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https://spcpub.com/stories/how-does-bankruptcy-affect-insurance-coverage,5413 2009-01-01 weekly https://spcpub.com/stories/the-state-of-the-industry,5414 2009-01-01 weekly https://spcpub.com/stories/monthly-quiz,5415 2009-01-01 weekly https://spcpub.com/stories/who-needs-a-personal-umbrella,5417 2009-02-01 weekly https://spcpub.com/stories/is-allowing-minors-to-drink-alcohol-an-occurrence,5418 2009-02-01 weekly https://spcpub.com/stories/how-sleep-affects-your-work,5419 2009-02-01 weekly https://spcpub.com/stories/vendors-endorsements-how-useful-are-they,5420 2009-02-01 weekly https://spcpub.com/stories/when-does-the-impaired-property-exclusion-apply,5421 2009-02-01 weekly https://spcpub.com/stories/uninsured-motorist-numbers-likely-to-rise,5422 2009-02-01 weekly https://spcpub.com/stories/who-pays-legal-costs,5423 2009-02-01 weekly https://spcpub.com/stories/did-you-know,5424 2009-02-01 weekly https://spcpub.com/stories/monthly-quiz,5425 2009-02-01 weekly 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https://spcpub.com/stories/read-the-policy,5453 2009-06-01 weekly https://spcpub.com/stories/the-aging-of-the-insurance-industry,5454 2009-06-01 weekly https://spcpub.com/stories/are-insurers-required-to-educate-insureds-about-court-decisions,5455 2009-06-01 weekly https://spcpub.com/stories/better-business-grammar,5456 2009-06-01 weekly https://spcpub.com/stories/coverage-for-an-airplane,5457 2009-06-01 weekly https://spcpub.com/stories/monthly-quiz,5458 2009-06-01 weekly https://spcpub.com/stories/is-personal-injury-coverage-necessary,5460 2009-07-01 weekly https://spcpub.com/stories/the-iso-homeowners-policy-covers-the-insured-for-damages-resulting-from-bodily-injury-or-property,5461 2009-07-01 weekly https://spcpub.com/stories/personal-injury-on-the-other-hand-is-a-bit-more-complicated-though-not-typically-covered-by-the,5462 2009-07-01 weekly https://spcpub.com/stories/coverage-does-not-apply-to-personal-injury-caused-by-or-at-the-direction-of-an-insured,5463 2009-07-01 weekly https://spcpub.com/stories/can-it-be-accidental,5464 2009-07-01 weekly https://spcpub.com/stories/most-people-understand-how-an-insured-could-accidentally-cause-bodily-injury-or-property-damage,5465 2009-07-01 weekly https://spcpub.com/stories/like-other-types-of-injury-to-be-covered-personal-injury-must-result-from-the-insureds,5466 2009-07-01 weekly https://spcpub.com/stories/the-endorsement-is-not-the-only-way-to-obtain-personal-injury-coverage-it-is-also-provided-in,5467 2009-07-01 weekly https://spcpub.com/stories/is-personal-injury-coverage-necessary-maybe-not-for-everybody-but-the-opportunities-to-commit,5469 2009-07-01 weekly https://spcpub.com/stories/a-look-at-the-law,5470 2009-07-01 weekly https://spcpub.com/stories/can-invasion-of-privacy-be-unintentional,5471 2009-07-01 weekly https://spcpub.com/stories/in-2005-the-insured-was-sued-by-a-woman-alleging-that-he-had-sexually-assaulted-her-the-woman,5472 2009-07-01 weekly https://spcpub.com/stories/the-victims-complaint-included-three-claims-assault-and-battery-extreme-and-outrageous,5473 2009-07-01 weekly https://spcpub.com/stories/a-jury-found-in-favor-of-the-victim-and-awarded-damages-on-all-three-claims-the-victim-was-awarded,5474 2009-07-01 weekly https://spcpub.com/stories/personal-injury-coverage,5475 2009-07-01 weekly https://spcpub.com/stories/at-the-time-of-the-incident-the-insured-had-a-homeowners-policy-from-fire-insurance-exchange-the,5476 2009-07-01 weekly https://spcpub.com/stories/the-policy-excluded-coverage-for-injury-that-was-either-caused-intentionally-by-or-at-the,5477 2009-07-01 weekly https://spcpub.com/stories/fire-insurance-initially-agreed-to-provide-a-defense-for-the-insured-under-a-reservation-of,5478 2009-07-01 weekly https://spcpub.com/stories/in-the-meantime-the-insured-and-the-victim-reached-an-agreement-he-would-pay-a-portion-of-the,5479 2009-07-01 weekly 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2009-11-01 weekly https://spcpub.com/stories/terms-of-endearment,5589 2009-11-01 weekly https://spcpub.com/stories/monthly-quiz,5590 2009-11-01 weekly https://spcpub.com/stories/how-certificates-of-insurance-lead-to-eo-claims,5592 2009-12-01 weekly https://spcpub.com/stories/if-an-insured-is-found-guilty-is-defense-covered,5593 2009-12-01 weekly https://spcpub.com/stories/changes-to-the-nfip,5594 2009-12-01 weekly https://spcpub.com/stories/insurers-salvage-rights,5595 2009-12-01 weekly https://spcpub.com/stories/doing-more-with-less,5596 2009-12-01 weekly https://spcpub.com/stories/is-there-coverage-for-defamatory-tweets,5597 2009-12-01 weekly https://spcpub.com/stories/monthly-quiz,5598 2009-12-01 weekly https://spcpub.com/stories/coverage-for-volunteers-in-the-bap,5599 2010-01-01 weekly https://spcpub.com/stories/back-to-basics,5600 2010-01-01 weekly https://spcpub.com/stories/insuring-property-when-you-move,5601 2010-01-01 weekly 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https://spcpub.com/stories/the-definition-specifies-for-the-purposes-of-this-insurance-electronic-data-is-not-tangible,5612 2010-02-01 weekly https://spcpub.com/stories/also-an-electronic-data-exclusion-eliminates-coverage-for-damages-arising-out-of-the-loss-of,5613 2010-02-01 weekly https://spcpub.com/stories/what-does-this-mean-say-the-insured-was-a-painting-contractor-while-working-in-a-client,5614 2010-02-01 weekly https://spcpub.com/stories/endorsement-cg-04-37-electronic-data-liability-can-be-added-to-the-cgl-to-provide-this,5615 2010-02-01 weekly https://spcpub.com/stories/iso-also-offers-an-electronic-data-liability-coverage-form-cg-00-65-that-provides-broader,5616 2010-02-01 weekly https://spcpub.com/stories/the-form-excludes-coverage-for-loss-of-data-related-to-the-insureds-providing-computer,5617 2010-02-01 weekly https://spcpub.com/stories/coverage-in-the-bpp-form,5618 2010-02-01 weekly https://spcpub.com/stories/there-is-some-coverage-in-the-building-and-personal-property-form-bpp-for-the-cost-to-replace-or,5619 2010-02-01 weekly https://spcpub.com/stories/the-electronic-data-additional-coverage-will-pay-no-more-than-2500-per-policy-year-for-the-cost,5620 2010-02-01 weekly https://spcpub.com/stories/the-additional-coverage-does-include-a-virus-harmful-code-or-similar-instruction-introduced,5621 2010-02-01 weekly https://spcpub.com/stories/if-the-insured-chooses-not-to-replace-or-restore-the-data-the-insured-will-be-reimbursed-only-for,5622 2010-02-01 weekly https://spcpub.com/stories/electronic-data-are-property-sometimes-expensive-property-but-the-insureds-cgl-and-commercial,5624 2010-02-01 weekly https://spcpub.com/stories/professional-liability-for-technology-companies,5625 2010-02-01 weekly https://spcpub.com/stories/technology-professional-liability-policies-are-nonstandard-but-have-some-common-ground-they,5626 2010-02-01 weekly https://spcpub.com/stories/exclusions-vary-from-insurer-to-insurer-some-policies-exclude-coverage-for-the-insureds,5627 2010-02-01 weekly https://spcpub.com/stories/because-technology-professional-liability-policies-are-nonstandard-selecting-the-most-appropriate,5628 2010-02-01 weekly https://spcpub.com/stories/earthquake-coverage-in-personal-insurance,5629 2010-02-01 weekly https://spcpub.com/stories/the-homeowners-policy,5632 2010-02-01 weekly https://spcpub.com/stories/insurance-wont-help-to-protect-a-family-during-a-disaster-but-it-can-ease-the-financial-burden,5633 2010-02-01 weekly https://spcpub.com/stories/in-many-cases-earthquakes-can-lead-to-other-causes-of-loss-such-as-fires-explosions-landslides,5634 2010-02-01 weekly https://spcpub.com/stories/the-iso-program-includes-an-earthquake-endorsement-to-the-homeowners-policy-the-endorsement-does,5635 2010-02-01 weekly https://spcpub.com/stories/earthquake-coverage-both-commercial-and-personal-is-typically-offered-with-a-percentage,5636 2010-02-01 weekly https://spcpub.com/stories/there-is-no-such-thing-as-a-no-risk-area-as-far-as-earthquakes-are-concerned-earthquake-damage,5637 2010-02-01 weekly https://spcpub.com/stories/earthquake-coverage-for-autos,5638 2010-02-01 weekly https://spcpub.com/stories/unlike-the-homeowners-policy-the-personal-auto-policy-provides-coverage-for-damage-related-to,5639 2010-02-01 weekly https://spcpub.com/stories/in-the-wake-of-the-catastrophic-events-in-haiti-earthquakes-are-on-everybodys-mind-watching-on,5630 2010-02-01 weekly https://spcpub.com/stories/personal-risk-management-is-a-big-part-of-preparing-for-any-disaster-families-should-educate,5631 2010-02-01 weekly https://spcpub.com/stories/the-liability-portion-of-the-policy-provides-coverage-for-the-insureds-liability-for-an-auto,5640 2010-02-01 weekly https://spcpub.com/stories/under-coverage-for-damage-to-the-insureds-auto-loss-caused-by-earthquake-is-considered-other,5641 2010-02-01 weekly https://spcpub.com/stories/a-look-at-the-law-,5642 2010-02-01 weekly https://spcpub.com/stories/true-facts-and-professional-liability,5643 2010-02-01 weekly https://spcpub.com/stories/eleazar-casiano-was-killed-in-a-trench-collapse-that-occurred-while-he-was-working-on-a-sewer,5644 2010-02-01 weekly https://spcpub.com/stories/bmi-sought-coverage-from-its-excess-commercial-general-liability-cgl-insurer-qbe-insurance,5645 