction Defect Claims (JLL 8/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-crime-insurance-and-computer-fraud-coverage-jll-918,23493</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-09-01</news:publication_date>
     <news:title>A Look at Crime Insurance and Computer Fraud Coverage (JLL 9/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-commercial-auto-insurance-and-safety-controls-jll-1018,23494</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-10-01</news:publication_date>
     <news:title>A Look at Commercial Auto Insurance and Safety Controls (JLL 10/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-close-examination-of-deductibles-and-self-insured-retentions-jll-1118,23495</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-11-01</news:publication_date>
     <news:title>A Close Examination of Deductibles and Self-Insured Retentions (JLL 11/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-emerging-workers-compensation-issues-jll-1218,23496</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2018-12-01</news:publication_date>
     <news:title>A Look at Emerging Workers Compensation Issues (JLL 12/18)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/why-you-need-equipment-breakdown-insurance-and-how-to-buy-it-jll-119,23497</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-01-01</news:publication_date>
     <news:title>Why You Need Equipment Breakdown Insurance — and How to Buy It (JLL 1/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-going-into-2019-liability-rates-on-the-rise-jll-219,23498</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-02-01</news:publication_date>
     <news:title>State of the Market Going Into 2019 – Liability Rates on the Rise (JLL 2/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/mobile-equipment-or-auto-jll-319,23499</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-03-01</news:publication_date>
     <news:title>Mobile Equipment or Auto? (JLL 3/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-risks-at-public-and-special-events-jll-419,23500</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-04-01</news:publication_date>
     <news:title>Managing Risks at Public and Special Events (JLL 4/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/understanding-the-role-of-your-workers-compensation-program-in-a-disaster-jll-519,23501</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-05-01</news:publication_date>
     <news:title>Understanding the Role of Your Workers Compensation Program in a Disaster (JLL 5/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-employment-practices-liability-in-an-evolving-landscape-jll-619,23502</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-06-01</news:publication_date>
     <news:title>Managing Employment Practices Liability  In An Evolving Landscape (JLL 6/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-fiduciary-liability-jll-719,23503</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-07-01</news:publication_date>
     <news:title>A Look at Fiduciary Liability (JLL 7/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/arranging-an-insurance-program-for-your-international-risks-jll-819,23504</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-08-01</news:publication_date>
     <news:title>Arranging An Insurance Program  For Your International Risks (JLL 8/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/risk-transfer-mechanisms-jll-919,23505</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-09-01</news:publication_date>
     <news:title>Risk Transfer Mechanisms (JLL 9/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-business-interruption-in-hurricane-season-jll-1019,23506</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-10-01</news:publication_date>
     <news:title>A Look at Business Interruption in Hurricane Season (JLL 10/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/mergers-acquisitions-and-downsizing-managing-the-impact-on-workers-compensation-jll-1119,23507</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-11-01</news:publication_date>
     <news:title>Mergers, Acquisitions, and Downsizing — Managing the Impact on Workers Compensation (JLL 11/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/property-insurance-for-cannabis-businesses-and-coverage-for-third-parties-insuring-risk-for-a,23508</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2019-12-01</news:publication_date>
     <news:title>Property Insurance for Cannabis Businesses and Coverage for Third Parties – Insuring Risk for a Developing Business? (JLL 12/19)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-medical-professional-liability-insurance-and-malpractice-risks-jll-0120,23509</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-01-01</news:publication_date>
     <news:title>Managing Medical Professional Liability Insurance and Malpractice Risks (JLL 01/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-going-into-2020-significant-rate-increases-ahead-jll-0220,23510</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-02-01</news:publication_date>
     <news:title>State of the Market Going Into 2020 – Significant Rate Increases Ahead (JLL 02/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/breach-of-contract-exclusions-in-eo-policies-jll-0320,23511</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-03-01</news:publication_date>
     <news:title>Breach of Contract Exclusions in E&amp;O Policies (JLL 03/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/crime-insurance-details-recent-court-decisions-have-revealed-jll-0420,23512</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-04-01</news:publication_date>
     <news:title>Crime Insurance — Details Recent Court Decisions Have Revealed (JLL 04/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-your-insurance-program-in-a-pandemic-jll-0520,23513</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-05-01</news:publication_date>
     <news:title>A Look at Your Insurance Program in a Pandemic (JLL 05/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/in-the-course-and-scope-of-employment-a-look-at-recent-court-decisions-jll-0620,23514</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-06-01</news:publication_date>
     <news:title>In the Course and Scope of Employment – A Look at Recent Court Decisions (JLL 06/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-agency-eo-claims-from-covid-19-and-other-disasters-jll-0720,23515</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-07-01</news:publication_date>
     <news:title>Managing Agency E&amp;O Claims From COVID-19 and Other Disasters (JLL 07/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/your-erm-program-beware-of-the-gaps-jll-0820,23516</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-08-01</news:publication_date>
     <news:title>Your ERM Program – beware of the Gaps (JLL 08/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-do-policy-exclusions-jll-0920,23517</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-09-01</news:publication_date>
     <news:title>A Look at D&amp;O Policy Exclusions (JLL 09/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/changing-your-agent-or-broker-why-and-how-jll-1020,23518</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-10-01</news:publication_date>
     <news:title>Changing Your Agent Or Broker – Why And How (JLL 10/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/social-media-and-insuring-your-communications-liability-exposure-jll-1120,23519</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-11-01</news:publication_date>
     <news:title>Social Media and Insuring Your Communications Liability Exposure (JLL 11/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-commercial-transport-and-hired-and-non-owned-auto-exposures-jll-1220,23520</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2020-12-01</news:publication_date>
     <news:title>A Look At Commercial Transport and Hired and Non-Owned Auto Exposures (JLL 12/20)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/workers-compensation-risk-management-when-employees-work-from-home-jll-0121,23521</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-01-01</news:publication_date>
     <news:title>Workers Compensation Risk Management: When Employees Work From Home (JLL 01/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-going-into-2021-hard-market-and-pandemic-continue-jll-0221,23522</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-02-01</news:publication_date>
     <news:title>State of the Market Going Into 2021 – Hard Market and Pandemic Continue (JLL 02/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/individual-access-to-commercial-uim-coverage-jll-0321,23523</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-03-01</news:publication_date>
     <news:title>Individual Access to Commercial UIM Coverage (JLL 03/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-medical-professional-liability-risk-management-and-insurance-jll-0421,23524</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-04-01</news:publication_date>
     <news:title>A Look at Medical Professional Liability Risk Management And Insurance (JLL 04/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-commercial-property-policy-exclusions-jll-0521,23525</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-05-01</news:publication_date>
     <news:title>A Look at Commercial Property Policy Exclusions (JLL 05/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-certificates-of-insurance-and-workers-compensation-jll-0621,23526</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-06-01</news:publication_date>
     <news:title>A Look at Certificates of Insurance and Workers Compensation (JLL 06/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-the-fine-print-of-insurance-policies-jll-0721,23527</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-07-01</news:publication_date>
     <news:title>A Look at the Fine Print of Insurance Policies (JLL 07/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-biometric-data-risks-jll-0821,23528</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-08-01</news:publication_date>
     <news:title>Managing Biometric Data Risks (JLL 08/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/root-cause-analysis-and-workplace-incident-investigations-jll-0921,23529</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-09-01</news:publication_date>
     <news:title>Root Cause Analysis and Workplace Incident Investigations (JLL 09/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-business-interruption-and-cyber-insurance-policies-jll-1021,23530</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-10-01</news:publication_date>
     <news:title>Managing Business Interruption and  Cyber Insurance Policies (JLL 10/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/insuring-condo-associations-property-and-liability-jll-1121,23531</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-11-01</news:publication_date>
     <news:title>Insuring Condo Associations: Property and Liability (JLL 11/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-workers-compensation-audits-jll-1221,23532</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2021-12-01</news:publication_date>