2010-02-01 weekly https://spcpub.com/stories/not-an-occurrence,5646 2010-02-01 weekly https://spcpub.com/stories/a-district-court-sided-with-the-insurer-occurrence-was-defined-in-the-policy-as-an-accident,5647 2010-02-01 weekly https://spcpub.com/stories/the-district-court-found-that-though-the-complaint-alleged-that-bmi-had-acted-negligently-all-of,5648 2010-02-01 weekly https://spcpub.com/stories/professional-services-exclusion,5649 2010-02-01 weekly https://spcpub.com/stories/bmi-appealed-the-decision-in-qbi-insurance-corporation-v-brown-mitchell-inc-the-united,5650 2010-02-01 weekly https://spcpub.com/stories/the-exclusion-stated-that-coverage-did-not-apply-to-bodily-injury-or-property-damage-due-to,5651 2010-02-01 weekly https://spcpub.com/stories/the-court-noted-that-though-professional-services-and-engineering-services-were-not,5652 2010-02-01 weekly https://spcpub.com/stories/in-light-of-the-allegations-and-the-policy-language-the-court-determined-that-finding-that,5653 2010-02-01 weekly https://spcpub.com/stories/the-true-facts-of-the-case,5654 2010-02-01 weekly https://spcpub.com/stories/bmi-however-was-not-done-arguing-it-said-that-regardless-of-the-allegations-in-the-complaint,5655 2010-02-01 weekly https://spcpub.com/stories/bmi-said-that-it-had-informed-the-insurer-of-the-true-fact-that-the-bmi-representative-at-the,5656 2010-02-01 weekly https://spcpub.com/stories/the-court-disagreed-saying-if-the-unpled-facts-would-not-support-a-claim-for-liability,5657 2010-02-01 weekly https://spcpub.com/stories/the-court-held-that-the-insurer-was-not-obligated-to-provide-coverage-noting-that-the,5658 2010-02-01 weekly https://spcpub.com/stories/it-can-be-difficult-to-sort-out-which-situations-fall-into-the-professional-services-category-as,5659 2010-02-01 weekly https://spcpub.com/stories/the-cgl-is-simply-not-designed-to-cover-injury-that-arises-out-of-professional-actions-or,5660 2010-02-01 weekly https://spcpub.com/stories/home-based-businesses,5661 2010-02-01 weekly https://spcpub.com/stories/as-we-noted-in-last-months-issue-a-lot-of-people-who-have-lost-their-jobs-to-the-terrible,5662 2010-02-01 weekly https://spcpub.com/stories/some-people-may-not-view-their-home-based-business-as-a-business-theyre-simply-babysitting-a,5663 2010-02-01 weekly https://spcpub.com/stories/exclusions-in-the-homeowners-policy,5664 2010-02-01 weekly https://spcpub.com/stories/the-homeowners-policy-has-a-very-low-threshold-for-what-it-considers-a-business-the-term-is,5665 2010-02-01 weekly https://spcpub.com/stories/liability-coverage-and-medical-payments-to-others-coverage-do-not-apply-to-bodily-injury-or,5666 2010-02-01 weekly https://spcpub.com/stories/coverage-is-also-excluded-for-bodily-injury-to-any-person-eligible-to-receive-any-benefits,5667 2010-02-01 weekly https://spcpub.com/stories/as-an-additional-coverage-the-policy-provides-up-to-1000-for-damage-to-the-property-of-others,5668 2010-02-01 weekly https://spcpub.com/stories/another-relevant-exclusion-bars-property-coverage-for-structures-other-than-the-dwelling-on-the,5669 2010-02-01 weekly https://spcpub.com/stories/available-coverage,5670 2010-02-01 weekly https://spcpub.com/stories/the-homeowners-policy-leaves-the-owners-of-even-small-home-based-businesses-with-some-serious-gaps,5671 2010-02-01 weekly https://spcpub.com/stories/endorsements-are-available-to-provide-coverage-for-a-couple-of-specific-businesses-for-example-a,5672 2010-02-01 weekly https://spcpub.com/stories/endorsement-ho-07-01-is-more-general-providing-coverage-for-the-business-described-in-the,5673 2010-02-01 weekly https://spcpub.com/stories/not-all-types-or-sizes-of-business-will-be-eligible-for-coverage-through-the-homeowners-policy,5674 2010-02-01 weekly https://spcpub.com/stories/leaving-a-paper-trail,5675 2010-02-01 weekly https://spcpub.com/stories/in-suspense-novels-and-movies-the-corrupt-politicians-and-business-executives-are-always-trying-to,5676 2010-02-01 weekly https://spcpub.com/stories/were-going-to-go-ahead-and-assume-that-youre-not-laundering-money-or-hatching-an-evil-plan,5677 2010-02-01 weekly https://spcpub.com/stories/in-your-home-life-saving-every-little-scrap-of-paper-is-what-lands-you-on-the-reality-show,5678 2010-02-01 weekly https://spcpub.com/stories/any-correspondence-with-customers-either-through-e-mail-or-snail-mail-should-be-saved,5679 2010-02-01 weekly https://spcpub.com/stories/your-agency-should-have-a-policy-about-what-to-save-and-how-long-to-save-it-if-youre-not-sure,5680 2010-02-01 weekly https://spcpub.com/stories/test-your-knowledge-,5681 2010-02-01 weekly https://spcpub.com/stories/liability-for-a-texting-employee,5682 2010-02-01 weekly https://spcpub.com/stories/your-insureds-employee-hit-a-parked-car-while-texting-a-friend-the-employee-was-driving-her-own,5683 2010-02-01 weekly https://spcpub.com/stories/your-insured-has-certainly-been-issued-a-wake-up-call-by-her-employees-accident-employers-can,5684 2010-02-01 weekly https://spcpub.com/stories/scope-of-the-problem,5685 2010-02-01 weekly https://spcpub.com/stories/although-texting-while-driving-is-now-illegal-in-20-states-with-legislation-pending-in-several,5686 2010-02-01 weekly https://spcpub.com/stories/partial-solution-for-employers,5687 2010-02-01 weekly https://spcpub.com/stories/an-employer-can-never-totally-control-the-behavior-of-employees-however-having-a-strong-policy,5688 2010-02-01 weekly https://spcpub.com/stories/many-employers-issue-cell-phones-blackberries-laptops-and-other-electronic-devices-to-employees,5689 2010-02-01 weekly https://spcpub.com/stories/electronic-usage-policy,5690 2010-02-01 weekly https://spcpub.com/stories/the-policy-should-be-reasonable-but-it-also-must-protect-your-insured-as-much-as-possible-the,5691 2010-02-01 weekly https://spcpub.com/stories/a-less-restrictive-policy-might-allow-use-of-hands-free-devices-in-limited-circumstances-eg,5692 2010-02-01 weekly https://spcpub.com/stories/once-a-policy-is-developed-employees-should-be-required-to-acknowledge-receipt-of-the-policy-in,5693 2010-02-01 weekly https://spcpub.com/stories/employer-vicarious-liability,5694 2010-02-01 weekly https://spcpub.com/stories/employers-have-been-found-liable-for-auto-accidents-caused-by-the-negligence-of-their-employees,5695 2010-02-01 weekly https://spcpub.com/stories/your-insured-needs-to-sit-down-right-now-and-devise-a-policy-regarding-use-of-electronic,5696 2010-02-01 weekly https://spcpub.com/stories/action-point,5623 2010-02-01 weekly https://spcpub.com/stories/-this-article-was-written-by-jann-browning-cpcu-arm-editor-of-the-john-liner-review-a,5697 2010-02-01 weekly https://spcpub.com/stories/monthly-quiz,5698 2010-02-01 weekly https://spcpub.com/stories/this-months-quiz-tests-your-knowledge-of-workers-compensation-and-employers-liability-insurance,5699 2010-02-01 weekly https://spcpub.com/stories/1-the-experience-rating-modification-is-a-factor-applied-to-premium-to-reflect,5700 2010-02-01 weekly https://spcpub.com/stories/a-a-good-claims-history,5701 2010-02-01 weekly https://spcpub.com/stories/b-the-type-of-manufacturing-the-insured-is-engaged-in,5702 2010-02-01 weekly https://spcpub.com/stories/c-the-experience-of-the-insureds-work-force,5703 2010-02-01 weekly https://spcpub.com/stories/d-the-risks-variation-from-the-average-risk,5704 2010-02-01 weekly https://spcpub.com/stories/2-which-of-the-following-is-an-example-of-a-third-party-over-suit,5705 2010-02-01 weekly https://spcpub.com/stories/a-the-employee-sues-the-employer-for-additional-damages,5706 2010-02-01 weekly https://spcpub.com/stories/b-the-employee-sues-a-third-party-who-may-be-partly-responsible-for-an-injury-and-the-third,5707 2010-02-01 weekly https://spcpub.com/stories/c-the-employee-sues-the-insurer-for-additional-damages,5708 2010-02-01 weekly https://spcpub.com/stories/d-the-employee-sues-a-fellow-employee-for-additional-damages,5709 2010-02-01 weekly https://spcpub.com/stories/3-all-of-the-following-are-exclusions-under-employers-liability-except,5710 2010-02-01 weekly https://spcpub.com/stories/a-medical-costs,5711 2010-02-01 weekly https://spcpub.com/stories/b-liability-assumed-by-contract,5712 2010-02-01 weekly https://spcpub.com/stories/c-punitive-or-exemplary-damages,5713 2010-02-01 weekly https://spcpub.com/stories/d-bodily-injury-intentionally-caused-or-aggravated,5714 2010-02-01 weekly https://spcpub.com/stories/answers-1d-2b-3a,5715 2010-02-01 weekly https://spcpub.com/stories/what-is-an-insured-contract,5717 2010-03-01 weekly https://spcpub.com/stories/changes-to-the-businessowners-program,5718 2010-03-01 weekly https://spcpub.com/stories/communicating-with-your-customers,5719 2010-03-01 weekly https://spcpub.com/stories/coverage-for-violations-of-the-tcpa,5720 2010-03-01 weekly https://spcpub.com/stories/coverage-for-winter-storms,5721 2010-03-01 weekly https://spcpub.com/stories/claims-made-and-occurrence-policies,5722 2010-03-01 weekly https://spcpub.com/stories/monthly-quiz,5723 2010-03-01 weekly https://spcpub.com/stories/flood-coverage-for-residential-condos,5725 2010-04-01 weekly https://spcpub.com/stories/more-changes-to-the-businessowners-program,5726 2010-04-01 weekly https://spcpub.com/stories/not-avoiding-confrontation,5727 2010-04-01 weekly https://spcpub.com/stories/is-a-notice-of-cancellation-ambiguous,5728 2010-04-01 weekly https://spcpub.com/stories/canceling-an-insurance-policy,5729 2010-04-01 weekly https://spcpub.com/stories/should-your-insured-hire-a-public-adjuster,5730 2010-04-01 weekly https://spcpub.com/stories/did-you-know,5731 2010-04-01 weekly https://spcpub.com/stories/monthly-quiz,5732 2010-04-01 weekly https://spcpub.com/stories/coverage-for-sewage-backup-damage,5734 2010-05-01 weekly https://spcpub.com/stories/its-an-unpleasant-thought-but-sewage-backup-is-a-real-problem-that-can-happen-to-anyone,5735 2010-05-01 weekly https://spcpub.com/stories/homeowners-endorsement,5736 2010-05-01 weekly https://spcpub.com/stories/most-people-mistakenly-think-that-water-damage-is-covered-under-their-homeowners-policy-in-fact,5737 2010-05-01 weekly https://spcpub.com/stories/this-doesnt-necessarily-mean-that-your-insureds-have-no-coverage-if-they-end-up-in-a-sewage,5738 2010-05-01 weekly https://spcpub.com/stories/endorsements-like-isos-water-back-up-and-sump-discharge-or-overflow-ho-04-95-insure-property,5739 2010-05-01 weekly https://spcpub.com/stories/flood-insurance-policy,5740 2010-05-01 weekly https://spcpub.com/stories/insureds-may-also-think-that-they-do-not-need-to-purchase-the-endorsement-if-they-already-have,5741 2010-05-01 weekly https://spcpub.com/stories/-overflow-of-inland-or-tidal-waters,5742 2010-05-01 weekly https://spcpub.com/stories/-unusual-and-rapid-accumulation-of-runoff-surface-waters-from-any-source-or,5743 2010-05-01 weekly https://spcpub.com/stories/untitled,5744 2010-05-01 weekly https://spcpub.com/stories/-mudflow,5745 2010-05-01 weekly https://spcpub.com/stories/the-only-way-a-flood-policy-covers-sewage-backup-is-if-the-backup-is-a-direct-result-of-flooding-as,5746 2010-05-01 weekly https://spcpub.com/stories/during-heavy-rains-or-rapid-spring-thaws-the-lines-can-fill-up-much-more-quickly-than-usual,5747 2010-05-01 weekly https://spcpub.com/stories/causes,5748 2010-05-01 weekly https://spcpub.com/stories/the-most-common-cause-of-sewage-backup-is-flushing-things-down-drains-and-toilets-that-you,5749 2010-05-01 weekly https://spcpub.com/stories/two-other-common-causes-of-sewage-and-drain-backup-are-structural-defects-and-tree-roots-if-left,5750 2010-05-01 weekly https://spcpub.com/stories/surprisingly-and-unfortunately-vandalism-is-a-large-contributor-to-sewage-backup-leaves-sticks,5751 2010-05-01 weekly https://spcpub.com/stories/many-homeowners-find-out-too-late-that-they-do-not-have-the-proper-coverage-for-sewage-backup-the,5753 2010-05-01 weekly https://spcpub.com/stories/insureds-may-not-know-that-they-not-the-city-are-responsible-for-the-lateral-line-and-its,5754 2010-05-01 weekly https://spcpub.com/stories/purchasing-the-endorsement-and-following-the-prevention-steps-above-will-protect-the-insured-from,5755 2010-05-01 weekly https://spcpub.com/stories/prevention-of-sewage-backup-for-homeowners,5756 2010-05-01 weekly https://spcpub.com/stories/your-insureds-can-easily-prevent-lateral-line-blockage-and-backflow-in-many-instances-by,5757 2010-05-01 weekly https://spcpub.com/stories/-not-flushing-fats-oils-or-greases-from-food-preparation-down-toilets-or-drains,5758 2010-05-01 weekly https://spcpub.com/stories/-not-flushing-disposable-diapers-and-sanitary-napkins-or-any-solid-material-too-large-for,5759 2010-05-01 weekly https://spcpub.com/stories/-keeping-drains-clear-of-hair-and-excessive-dirt,5760 2010-05-01 weekly https://spcpub.com/stories/-ensuring-there-are-screens-or-stoppers-in-all-drains,5761 2010-05-01 weekly https://spcpub.com/stories/-scheduling-a-sewer-inspection-and-regular-maintenance-and,5762 2010-05-01 weekly https://spcpub.com/stories/-not-planting-trees-with-shallow-spreading-root-systems-near-the-lateral-line,5763 2010-05-01 weekly https://spcpub.com/stories/they-also-may-want-to-consider-installing-a-backflow-prevention-device-bpd-this-is-a-valve-or,5764 2010-05-01 weekly https://spcpub.com/stories/empathy-in-customer-service,5765 2010-05-01 weekly https://spcpub.com/stories/there-is-no-better-way-to-increase-client-retention-and-agency-revenue-than-to-provide-exceptional,5766 2010-05-01 weekly https://spcpub.com/stories/usaa-customer-service-hall-of-famer,5767 2010-05-01 weekly https://spcpub.com/stories/dont-think-the-sometimes-bad-rap-insurance-agencies-and-insurance-companies-have-cannot-be,5768 2010-05-01 weekly https://spcpub.com/stories/what-makes-usaas-customer-service-so-praiseworthy-empathy-its-as-simple-as-putting-yourself,5769 2010-05-01 weekly https://spcpub.com/stories/empathy-and-trust,5770 2010-05-01 weekly https://spcpub.com/stories/empathy-can-help-build-better-relationships-between-the-agency-and-its-clients-clients-have-to,5771 2010-05-01 weekly https://spcpub.com/stories/empathetic-listening,5772 2010-05-01 weekly https://spcpub.com/stories/empathetic-listening-is-one-of-the-most-valuable-skills-you-can-possess-as-a-csr-but-it-can-be-a,5773 2010-05-01 weekly https://spcpub.com/stories/here-are-some-of-the-qualities-of-empathetic-listening,5774 2010-05-01 weekly https://spcpub.com/stories/-listening-with-full-attention-to-sounds-and-other-relevant-signals-including-tone-of-voice-and,5775 2010-05-01 weekly https://spcpub.com/stories/-paying-attention-to-facial-expression-and-body-language,5776 2010-05-01 weekly https://spcpub.com/stories/-putting-yourself-in-the-clients-shoes,5777 2010-05-01 weekly https://spcpub.com/stories/-giving-feedback-and-checking-your-understanding-by-asking-questions,5778 2010-05-01 weekly https://spcpub.com/stories/-summarizing-and-taking-notes,5779 2010-05-01 weekly https://spcpub.com/stories/-being-honest-when-you-disagree-but-at-the-same-time-expressing-genuine-understanding-of-the,5780 2010-05-01 weekly https://spcpub.com/stories/-keeping-your-emotions-under-control-even-in-difficult-or-unpleasant-situations,5781 2010-05-01 weekly https://spcpub.com/stories/-offering-compromises-and-solutions,5782 2010-05-01 weekly https://spcpub.com/stories/-considering-your-responses-and-planning-what-you-will-say-before-you-say-it,5783 2010-05-01 weekly https://spcpub.com/stories/-putting-the-clients-needs-first,5784 2010-05-01 weekly https://spcpub.com/stories/its-important-that-clients-understand-that-you-are-on-their-side-poor-listening-skills,5785 2010-05-01 weekly https://spcpub.com/stories/a-look-at-the-law-,5786 2010-05-01 weekly https://spcpub.com/stories/is-nonpayment-considered-theft,5787 2010-05-01 weekly https://spcpub.com/stories/rocky-greenfield-owned-a-wholesale-motor-vehicle-dealership-in-the-state-of-washington-called-gg,5788 2010-05-01 weekly https://spcpub.com/stories/greenfield-attempted-to-collect-his-money-by-filing-a-claim-with-western-thinking-that-the-loss,5789 2010-05-01 weekly https://spcpub.com/stories/greenfield-argued-that-medlens-actions-in-depositing-the-vehicles-payment-in-his-business,5790 2010-05-01 weekly https://spcpub.com/stories/theft-needs-intent,5791 2010-05-01 weekly https://spcpub.com/stories/greenfield-could-not-establish-intent-by-medlen-to-steal-the-property-medlen-did-not-unlawfully-or,5792 2010-05-01 weekly https://spcpub.com/stories/the-issue-here-is-whether-the-lack-of-payment-by-medlen-allows-the-truck-to-be-considered-a-loss-by,5793 2010-05-01 weekly https://spcpub.com/stories/if-you-have-insureds-who-engage-in-consignment-of-vehicles-or-other-property-be-aware-that-loss,5794 2010-05-01 weekly https://spcpub.com/stories/consignment-law-and-bankruptcy,5795 2010-05-01 weekly https://spcpub.com/stories/as-you-can-see-from-this-issues-a-look-at-the-law-case-consignment-can-raise-sticky-legal,5796 2010-05-01 weekly https://spcpub.com/stories/a-consignment-takes-place-when-the-owner-consignor-gives-goods-to-a-consignee-who-then-sells-the,5797 2010-05-01 weekly https://spcpub.com/stories/the-consignee-also-has-the-right-to-return-the-goods-to-the-consignor-or-the-consignor-can-demand,5798 2010-05-01 weekly https://spcpub.com/stories/consignment-is-governed-largely-by-each-states-uniform-commercial-code-ucc-while-generally,5799 2010-05-01 weekly https://spcpub.com/stories/perfecting-the-security-interest,5800 2010-05-01 weekly https://spcpub.com/stories/ucc-section-9-103d-states-that-the-consignor-has-a-purchase-money-security-interest-in-its,5801 2010-05-01 weekly https://spcpub.com/stories/therefore-the-consignor-should-have-a-contract-or-agreement-with-the-consignee-and-many-states,5802 2010-05-01 weekly https://spcpub.com/stories/priority,5803 2010-05-01 weekly https://spcpub.com/stories/if-a-creditor-is-trying-seize-goods-or-proceeds-from-a-consignment-a-consignor-must-provide-proof,5804 2010-05-01 weekly https://spcpub.com/stories/action-point,5752 2010-05-01 weekly https://spcpub.com/stories/a-the-consignor-filed-a-ucc-1-and-had-a-contract-with-the-consignee-before-the-consignee-took-the,5805 2010-05-01 weekly https://spcpub.com/stories/b-the-consignor-notified-preexisting-creditors-who-may-have-conflicting-interest-in-the-consigned,5806 2010-05-01 weekly https://spcpub.com/stories/c-the-creditors-confirmed-with-the-consignor-that-they-received-the-above-notice,5807 2010-05-01 weekly