     <news:title>A Look at Workers Compensation Audits (JLL 12/21)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-recent-business-interruption-case-law-jll-0122,23533</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-01-01</news:publication_date>
     <news:title>A Look at Recent Business Interruption Case Law (JLL 01/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-going-into-2022-increasing-capacity-lowering-price-spikes-in-some-lines,23534</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-02-01</news:publication_date>
     <news:title>State of the Market Going Into 2022 – Increasing Capacity Lowering Price Spikes in Some Lines  (JLL 02/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/tenant-discrimination-claims-jll-0322,23535</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-03-01</news:publication_date>
     <news:title>Tenant Discrimination Claims (JLL 03/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-insurance-and-leasing-real-property-jll-0422,23536</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-04-01</news:publication_date>
     <news:title>A Look at Insurance and Leasing Real Property (JLL 04/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-reputational-risks-and-reputation-insurance-what-is-it-and-do-you-need-it-jll-0522,23537</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-05-01</news:publication_date>
     <news:title>Managing Reputational Risks and Reputation Insurance — What Is It and Do You Need It? (JLL 05/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/mitigating-supply-chain-risks-jll-622,23538</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-06-01</news:publication_date>
     <news:title>Mitigating Supply Chain Risks (JLL 6/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/what-to-do-if-your-business-suffers-a-fire-loss-jll-722,23539</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-07-01</news:publication_date>
     <news:title>What to do if your Business Suffers a Fire Loss (JLL 7/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/what-you-should-know-about-the-personal-liability-of-adjusters-for-insurance-bad-faith-jll-822,23540</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-08-01</news:publication_date>
     <news:title>What You Should Know About the Personal Liability of Adjusters for Insurance Bad Faith (JLL 8/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/how-to-avoid-costly-workers-compensation-mistakes-jll-0922,23541</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-09-01</news:publication_date>
     <news:title>How to Avoid Costly Workers Compensation Mistakes (JLL 09/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/structuring-your-property-insurance-program-for-a-construction-project-jll-1022,23542</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-10-01</news:publication_date>
     <news:title>Structuring Your Property Insurance Program for a Construction Project (JLL 10/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/your-cyber-program-needs-more-than-just-insurance-jll-1122,23543</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-11-01</news:publication_date>
     <news:title>Your Cyber Program Needs More than Just Insurance (JLL 11/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-reinsurance-and-how-it-affects-your-insurance-program-jll-1222,23544</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2022-12-01</news:publication_date>
     <news:title>A Look at Reinsurance and How It Affects Your Insurance Program (JLL 12/22)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/how-to-develop-a-safety-plan-to-lower-costs-jll-0123,23545</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-01-01</news:publication_date>
     <news:title>How to Develop a Safety Plan to Lower Costs  (JLL 01/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-going-into-2023-improving-but-still-firm-jll-0223,23546</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-02-01</news:publication_date>
     <news:title>State of the Market Going into 2023 – Improving but Still Firm (JLL 02/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/hold-harmless-agreements-jll-0323,23547</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-03-01</news:publication_date>
     <news:title>Hold Harmless Agreements (JLL 03/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-environmental-impairment-liability-insurance-jll-0423,23548</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-04-01</news:publication_date>
     <news:title>A Look at Environmental Impairment Liability Insurance (JLL 04/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/building-a-youth-sports-risk-management-program-jll-0523,23549</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-05-01</news:publication_date>
     <news:title>Building a Youth Sports Risk Management Program (JLL 05/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/professional-liability-insurance-jll-0823,23552</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-08-01</news:publication_date>
     <news:title>Professional Liability Insurance (JLL 08/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/reservations-of-rights-bad-faith-and-unfair-trade-practices-jll-0923,23553</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-09-01</news:publication_date>
     <news:title>Reservations of Rights, Bad Faith, and Unfair Trade Practices (JLL 09/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/insuring-your-pfas-environmental-pollution-exposures-jll-0623,23550</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-06-01</news:publication_date>