https://spcpub.com/stories/the-information-needed-to-contact-preexisting-creditors-can-be-found-at-the-state-filing-office-if,5808 2010-05-01 weekly https://spcpub.com/stories/if-the-consignor-files-a-ucc-1-and-takes-the-above-steps-to-establish-priority-it-is-entitled-to,5809 2010-05-01 weekly https://spcpub.com/stories/consignment-creates-important-coverage-issues-in-connection-with-both-property-and-liability,5810 2010-05-01 weekly https://spcpub.com/stories/residential-fire-sprinklers,5811 2010-05-01 weekly https://spcpub.com/stories/a-dispute-over-a-proposed-rule-in-florida-requiring-fire-sprinklers-in-many-newly-constructed-homes,5812 2010-05-01 weekly https://spcpub.com/stories/fire-safety-is-an-ongoing-concern-each-year-more-than-3000-deaths-occur-in-residential-fires,5813 2010-05-01 weekly https://spcpub.com/stories/for-those-concerned-with-damage-incurred-during-an-accidental-activation-it-is-helpful-to-note-the,5814 2010-05-01 weekly https://spcpub.com/stories/-each-sprinkler-head-is-temperature-sensitive-which-causes-it-not-the-entire-system-to,5815 2010-05-01 weekly https://spcpub.com/stories/-sprinklers-respond-only-to-heat-not-to-smoke-or-vapors,5816 2010-05-01 weekly https://spcpub.com/stories/-only-the-sprinklers-over-the-fire-will-activate-this-often-reduces-the-extent-of-property,5817 2010-05-01 weekly https://spcpub.com/stories/-sprinklers-limit-fire-growth-sometimes-even-putting-out-the-fire-before-the-fire-department,5818 2010-05-01 weekly https://spcpub.com/stories/untitled,5819 2010-05-01 weekly https://spcpub.com/stories/a-study-by-the-national-fire-protection-association-nfpa-found-that-sprinklers-operated,5820 2010-05-01 weekly https://spcpub.com/stories/it-is-clear-that-preventing-a-fire-from-spreading-will-save-thousands-of-dollars-in-property-damage,5821 2010-05-01 weekly https://spcpub.com/stories/action-point,5822 2010-05-01 weekly https://spcpub.com/stories/its-up-to-each-state-to-decide-whether-to-adopt-the-new-provisions-contained-in-the-irc,5823 2010-05-01 weekly https://spcpub.com/stories/also-most-insurers-offer-discounts-on-homeowners-premiums-for-fire-sprinkler-protection-systems,5824 2010-05-01 weekly https://spcpub.com/stories/two-minute-memo-,5825 2010-05-01 weekly https://spcpub.com/stories/help-insureds-avoid-bicycle-theft,5826 2010-05-01 weekly https://spcpub.com/stories/warmer-weather-is-here-and-that-means-more-opportunities-for-bike-rides-unfortunately-it-can,5827 2010-05-01 weekly https://spcpub.com/stories/according-to-the-insurance-information-institute-the-national-bike-registry-estimates-that-over,5828 2010-05-01 weekly https://spcpub.com/stories/homeowners-and-renters-policies-cover-bicycles-even-when-the-theft-occurs-away-from-home-however,5829 2010-05-01 weekly https://spcpub.com/stories/for-your-insureds-who-own-expensive-bikes-it-may-be-in-their-best-interests-to-purchase-a-floater,5830 2010-05-01 weekly https://spcpub.com/stories/additionally-you-can-let-your-insureds-know-about-the-following-tips-to-help-prevent-their,5831 2010-05-01 weekly https://spcpub.com/stories/-lock-your-bike-even-if-it-is-on-your-porch-or-in-your-garage-or-if-you-are-leaving-it,5832 2010-05-01 weekly https://spcpub.com/stories/-buy-a-heavy-duty-lock-cable-locks-and-small-chains-are-easily-cut-so-stay-away-from-them,5833 2010-05-01 weekly https://spcpub.com/stories/-choose-well-lit-highly-public-places-to-lock-your-bike-a-spot-with-cameras-is-even-better,5834 2010-05-01 weekly https://spcpub.com/stories/-lock-your-bike-correctly-this-means-locking-the-frame-and-both-wheels-if-possible-to-a,5835 2010-05-01 weekly https://spcpub.com/stories/all-locks-can-be-broken-but-these-tips-likely-will-make-the-bike-too-much-trouble-to-steal,5836 2010-05-01 weekly https://spcpub.com/stories/your-insureds-should-also-register-their-bicycles-with-their-local-law-enforcement-the-police-will,5837 2010-05-01 weekly https://spcpub.com/stories/hurricane-season-2010,5838 2010-05-01 weekly https://spcpub.com/stories/the-early-predictions-for-the-2010-hurricane-season-for-the-atlantic-are-in-and-it-doesnt,5839 2010-05-01 weekly https://spcpub.com/stories/accuweather-hurricane-forecaster-joe-bastardi-predicts-15-total-storms-5-of-which-will-be,5840 2010-05-01 weekly https://spcpub.com/stories/colorado-state-university-csu-also-released-early-hurricane-predictions-its-forecasters-dr,5841 2010-05-01 weekly https://spcpub.com/stories/high-storm-estimates-are-based-on-the-rapidly-dissipating-el-nio-climate-pattern-which-produces,5842 2010-05-01 weekly https://spcpub.com/stories/early-predictions-are-certainly-not-foolproof-and-the-csu-team-has-cautioned-that-hurricane,5843 2010-05-01 weekly https://spcpub.com/stories/monthly-quiz,5844 2010-05-01 weekly https://spcpub.com/stories/this-months-quiz-tests-your-knowledge-of-inland-marine-insurance,5845 2010-05-01 weekly https://spcpub.com/stories/1-under-a-commercial-inland-marine-policy-if-the-insurer-pays-a-total-loss-for-a-scheduled-item,5846 2010-05-01 weekly https://spcpub.com/stories/a-consider-the-premium-paid-for-the-scheduled-item-to-be-fully-earned,5847 2010-05-01 weekly https://spcpub.com/stories/b-refund-all-of-the-premium-paid-for-the-scheduled-item,5848 2010-05-01 weekly https://spcpub.com/stories/c-refund-the-unearned-premium-for-the-scheduled-item,5849 2010-05-01 weekly https://spcpub.com/stories/2-one-of-the-more-complex-inland-marine-forms-is-the-jewelers-block-coverage-form-all-of-the,5850 2010-05-01 weekly https://spcpub.com/stories/a-property-exhibited-off-the-described-premises-may-be-covered-by-endorsement,5851 2010-05-01 weekly https://spcpub.com/stories/b-the-jewelers-block-application-is-at-best-a-representation-on-the-part-of-the-insured,5852 2010-05-01 weekly https://spcpub.com/stories/c-one-condition-of-the-policy-deals-with-the-suspension-of-protective-safeguards,5853 2010-05-01 weekly https://spcpub.com/stories/3-the-physicians-and-surgeons-equipment-coverage-form-covers-three-basic-categories-of-property,5854 2010-05-01 weekly https://spcpub.com/stories/a-professional-equipment,5855 2010-05-01 weekly https://spcpub.com/stories/b-tenant-insureds-interest-in-improvements-and-betterments,5856 2010-05-01 weekly https://spcpub.com/stories/c-patients-accounts-receivable,5857 2010-05-01 weekly https://spcpub.com/stories/answers-1c-2b-3c,5858 2010-05-01 weekly https://spcpub.com/stories/insuring-recreational-boats,5860 2010-06-01 weekly https://spcpub.com/stories/its-summertime-and-that-means-its-time-to-make-sure-canoes-speedboats-sailboats-yachts,5861 2010-06-01 weekly https://spcpub.com/stories/coverage-under-the-homeowners-policy,5862 2010-06-01 weekly https://spcpub.com/stories/very-limited-coverage-for-boats-exists-under-standard-homeowners-or-renters-policies-and-boats-are,5863 2010-06-01 weekly https://spcpub.com/stories/the-homeowners-policys-liability-coverage-applies-to-watercraft-but-only-under-limited,5864 2010-06-01 weekly https://spcpub.com/stories/coverage-applies-to-owned-watercraft-only-if-the-watercraft-is-stored-is-a-sailboat-less-than-26,5865 2010-06-01 weekly https://spcpub.com/stories/if-the-watercraft-is-neither-owned-by-nor-rented-to-the-insured-the-size-limitations-do-not-apply,5866 2010-06-01 weekly https://spcpub.com/stories/an-endorsement-ho-24-75-10-allows-an-insured-to-schedule-one-or-more-boats-for-liability-coverage,5867 2010-06-01 weekly https://spcpub.com/stories/if-your-insured-decides-on-a-canoe-paddleboat-or-small-fishing-boat-the-coverage-provided-under,5868 2010-06-01 weekly https://spcpub.com/stories/boat-insurance,5869 2010-06-01 weekly https://spcpub.com/stories/property-damage-larger-and-faster-boats-as-well-as-personal-watercraft-such-as-jet-skis-require,5870 2010-06-01 weekly https://spcpub.com/stories/typical-boat-insurance-policies-cover-physical-loss-or-damage-to-the-hull-machinery-fittings,5871 2010-06-01 weekly https://spcpub.com/stories/liability-boat-insurance-also-typically-covers-the-following,5872 2010-06-01 weekly https://spcpub.com/stories/-bodily-injury-and-property-damage-liability,5873 2010-06-01 weekly https://spcpub.com/stories/-guest-passenger-liability-legal-expenses-incurred-by-others-using-the-boat-with-the-owners,5874 2010-06-01 weekly https://spcpub.com/stories/-medical-payments-for-injuries-to-both-the-boat-owner-and-other-passengers,5875 2010-06-01 weekly https://spcpub.com/stories/typical-boat-insurance-policies-include-liability-limits-starting-at-15000-which-can-be,5876 2010-06-01 weekly https://spcpub.com/stories/some-policies-also-offer-additional-coverage-for-towing-and-emergency-maintenance-personal,5877 2010-06-01 weekly https://spcpub.com/stories/yacht-policies,5878 2010-06-01 weekly https://spcpub.com/stories/large-boats-typically-boats-over-26-feet-and-worth-more-than-50000-require-separate,5879 2010-06-01 weekly https://spcpub.com/stories/like-small-boat-policies-common-forms-for-yachts-exclude-coverage-for-wear-and-tear-gradual,5880 2010-06-01 weekly https://spcpub.com/stories/most-boat-owners-will-not-find-enough-coverage-under-the-homeowners-policy-and-will-require,5882 2010-06-01 weekly https://spcpub.com/stories/tornado-damage-whats-covered,5884 2010-06-01 weekly https://spcpub.com/stories/tornadoes-are-not-something-many-people-usually-think-about-when-purchasing-insurance-however-the,5885 2010-06-01 weekly https://spcpub.com/stories/building-codes-in-tornado-alley-have-a-different-emphasis-than-requirements-in-other-disaster-prone,5888 2010-06-01 weekly https://spcpub.com/stories/coverage-under-the-homeowners-policy,5889 2010-06-01 weekly https://spcpub.com/stories/standard-homeowners-policies-provide-coverage-for-wind-damage-due-to-tornadoes-some-people-believe,5890 2010-06-01 weekly https://spcpub.com/stories/the-homeowners-policy-also-provides-coverage-for-additional-living-expenses-ale-such-as-hotel,5891 2010-06-01 weekly https://spcpub.com/stories/should-a-strong-tornado-directly-hit-a-home-the-damage-would-likely-require-that-the-entire-home,5892 2010-06-01 weekly https://spcpub.com/stories/its-important-that-the-home-be-insured-to-value-the-claim-process-after-a-physically-and,5893 2010-06-01 weekly https://spcpub.com/stories/your-insureds-should-also-understand-their-deductibles-depending-on-the-state-and-location-some,5894 2010-06-01 weekly https://spcpub.com/stories/tornadoes-are-extremely-violent-and-destructive-natural-disasters-so-it-is-important-that-your,5895 2010-06-01 weekly https://spcpub.com/stories/tornadoes-can-occur-all-over-the-world-but-are-most-common-in-the-united-states-especially-in-the,5886 2010-06-01 weekly https://spcpub.com/stories/building-codes,5887 2010-06-01 weekly https://spcpub.com/stories/a-look-at-the-law-,5897 2010-06-01 weekly https://spcpub.com/stories/intentional-injury-covered-by-personal-umbrella,5898 2010-06-01 weekly https://spcpub.com/stories/on-may-5-2002-adam-copp-and-his-roommate-sean-manley-were-celebrating-their-last-day-of-finals,5899 2010-06-01 weekly https://spcpub.com/stories/dugger-continued-to-swear-and-yell-at-copp-from-behind-the-closed-door-and-copp-went-outside-to,5900 2010-06-01 weekly https://spcpub.com/stories/copp-realized-he-was-outnumbered-and-began-to-fear-for-his-safety-in-an-attempt-to-prevent-injury,5901 2010-06-01 weekly https://spcpub.com/stories/jacobson-sued-copp-for-compensatory-and-punitive-damages-for-assault-and-battery-alleging-that,5902 2010-06-01 weekly https://spcpub.com/stories/the-policies,5903 2010-06-01 weekly https://spcpub.com/stories/copp-was-an-insured-under-his-parents-homeowners-and-umbrella-policies-issued-by-nationwide,5904 2010-06-01 weekly https://spcpub.com/stories/the-issue-at-hand-is-whether-nationwide-had-a-duty-to-defend-and-indemnify-copp-in-the-case-brought,5905 2010-06-01 weekly https://spcpub.com/stories/the-umbrella-policy-provided-coverage-for-personal-injury-and-property-damage-arising-from-an,5906 2010-06-01 weekly https://spcpub.com/stories/the-eight-corners-rule,5907 2010-06-01 weekly https://spcpub.com/stories/nationwide-argued-that-only-the-four-corners-of-the-insurance-policy-and-the-four-corners-of-the,5908 2010-06-01 weekly https://spcpub.com/stories/the-appeals-court-took-a-different-view-this-case-stood-apart-from-the-other-cases-involving-the,5909 2010-06-01 weekly https://spcpub.com/stories/the-duty-to-defend-is-broader-than-the-duty-to-indemnify-and-it-arises-when-some-of-the-facts-and,5910 2010-06-01 weekly https://spcpub.com/stories/in-this-case-it-seems-that-the-lower-court-overlooked-part-of-the-eight-corners-rule-it,5911 2010-06-01 weekly https://spcpub.com/stories/untitled,5912 2010-06-01 weekly https://spcpub.com/stories/better-business-grammar-,5913 2010-06-01 weekly https://spcpub.com/stories/the-dangling-modifier,5914 2010-06-01 weekly https://spcpub.com/stories/a-dangling-modifier-is-a-word-or-phrase-that-appears-to-modify-the-wrong-word-in-a-sentence-it-is,5915 2010-06-01 weekly https://spcpub.com/stories/after-entering-your-confirmation-code-the-free-issue-will-appear-in-your-inbox,5916 2010-06-01 weekly https://spcpub.com/stories/the-free-issue-does-not-enter-the-confirmation-code-you-do,5917 2010-06-01 weekly https://spcpub.com/stories/as-a-new-member-i-would-like-to-welcome-you-to-our-association,5918 2010-06-01 weekly https://spcpub.com/stories/the-person-writing-the-email-isnt-a-new-member-the-person-receiving-it-is-you-can-fix-both,5919 2010-06-01 weekly https://spcpub.com/stories/after-entering-your-confirmation-code-you-can-find-your-free-issue-in-your-inbox,5920 2010-06-01 weekly https://spcpub.com/stories/as-a-new-member-you-are-welcomed-into-our-association-or-even-better-i-would-like-to-welcome-you,5921 2010-06-01 weekly https://spcpub.com/stories/to-avoid-dangling-phrases-at-the-beginning-of-sentences-watch-for-groups-of-words-including-either,5922 2010-06-01 weekly https://spcpub.com/stories/this-is-an-easy-mistake-to-make-and-it-can-cause-confusion-along-with-the-occasional-chuckle-you,5923 2010-06-01 weekly https://spcpub.com/stories/credibility-and-confidence,5924 2010-06-01 weekly https://spcpub.com/stories/it-is-important-to-project-confidence-when-you-are-speaking-to-your-insureds-if-you-dont-seem,5925 2010-06-01 weekly https://spcpub.com/stories/project-confidence-and-credibility-in-person,5926 2010-06-01 weekly https://spcpub.com/stories/in-person-your-dress-and-body-language-can-give-the-impression-to-your-insureds-that-you-are-a,5927 2010-06-01 weekly https://spcpub.com/stories/be-sure-to-stand-up-straight-make-eye-contact-and-give-a-firm-handshake-when-meeting-with-your,5928 2010-06-01 weekly https://spcpub.com/stories/inspire-confidence-on-the-phone,5929 2010-06-01 weekly https://spcpub.com/stories/it-can-be-more-difficult-to-inspire-confidence-over-the-phone-because-your-insureds-cant-see,5930 2010-06-01 weekly https://spcpub.com/stories/if-you-have-to-transfer-insureds-to-someone-else-let-them-know-why-they-are-being-transferred-and,5931 2010-06-01 weekly https://spcpub.com/stories/never-be-afraid-to-say-you-dont-know-the-answer-to-something-but-dont-just-leave-it-at,5932 2010-06-01 weekly https://spcpub.com/stories/if-you-feel-like-you-need-more-time-to-answer-a-question-take-a-number-and-explain-that-you-will,5933 2010-06-01 weekly https://spcpub.com/stories/always-give-your-insureds-a-clear-authoritative-answer-to-any-questions-they-may-have-avoid-too,5934 2010-06-01 weekly https://spcpub.com/stories/your-insureds-trust-is-an-invaluable-asset-and-it-takes-time-and-effort-to-maintain-be-sure-to,5935 2010-06-01 weekly https://spcpub.com/stories/two-minute-memo-,5936 2010-06-01 weekly https://spcpub.com/stories/boating-safety,5937 2010-06-01 weekly https://spcpub.com/stories/imagine-what-it-would-be-like-if-you-didnt-need-a-license-to-drive-scary-isnt-it-well-you,5938 2010-06-01 weekly https://spcpub.com/stories/along-with-safety-education-boaters-should-follow-these-suggestions-for-responsible-boating,5939 2010-06-01 weekly https://spcpub.com/stories/care-and-protection-of-vessel,5940 2010-06-01 weekly https://spcpub.com/stories/-check-weather-forecasts-before-heading-out,5941 2010-06-01 weekly https://spcpub.com/stories/-let-someone-know-where-youre-going-and-when-you-expect-to-return,5942 2010-06-01 weekly https://spcpub.com/stories/-check-engine-fuel-electrical-and-steering-systems-especially-for-exhaust-system-leaks,5943 2010-06-01 weekly https://spcpub.com/stories/-carry-one-or-more-fire-extinguishers-keep-them-readily-accessible,5944 2010-06-01 weekly https://spcpub.com/stories/-equip-the-vessel-with-required-navigation-lights-and-with-a-whistle-horn-or-bell,5945 2010-06-01 weekly https://spcpub.com/stories/-consider-additional-safety-devices-such-as-a-paddle-or-oars-a-first-aid-kit-a-supply-of,5946 2010-06-01 weekly https://spcpub.com/stories/care-and-protection-of-crew-and-guests,5947 2010-06-01 weekly https://spcpub.com/stories/-require-every-person-on-board-to-wear-a-life-jacket,5948 2010-06-01 weekly https://spcpub.com/stories/-know-and-obey-marine-traffic-laws-and-learn-distress-signals,5949 2010-06-01 weekly https://spcpub.com/stories/-keep-an-alert-lookout-for-other-watercraft-swimmers-floating-debris-and-hazard-markers,5950 2010-06-01 weekly https://spcpub.com/stories/-pay-attention-to-loading,5951 2010-06-01 weekly https://spcpub.com/stories/dont-overload-distribute-the-load-evenly-dont-stand-up-or-shift-weight-suddenly-in-a,5952 2010-06-01 weekly https://spcpub.com/stories/-never-operate-a-boat-while-under-the-influence-of-alcohol-or-drugs-its-dangerous-and,5953 2010-06-01 weekly https://spcpub.com/stories/untitled,5896 2010-06-01 weekly https://spcpub.com/stories/test-your-knowledge-,5954 2010-06-01 weekly https://spcpub.com/stories/wedding-insurance-policies,5955 2010-06-01 weekly https://spcpub.com/stories/your-recently-engaged-insured-plans-an-elaborate-wedding-for-next-summer-2011-when-she-brought,5956 2010-06-01 weekly https://spcpub.com/stories/your-insured-is-asking-about-several-aspects-of-wedding-insurance-often-covered-in-one-policy-one,5957 2010-06-01 weekly https://spcpub.com/stories/event-coverage,5958 2010-06-01 weekly https://spcpub.com/stories/a-comprehensive-wedding-insurance-policy-will-cover-the-expenses-involved-in-canceling-or,5959 2010-06-01 weekly https://spcpub.com/stories/property-insurance,5960 2010-06-01 weekly https://spcpub.com/stories/various-property-coverages-and-limits-are-available-within-a-wedding-policy-if-photographic,5961 2010-06-01 weekly