     <news:title>Insuring Your PFAS Environmental Pollution Exposures (JLL 06/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/how-to-find-value-when-purchasing-risk-management-services-from-a-third-party-jll-0723,23551</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-07-01</news:publication_date>
     <news:title>How to Find Value When Purchasing Risk Management Services From a Third Party (JLL 07/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-vendor-risks-vendor-endorsements-and-other-risk-transfer-mechanisms-in-the,23554</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-10-01</news:publication_date>
     <news:title>Managing Vendor Risks — Vendor Endorsements and Other Risk Transfer Mechanisms in the Distribution Chain (JLL 10/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/negotiating-pandemic-proof-contracts-jll-1123,23555</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-11-01</news:publication_date>
     <news:title>Negotiating Pandemic-Proof Contracts (JLL 11/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-subrogation-and-its-impact-on-named-insureds-additional-insureds-and-loss-payees-jll,23556</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2023-12-01</news:publication_date>
     <news:title>A Look at Subrogation and its Impact on Named Insureds, Additional Insureds, and Loss Payees (JLL 12/23)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/covering-sexual-harassment-claims-jll-0124,23557</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2024-01-01</news:publication_date>
     <news:title>Covering Sexual Harassment Claims (JLL 01/24)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-going-into-2024-expect-another-year-of-rising-rates-jll-0224,23558</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2024-02-01</news:publication_date>
     <news:title>State of the Market Going Into 2024 – Expect Another Year of Rising Rates (JLL 02/24)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/why-must-the-policy-clearly-say-the-llc-is-covered-jll-0324,23559</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2024-03-01</news:publication_date>
     <news:title>Why Must the Policy Clearly Say the LLC is Covered? (JLL 03/24)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-and-insuring-hipaa-risks-jll-0424,23560</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2024-04-01</news:publication_date>
     <news:title>Managing and Insuring HIPAA Risks (JLL 04/24)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-political-risk-insurance-and-risks-jll-0524,23561</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2024-05-01</news:publication_date>
     <news:title>Managing Political Risk Insurance and Risks (JLL 05/24)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/subrogration-in-workers-compensation-jll-0624,23562</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2024-06-01</news:publication_date>
     <news:title>Subrogration in Workers Compensation (JLL 06/24)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/ocean-cargo-and-other-transit-insurance-jll-0724,23563</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2024-07-01</news:publication_date>
     <news:title>Ocean Cargo and Other Transit Insurance (JLL 07/24)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/attorney-malpractice-insurance-coverage-and-recent-claims-jll-0824,23564</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2024-08-01</news:publication_date>
     <news:title>Attorney Malpractice: Insurance Coverage and Recent Claims (JLL 08/24)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/claims-made-versus-occurrence-policies-jll-0924,23565</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2024-09-01</news:publication_date>
     <news:title>Claims-Made Versus Occurrence Policies (JLL 09/24)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/pia-ct-2025,7510</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2025-03-29</news:publication_date>
     <news:title>PIA CT Convention 2025</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/untitiled,15018</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2025-12-11</news:publication_date>
     <news:title>Managing Merger and Acquisition Risks (JLL 12/25)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-business-interruption-coverage-disputes-jll-1125,10808</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2025-11-01</news:publication_date>
     <news:title>Managing Business Interruption Coverage Disputes (JLL 11/25)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/beware-of-ai-exclusions-and-the-evolving-regulatory-landscape-jll-1025,16687</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2025-10-01</news:publication_date>
     <news:title>Beware of AI Exclusions and the evolving Regulatory Landscape (JLL 10/25)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-wc-premium-audits-and-why-theyre-important-jll-0126,20356</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2026-01-01</news:publication_date>
     <news:title>A Look at WC Premium Audits and Why They’re Important (JLL 01/26)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-your-crime-policy-and-cyber-coverages-to-address-social-engineering-scams-jll-1024,23566</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2024-10-01</news:publication_date>
     <news:title>Managing Your Crime Policy and Cyber Coverages to Address Social Engineering Scams (JLL 10/24)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/understanding-the-rules-of-policy-interpretation-jll-1124,23567</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2024-11-01</news:publication_date>