https://spcpub.com/stories/liability-insurance,5962 2010-06-01 weekly https://spcpub.com/stories/many-wedding-venues-require-that-the-wedding-party-carry-liability-insurance-often-with-limits-of,5963 2010-06-01 weekly https://spcpub.com/stories/caveats,5964 2010-06-01 weekly https://spcpub.com/stories/as-mentioned-a-change-of-heart-by-the-bride-or-groom-is-not-covered-a-policy-must-be-purchased-at,5965 2010-06-01 weekly https://spcpub.com/stories/your-insureds-caution-in-thinking-ahead-about-possible-insurance-for-her-wedding-is-prudent-you,5966 2010-06-01 weekly https://spcpub.com/stories/this-article-was-written-by-jann-browning-clark-cpcu-arm-former-editor-of-the-john-liner-review,5967 2010-06-01 weekly https://spcpub.com/stories/did-you-know,5968 2010-06-01 weekly https://spcpub.com/stories/an-analysis-of-homeowners-insurance-data-by-the-insurance-information-institute-iii-found-there,5969 2010-06-01 weekly https://spcpub.com/stories/action-point,5881 2010-06-01 weekly https://spcpub.com/stories/insured-losses-related-to-damage-from-lightning-strikes-topped-more-than-1-billion-in-the-us-for,5970 2010-06-01 weekly https://spcpub.com/stories/monthly-quiz,5971 2010-06-01 weekly https://spcpub.com/stories/this-months-quiz-tests-your-knowledge-of-the-businessowners-policy,5972 2010-06-01 weekly https://spcpub.com/stories/1-in-choosing-between-the-businessowners-policy-and-the-commercial-package-policy-all-of-the,5973 2010-06-01 weekly https://spcpub.com/stories/a-the-number-of-employees,5974 2010-06-01 weekly https://spcpub.com/stories/b-coverage-flexibility,5975 2010-06-01 weekly https://spcpub.com/stories/c-the-nature-of-the-risk,5976 2010-06-01 weekly https://spcpub.com/stories/d-underwriting-restrictions,5977 2010-06-01 weekly https://spcpub.com/stories/2-under-the-businessowners-policy-the-definition-of-building-includes-all-of-the-following,5978 2010-06-01 weekly https://spcpub.com/stories/a-permanently-installed-machinery-and-equipment,5979 2010-06-01 weekly https://spcpub.com/stories/b-landlords-personal-property,5980 2010-06-01 weekly https://spcpub.com/stories/untitled,5883 2010-06-01 weekly https://spcpub.com/stories/c-tenants-improvements-and-betterments,5981 2010-06-01 weekly https://spcpub.com/stories/d-fire-extinguishing-equipment,5982 2010-06-01 weekly https://spcpub.com/stories/3-under-the-liability-section-of-the-businessowners-policy-all-of-the-following-are-listed-as,5983 2010-06-01 weekly https://spcpub.com/stories/a-a-contract-for-a-lease-of-premises,5984 2010-06-01 weekly https://spcpub.com/stories/b-a-contract-for-a-lease-of-equipment,5985 2010-06-01 weekly https://spcpub.com/stories/c-a-sidetrack-agreement,5986 2010-06-01 weekly https://spcpub.com/stories/d-an-elevator-maintenance-agreement,5987 2010-06-01 weekly https://spcpub.com/stories/answers-1a-2c-3b,5988 2010-06-01 weekly https://spcpub.com/stories/contractors-what-is-the-cgl-meant-to-cover,5990 2010-07-01 weekly https://spcpub.com/stories/insurance-coverage-for-hiring-a-contractor,5991 2010-07-01 weekly https://spcpub.com/stories/untitled,5992 2010-07-01 weekly https://spcpub.com/stories/iso-2011-homeowners-filing,5993 2010-07-01 weekly https://spcpub.com/stories/professional-services-exclusions-cause-confusion,5994 2010-07-01 weekly https://spcpub.com/stories/grilling-safety,5995 2010-07-01 weekly https://spcpub.com/stories/clarification,5996 2010-07-01 weekly https://spcpub.com/stories/monthly-quiz,5997 2010-07-01 weekly https://spcpub.com/stories/loss-of-rental-income,5999 2010-08-01 weekly https://spcpub.com/stories/untitled,6000 2010-08-01 weekly https://spcpub.com/stories/fema-clarifies-coverage-for-oil,6001 2010-08-01 weekly https://spcpub.com/stories/tech-no-noes,6002 2010-08-01 weekly https://spcpub.com/stories/lost-or-stolen-musical-instruments,6003 2010-08-01 weekly https://spcpub.com/stories/closing-coverage-gaps,6004 2010-08-01 weekly https://spcpub.com/stories/who-is-insured-vs-person-named-in-declarations,6005 2010-08-01 weekly https://spcpub.com/stories/home-inventories,6006 2010-08-01 weekly https://spcpub.com/stories/did-you-know,6007 2010-08-01 weekly https://spcpub.com/stories/monthly-quiz,6008 2010-08-01 weekly https://spcpub.com/stories/the-ordinance-or-law-endorsements,6010 2010-09-01 weekly https://spcpub.com/stories/untitled,6011 2010-09-01 weekly https://spcpub.com/stories/home-claims-satisfaction,6012 2010-09-01 weekly https://spcpub.com/stories/excess-and-surplus-exposures,6013 2010-09-01 weekly https://spcpub.com/stories/when-is-an-auto-in-dead-storage,6014 2010-09-01 weekly https://spcpub.com/stories/proposing-insure-the-ring,6015 2010-09-01 weekly https://spcpub.com/stories/concurrent-cgl-and-eo-coverage-for-spyware-damage,6016 2010-09-01 weekly https://spcpub.com/stories/monthly-quiz,6017 2010-09-01 weekly https://spcpub.com/stories/dog-bite-liability,6019 2010-10-01 weekly https://spcpub.com/stories/a-positive-attitude-yields-positive-results,6020 2010-10-01 weekly https://spcpub.com/stories/implications-of-new-federal-insurance-office,6021 2010-10-01 weekly https://spcpub.com/stories/when-does-prior-or-pending-exclusion-apply,6022 2010-10-01 weekly https://spcpub.com/stories/homeowner-hazards,6023 2010-10-01 weekly https://spcpub.com/stories/the-dangers-of-lead-paint,6024 2010-10-01 weekly https://spcpub.com/stories/insuring-in-home-help,6025 2010-10-01 weekly https://spcpub.com/stories/did-you-know,6026 2010-10-01 weekly https://spcpub.com/stories/monthly-quiz,6027 2010-10-01 weekly https://spcpub.com/stories/dont-get-sunk-by-sinkholes,6029 2010-11-01 weekly https://spcpub.com/stories/what-is-a-sinkhole,6030 2010-11-01 weekly https://spcpub.com/stories/a-sinkhole-is-a-subsidence-feature-which-means-it-is-characterized-by-the-downward-movement,6031 2010-11-01 weekly https://spcpub.com/stories/sinkholes-can-be-found-all-over-the-united-states-but-are-especially-common-in-areas-where,6032 2010-11-01 weekly https://spcpub.com/stories/evidence-of-an-ongoing-subsidence-problem-may-include-the-following,6033 2010-11-01 weekly https://spcpub.com/stories/-cracks-along-walls-or-floors-especially-in-foundations-or-on-brick-and-mortar-joints,6034 2010-11-01 weekly https://spcpub.com/stories/-gaps-where-porches-or-steps-adjoin-the-building,6035 2010-11-01 weekly https://spcpub.com/stories/-doors-and-windows-jamming-or-not-opening-or-closing-properly,6036 2010-11-01 weekly https://spcpub.com/stories/-depressions-in-the-land-surface-particularly-in-drainage-areas,6037 2010-11-01 weekly https://spcpub.com/stories/-offset-or-uneven-sidewalks-or-curbs-or,6038 2010-11-01 weekly https://spcpub.com/stories/-large-open-cracks-in-soil-lawns-sidewalks-parking-lots-and-streets,6039 2010-11-01 weekly https://spcpub.com/stories/finding-coverage,6040 2010-11-01 weekly https://spcpub.com/stories/standard-homeowners-policies-exclude-earth-movement-in-the-insurance-services-office-iso,6041 2010-11-01 weekly https://spcpub.com/stories/sinkhole-collapse-coverage-can-be-added-by-endorsement-using-isos-sinkhole-collapse-endorsement,6042 2010-11-01 weekly https://spcpub.com/stories/it-is-important-to-note-that-the-sinkhole-collapse-endorsement-does-not-provide-coverage-for-mine,6043 2010-11-01 weekly https://spcpub.com/stories/insurers-in-some-states-are-required-by-law-to-offer-sinkhole-collapse-coverage-to-all-of-their,6044 2010-11-01 weekly https://spcpub.com/stories/florida-also-has-a-statute-that-requires-all-property-insurers-to-make-sinkhole-coverage-available,6045 2010-11-01 weekly https://spcpub.com/stories/-the-abrupt-collapse-of-ground-cover,6046 2010-11-01 weekly https://spcpub.com/stories/-a-depression-in-the-ground-cover-clearly-visible-to-the-naked-eye,6047 2010-11-01 weekly https://spcpub.com/stories/-structural-damage-to-the-building-including-the-foundation-and,6048 2010-11-01 weekly https://spcpub.com/stories/-the-insured-structure-being-condemned-and-ordered-to-be-vacated-by-the-governmental-agency-with,6049 2010-11-01 weekly https://spcpub.com/stories/sinkhole-collapse-is-covered-under-the-iso-basic-broad-and-special-commercial-property-causes-of,6050 2010-11-01 weekly https://spcpub.com/stories/with-most-unendorsed-homeowners-policies-there-is-no-coverage-for-sinkhole-collapse-this-means,6052 2010-11-01 weekly https://spcpub.com/stories/industry-insights-,6053 2010-11-01 weekly 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https://spcpub.com/stories/in-the-internet-age-identity-theft-has-become-a-major-concern-and-people-are-sensitive-to-how,6061 2010-11-01 weekly https://spcpub.com/stories/correspondence,6062 2010-11-01 weekly https://spcpub.com/stories/sometimes-you-may-need-to-send-an-insureds-information-to-vendors-or-other-outside-companies-for,6063 2010-11-01 weekly https://spcpub.com/stories/you-might-fax-forms-that-include-sensitive-information-like-your-insureds-birth-date-and-social,6064 2010-11-01 weekly https://spcpub.com/stories/you-should-take-care-to-send-the-fax-to-its-proper-destination-you-may-also-want-to-black-out-or,6065 2010-11-01 weekly https://spcpub.com/stories/as-for-e-mails-they-can-be-a-relatively-secure-way-of-communicating-because-they-are,6066 2010-11-01 weekly https://spcpub.com/stories/sharing-personal-information,6067 2010-11-01 weekly https://spcpub.com/stories/you-may-be-required-as-a-normal-part-of-business-to-share-the-personal-information-of-your-insureds,6068 2010-11-01 weekly https://spcpub.com/stories/some-other-uses-of-personal-information-that-may-be-permitted-include-sharing-with-the-following,6069 2010-11-01 weekly https://spcpub.com/stories/-another-insurance-company-if-the-insured-is-involved-in-an-accident-with-their-insured,6070 2010-11-01 weekly https://spcpub.com/stories/-insurance-support-organizations-agents-or-credit-reporting-agencies-in-order-to-detect-and,6071 2010-11-01 weekly https://spcpub.com/stories/-a-group-policyholder-for-the-purpose-of-reporting-claims-experience-or-conducting-an-audit-of,6072 2010-11-01 weekly https://spcpub.com/stories/-medical-professionals-or-institutions-in-order-to-verify-coverage-or-conduct-operations-or,6073 2010-11-01 weekly https://spcpub.com/stories/-state-insurance-departments-or-other-governmental-or-law-enforcement-authorities-if-required-by,6074 2010-11-01 weekly https://spcpub.com/stories/-other-parties-if-ordered-by-subpoena-search-warrant-or-other-court-order,6075 2010-11-01 weekly https://spcpub.com/stories/generally-access-to-personal-information-should-be-restricted-to-employees-who-need-it-in-order-to,6076 2010-11-01 weekly https://spcpub.com/stories/get-rid-of-gossip,6077 2010-11-01 weekly https://spcpub.com/stories/you-wouldnt-want-anyone-discussing-your-personal-business-with-others-so-why-discuss-your,6078 2010-11-01 weekly https://spcpub.com/stories/just-venting-about-a-problem-you-had-with-a-client-or-relating-a-funny-story-could-cause-you-much,6079 2010-11-01 weekly https://spcpub.com/stories/before-you-share-someone-elses-information-with-anyone-you-should-be-sure-that-you-are-giving,6080 2010-11-01 weekly https://spcpub.com/stories/test-your-knowledge-,6081 2010-11-01 weekly https://spcpub.com/stories/the-sky-is-falling,6082 2010-11-01 weekly https://spcpub.com/stories/heres-a-story-right-from-the-headlines-to-test-your-knowledge,6083 2010-11-01 weekly https://spcpub.com/stories/a-50-pound-gas-tank-dumped-in-a-salvage-yard-exploded-and-rocketed-into-the-roof-of-a-nearby-home,6084 2010-11-01 weekly https://spcpub.com/stories/your-insured-has-options,6085 2010-11-01 weekly https://spcpub.com/stories/there-are-a-few-ways-the-homeowner-could-recover-the-expenses-to-repair-the-damage-to-his-home,6086 2010-11-01 weekly https://spcpub.com/stories/most-standard-homeowners-policies-cover-damage-to-real-property-and-personal-property-from,6087 2010-11-01 weekly https://spcpub.com/stories/the-homeowners-insurer-would-likely-pay-this-claim-and-then-subrogate-against-the-salvage,6088 2010-11-01 weekly https://spcpub.com/stories/if-the-homeowner-does-not-have-his-own-attorney-he-may-want-to-hire-a-public-adjuster-before,6089 2010-11-01 weekly https://spcpub.com/stories/the-homeowner-also-has-the-option-of-suing-the-salvage-company-for-damages-that-could-be-greater,6090 2010-11-01 weekly https://spcpub.com/stories/settling,6091 2010-11-01 weekly https://spcpub.com/stories/because-this-particular-case-got-media-attention-and-because-of-the-seriousness-of-the-event-the,6092 2010-11-01 weekly https://spcpub.com/stories/there-is-also-a-finite-timeline-for-the-insurer-to-respond-to-the-homeowners-first-written,6093 2010-11-01 weekly https://spcpub.com/stories/things-can-get-complicated-when-there-is-a-third-party-liable-for-damage-it-is-important-that-your,6094 2010-11-01 weekly https://spcpub.com/stories/two-minute-memo-,6095 2010-11-01 weekly https://spcpub.com/stories/deer-vehicle-collisions,6096 2010-11-01 weekly https://spcpub.com/stories/its-the-time-of-year-to-be-on-the-lookout-for-deer-on-the-roads-october-november-and-december,6097 2010-11-01 weekly https://spcpub.com/stories/damage-to-a-vehicle-due-to-collision-with-an-animal-is-covered-under-other-than-collision-coverage,6098 2010-11-01 weekly https://spcpub.com/stories/we-all-know-that-prevention-is-the-best-medicine-so-here-are-a-few-tips-you-can-share-with-your,6099 2010-11-01 weekly https://spcpub.com/stories/-deer-are-most-active-between-the-hours-of-6-and-9-pm-so-be-especially-vigilant-during-this,6100 2010-11-01 weekly https://spcpub.com/stories/-be-aware-and-alert-when-driving-near-posted-deer-crossings-as-these-are-known-places-where,6101 2010-11-01 weekly https://spcpub.com/stories/-deer-travel-in-herds-so-where-there-is-one-there-are-usually-more,6102 2010-11-01 weekly https://spcpub.com/stories/-when-driving-after-sundown-turn-on-your-headlights-and-use-your-high-beams-when-possible-this,6103 2010-11-01 weekly https://spcpub.com/stories/-slow-down-and-use-your-horn-to-try-to-frighten-the-deer-away,6104 2010-11-01 weekly https://spcpub.com/stories/-never-attempt-to-swerve-into-another-lane-to-avoid-hitting-a-deer-instead-firmly-hit-the,6105 2010-11-01 weekly https://spcpub.com/stories/-devices-commonly-in-place-to-reduce-deer-crossing-on-roadways-have-not-shown-a-noticeable,6106 2010-11-01 weekly https://spcpub.com/stories/if-people-do-hit-a-deer-they-should-not-touch-the-animal-as-it-can-become-frightened-and-cause,6107 2010-11-01 weekly https://spcpub.com/stories/a-look-at-the-law-,6108 2010-11-01 weekly https://spcpub.com/stories/agents-duty-to-obtain-coverage-if-available,6109 2010-11-01 weekly https://spcpub.com/stories/our-case-this-month-discusses-whether-or-not-a-general-request-for-insurance-triggers-a-duty-for-an,6110 2010-11-01 weekly https://spcpub.com/stories/christina-herdendorf-filed-suit-against-geico-seeking-supplementary-underinsured-motorist-sum,6111 2010-11-01 weekly https://spcpub.com/stories/initially-the-court-agreed-that-the-umbrella-policy-at-issue-was-not-ambiguous-and-did-not-provide,6112 2010-11-01 weekly https://spcpub.com/stories/nevertheless-the-suit-was-not-ripe-for-summary-judgment-against-herdendorf-she-alleged-that-the,6113 2010-11-01 weekly https://spcpub.com/stories/in-its-defense-geico-presented-the-court-with-evidence-establishing-that-geico-does-not-provide,6114 2010-11-01 weekly https://spcpub.com/stories/the-court-held-that-although-geico-established-that-it-did-not-provide-sum-coverage-in-new-york-it,6115 2010-11-01 weekly https://spcpub.com/stories/additionally-geico-argued-that-policyholders-are-conclusively-presumed-to-know-the-contents-of,6116 2010-11-01 weekly https://spcpub.com/stories/this-case-appears-to-establish-that-in-order-to-prove-a-lack-of-liability-for-errors-or-omissions,6117 2010-11-01 weekly https://spcpub.com/stories/this-column-is-written-by-katherine-e-allnutt-esq-editor-of-the-john-liner-review-a-product-of,6118 2010-11-01 weekly https://spcpub.com/stories/better-business-grammar-,6119 2010-11-01 weekly https://spcpub.com/stories/pass-on-passive,6120 2010-11-01 weekly https://spcpub.com/stories/we-can-do-many-things-to-improve-our-business-writing-but-there-is-one-trick-in-particular-that,6121 2010-11-01 weekly https://spcpub.com/stories/what-is-passive-voice,6122 2010-11-01 weekly https://spcpub.com/stories/a-passive-construction-is-one-that-takes-the-object-being-acted-upon-and-makes-it-the-subject-of,6123 2010-11-01 weekly https://spcpub.com/stories/the-lazy-dog-was-jumped-over-by-the-quick-brown-fox,6124 2010-11-01 weekly https://spcpub.com/stories/now-that-sentence-sounds-quite-ridiculous-when-we-see-the-lazy-dog-at-the-beginning-of-the,6125 2010-11-01 weekly https://spcpub.com/stories/notice-the-construction-of-the-verb-was-jumped-it-is-a-classic-passive-construction-form-of,6126 2010-11-01 weekly https://spcpub.com/stories/why-should-it-be-avoided,6127 2010-11-01 weekly https://spcpub.com/stories/passive-voice-often-avoids-assigning-responsibility-to-actions-for-example-lets-look-at-the,6128 2010-11-01 weekly https://spcpub.com/stories/a-review-of-your-account-has-shown-it-to-be-in-arrears,6129 2010-11-01 weekly https://spcpub.com/stories/this-sentence-doesnt-tell-us-who-conducted-the-review-only-that-the-review-happened-a-better,6130 2010-11-01 weekly https://spcpub.com/stories/some-people-may-think-its-unprofessional-to-use-i-or-we-in-a-business-communication,6131 2010-11-01 weekly https://spcpub.com/stories/passive-voice-can-be-imprecise-another-reason-to-omit-it-from-our-business-writing-our,6132 2010-11-01 weekly https://spcpub.com/stories/action-point,6051 2010-11-01 weekly https://spcpub.com/stories/every-possible-solution-to-this-problem-was-considered-before-we-took-action,6133 2010-11-01 weekly https://spcpub.com/stories/who-considered-every-possible-solution-go-on-give-credit-where-credit-is-due-write-it-this-way,6134 2010-11-01 weekly https://spcpub.com/stories/passive-voice-cannot-always-be-avoided-and-sometimes-it-is-desirable-there-is-nothing,6135 2010-11-01 weekly https://spcpub.com/stories/did-you-know,6136 2010-11-01 weekly https://spcpub.com/stories/a-super-typhoon-hit-the-philippines-in-october-but-do-you-know-what-the-difference-between-a-super,6137 2010-11-01 weekly https://spcpub.com/stories/to-answer-the-first-question-a-super-typhoon-is-a-strong-typhoon-equivalent-to-a-category-4-or-5,6138 2010-11-01 weekly https://spcpub.com/stories/so-whats-the-difference-between-the-three-types-of-storms-essentially-there-is-no-difference,6139 2010-11-01 