     <news:title>Understanding the Rules of Policy Interpretation (JLL 11/24)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/crime-insurance-and-fidelity-bonds-ins-and-outs-jll-1224,23568</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2024-12-01</news:publication_date>
     <news:title>Crime Insurance and Fidelity Bonds: Ins and Outs (JLL 12/24)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-personal-and-advertising-injuries-generative-ai-and-deceptive-pfas-marketing-jll,23569</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2025-01-01</news:publication_date>
     <news:title>A Look at Personal and Advertising Injuries, Generative AI, and Deceptive PFAS Marketing (JLL 01/25)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-going-into-2025-rate-stabilizations-likely-jll-0225,23570</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2025-02-01</news:publication_date>
     <news:title>State of the Market Going Into 2025 – Rate Stabilizations Likely (JLL 02/25)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/does-a-company-with-only-occasional-employee-driving-exposures-still-need-hnoa-coverage-jll,23571</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2025-03-01</news:publication_date>
     <news:title>Does a Company With Only Occasional Employee Driving Exposures Still Need HNOA Coverage?  (JLL 03/25)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-and-insuring-the-risks-of-workplace-violence-jll-0425,23572</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2025-04-01</news:publication_date>
     <news:title>Managing and Insuring the Risks of Workplace Violence (JLL 04/25)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/using-erm-scenario-planning-to-navigate-uncertain-times-jll-0525,23573</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2025-05-01</news:publication_date>
     <news:title>Using ERM Scenario Planning to Navigate Uncertain Times (JLL 05/25)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-cannabis-business-risks-and-insurance-coverages-jll-0625,23574</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2025-06-01</news:publication_date>
     <news:title>A Look at Cannabis Business Risks and Insurance Coverages (JLL 06/25)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/how-to-allocate-workers-comp-insurance-and-claims-costs-jll-0725,23575</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2025-07-01</news:publication_date>
     <news:title>How to Allocate Workers Comp Insurance and Claims Costs (JLL 07/25)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-relatedness-in-insurance-policy-coverage-disputes-jll-0825,23576</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2025-08-01</news:publication_date>
     <news:title>A Look at “Relatedness” in Insurance Policy Coverage Disputes (JLL 08/25)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/avoiding-coverage-gaps-during-hurricane-season-jll-0925,23577</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2025-09-01</news:publication_date>
     <news:title>Avoiding Coverage Gaps During Hurricane Season (JLL 09/25)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/independent-contractors-and-apparent-agency-jll-0326,24051</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2026-03-01</news:publication_date>
     <news:title>Independent Contractors and Apparent Agency (JLL 03/26)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/state-of-the-market-going-into-2026-rate-stabilization-continues-jll-0226,21339</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2026-02-01</news:publication_date>
     <news:title>State of the Market Going into 2026 – Rate Stabilization Continues (JLL 02/26)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/lessons-from-recent-agency-eo-court-cases-jll-0426,24067</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2026-04-01</news:publication_date>
     <news:title>Lessons From Recent Agency E&amp;O Court Cases (JLL 04/26)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/managing-the-complexities-of-replacement-cost-coverage-jll-0526,24073</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2026-05-06</news:publication_date>
     <news:title>Managing the Complexities of Replacement Cost Coverage (JLL 05/26)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/a-look-at-fiduciary-coverages-and-erisa-jll-0626,24081</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2026-06-06</news:publication_date>
     <news:title>A Look at Fiduciary Coverages and ERISA (JLL 06/26)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/coverage-for-civil-unrest-jll-0726,24083</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2026-07-09</news:publication_date>
     <news:title>Coverage for Civil Unrest (JLL 07/26)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/electric-grid-damage-coverage-for-utilities-and-for-businesses-jll-0826,24089</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2026-08-13</news:publication_date>
     <news:title>Electric Grid Damage Coverage For Utilities and For Businesses
 (JLL 08/26)</news:title>
    </news:news>
</url><url>
   <loc>https://spcpub.com/stories/insurance-bad-faith-law-jll-0926,24094</loc>
   <news:news>
   <news:publication>
     <news:name>The John Liner Letter</news:name>
     <news:language>en</news:language>
   </news:publication>
   <news:publication_date>2026-09-09</news:publication_date>
     <news:title>Insurance Bad Faith Law (JLL 09/26)</news:title>
    </news:news>
</url></urlset>