weekly https://spcpub.com/stories/typhoons-develop-in-the-pacific-ocean-north-of-the-equator-most-commonly-in-the-northwest-pacific,6140 2010-11-01 weekly https://spcpub.com/stories/the-strongest-super-typhoon-on-record-was-super-typhoon-tip-in-1979-its-diameter-spanned-almost,6141 2010-11-01 weekly https://spcpub.com/stories/monthly-quiz,6142 2010-11-01 weekly https://spcpub.com/stories/1-which-of-the-following-is-not-another-name-for-professional-liability,6144 2010-11-01 weekly https://spcpub.com/stories/a-malpractice-insurance,6145 2010-11-01 weekly https://spcpub.com/stories/b-errors-and-omissions-insurance,6146 2010-11-01 weekly https://spcpub.com/stories/c-owners-and-contractors-protective-insurance,6147 2010-11-01 weekly https://spcpub.com/stories/d-fiduciary-liability-insurance,6148 2010-11-01 weekly https://spcpub.com/stories/2-the-majority-of-professional-liability-insurance-policies-are-written-on,6149 2010-11-01 weekly https://spcpub.com/stories/a-a-claims-made-form,6150 2010-11-01 weekly https://spcpub.com/stories/b-an-occurrence-form,6151 2010-11-01 weekly https://spcpub.com/stories/c-an-extended-reporting-form,6152 2010-11-01 weekly https://spcpub.com/stories/d-a-supplementary-payments-form,6153 2010-11-01 weekly https://spcpub.com/stories/this-months-quiz-tests-your-knowledge-of-professional-liability-insurance,6143 2010-11-01 weekly https://spcpub.com/stories/3-unlike-other-liability-coverages-professional-liability-insurance-is-not-restricted-to,6154 2010-11-01 weekly https://spcpub.com/stories/a-occurrence,6155 2010-11-01 weekly https://spcpub.com/stories/b-accident,6156 2010-11-01 weekly https://spcpub.com/stories/c-injury,6157 2010-11-01 weekly https://spcpub.com/stories/d-all-of-the-above,6158 2010-11-01 weekly https://spcpub.com/stories/answers-1c-2a-3d,6159 2010-11-01 weekly https://spcpub.com/stories/the-dreaded-m-word,6161 2010-12-01 weekly https://spcpub.com/stories/theres-no-time,6162 2010-12-01 weekly https://spcpub.com/stories/occupying-a-home-under-construction,6163 2010-12-01 weekly https://spcpub.com/stories/one-step-to-avoid-eo-claims,6164 2010-12-01 weekly https://spcpub.com/stories/winter-weather-is-coming,6165 2010-12-01 weekly https://spcpub.com/stories/captive-insurance-agent-may-be-personally-liable-for-negligence,6166 2010-12-01 weekly https://spcpub.com/stories/did-you-know,6167 2010-12-01 weekly https://spcpub.com/stories/monthly-quiz,6168 2010-12-01 weekly https://spcpub.com/stories/restoring-coverage-for-mold,6170 2011-01-01 weekly https://spcpub.com/stories/bumper-bash-ups,6171 2011-01-01 weekly https://spcpub.com/stories/avoiding-job-burnout,6172 2011-01-01 weekly https://spcpub.com/stories/is-a-nonresident-spouse-an-insured,6173 2011-01-01 weekly https://spcpub.com/stories/the-year-in-hurricanes,6174 2011-01-01 weekly https://spcpub.com/stories/insurance-broker-liable-to-insurer-for-misrepresentations,6175 2011-01-01 weekly https://spcpub.com/stories/home-heating-safety,6176 2011-01-01 weekly https://spcpub.com/stories/monthly-quiz,6177 2011-01-01 weekly https://spcpub.com/stories/uninsured-motorist-coverage,6179 2011-02-01 weekly https://spcpub.com/stories/green-upgrades-coverage-in-eb-forms,6180 2011-02-01 weekly https://spcpub.com/stories/dinner-party-disaster,6181 2011-02-01 weekly https://spcpub.com/stories/when-customers-attack,6182 2011-02-01 weekly https://spcpub.com/stories/safe-driving,6183 2011-02-01 weekly https://spcpub.com/stories/brokers-duty-of-care-does-not-extend-to-the-insureds-contractors,6184 2011-02-01 weekly https://spcpub.com/stories/monthly-quiz,6185 2011-02-01 weekly https://spcpub.com/stories/contractual-liability-exclusion,6187 2011-03-01 weekly https://spcpub.com/stories/ice-dams,6188 2011-03-01 weekly https://spcpub.com/stories/snowmelt-flooding,6189 2011-03-01 weekly https://spcpub.com/stories/organizational-strategies,6190 2011-03-01 weekly https://spcpub.com/stories/property-in-storage,6191 2011-03-01 weekly https://spcpub.com/stories/being-an-agent-is-not-equivalent-to-having-binding-authority,6192 2011-03-01 weekly https://spcpub.com/stories/the-csr-advisor-forum,6193 2011-03-01 weekly https://spcpub.com/stories/did-you-know,6194 2011-03-01 weekly https://spcpub.com/stories/monthly-quiz,6195 2011-03-01 weekly https://spcpub.com/stories/businessowners-policies,6197 2011-05-01 weekly https://spcpub.com/stories/flood-insurance-and-reform-act-of-2011,6198 2011-05-01 weekly https://spcpub.com/stories/no-eo-coverage-for-voluntary-claims-payment-or-for-dealing-with-insolvent-unauthorized-insurer,6199 2011-05-01 weekly https://spcpub.com/stories/meeting-customer-expectations,6200 2011-05-01 weekly https://spcpub.com/stories/which-policy-provides-coverage,6201 2011-05-01 weekly https://spcpub.com/stories/putting-your-boat-back-in-the-water,6202 2011-05-01 weekly https://spcpub.com/stories/monthly-quiz,6203 2011-05-01 weekly https://spcpub.com/stories/are-blanket-limits-the-best-choice,6205 2011-06-01 weekly https://spcpub.com/stories/avoiding-the-perils-of-sedentary-work,6206 2011-06-01 weekly https://spcpub.com/stories/pool-safety,6207 2011-06-01 weekly https://spcpub.com/stories/reinsurance-explained,6208 2011-06-01 weekly https://spcpub.com/stories/when-is-a-fire-not-a-fire,6209 2011-06-01 weekly https://spcpub.com/stories/csr-acted-without-authority,6210 2011-06-01 weekly https://spcpub.com/stories/monthly-quiz,6211 2011-06-01 weekly https://spcpub.com/stories/home-based-farming-operations,6213 2011-07-01 weekly https://spcpub.com/stories/what-is-a-100-year-flood,6214 2011-07-01 weekly https://spcpub.com/stories/fire-legal-liability,6215 2011-07-01 weekly https://spcpub.com/stories/chinese-drywall-settlement-reached,6216 2011-07-01 weekly https://spcpub.com/stories/csrs-arent-obsolete-in-the-internet-age,6217 2011-07-01 weekly https://spcpub.com/stories/statute-of-limitations-for-eo-claims,6218 2011-07-01 weekly https://spcpub.com/stories/monthly-quiz,6219 2011-07-01 weekly https://spcpub.com/stories/personal-umbrella-policies,6221 2011-08-01 weekly https://spcpub.com/stories/constructive-criticism,6222 2011-08-01 weekly https://spcpub.com/stories/are-puppies-a-business,6223 2011-08-01 weekly https://spcpub.com/stories/dodging-a-bolt-from-the-blue,6224 2011-08-01 weekly https://spcpub.com/stories/no-retroactive-coverage-where-late-premium-payment,6225 2011-08-01 weekly https://spcpub.com/stories/hurricane-update,6226 2011-08-01 weekly https://spcpub.com/stories/monthly-quiz,6227 2011-08-01 weekly https://spcpub.com/stories/riot-civil-commotion-or-something-else,6229 2011-09-01 weekly https://spcpub.com/stories/insuring-a-co-owned-two-family-home,6230 2011-09-01 weekly https://spcpub.com/stories/tipping-point-on-our-way-to-a-hard-market,6231 2011-09-01 weekly https://spcpub.com/stories/no-coverage-for-golf-cart-accident-in-gated-community,6232 2011-09-01 weekly https://spcpub.com/stories/be-prepared-during-hurricanes,6233 2011-09-01 weekly https://spcpub.com/stories/did-you-know,6234 2011-09-01 weekly https://spcpub.com/stories/monthly-quiz,6235 2011-09-01 weekly https://spcpub.com/stories/insurance-and-winter-auto-storage,6237 2011-10-01 weekly https://spcpub.com/stories/marketing-rental-insurance,6238 2011-10-01 weekly https://spcpub.com/stories/severability-of-insurance,6239 2011-10-01 weekly https://spcpub.com/stories/ambiguous-exclusions-are-interpreted-in-favor-of-insureds,6240 2011-10-01 weekly https://spcpub.com/stories/cpr-in-the-workplace,6241 2011-10-01 weekly https://spcpub.com/stories/letter-from-the-editor,6242 2011-10-01 weekly https://spcpub.com/stories/the-climes-are-a-changin,6243 2011-10-01 weekly https://spcpub.com/stories/monthly-quiz,6244 2011-10-01 weekly https://spcpub.com/stories/vacant-properties,6246 2011-11-01 weekly https://spcpub.com/stories/what-does-acv-mean,6247 2011-11-01 weekly https://spcpub.com/stories/explaining-coinsurance,6248 2011-11-01 weekly https://spcpub.com/stories/auto-insurance-rates-are-on-the-rise,6249 2011-11-01 weekly https://spcpub.com/stories/no-coverage-for-jewelry-not-in-insureds-custody,6250 2011-11-01 weekly https://spcpub.com/stories/professionalism-and-facebook-at-work,6251 2011-11-01 weekly https://spcpub.com/stories/monthly-quiz,6252 2011-11-01 weekly https://spcpub.com/stories/pitfalls-of-commercial-umbrella-policies,6254 2011-12-01 weekly https://spcpub.com/stories/untitled,6255 2011-12-01 weekly https://spcpub.com/stories/problems-with-following-form-policies,6256 2011-12-01 weekly https://spcpub.com/stories/umbrellas-often-have-two-insuring-agreements-one-provides-following-form-coverage-a-second-one,6257 2011-12-01 weekly https://spcpub.com/stories/although-the-idea-behind-following-form-umbrella-policies-is-that-any-coverage-in-the-underlying,6258 2011-12-01 weekly https://spcpub.com/stories/some-following-form-policies-state-that-the-umbrella-will-apply-only-to-the-policies-listed-on-the,6259 2011-12-01 weekly https://spcpub.com/stories/if-the-insured-has-a-contract-that-requires-that-the-umbrella-be-as-broad-as-primary,6260 2011-12-01 weekly https://spcpub.com/stories/untitled,6261 2011-12-01 weekly https://spcpub.com/stories/the-following-form-policy-typically-contains-the-language-anything-inconsistent-with-a,6262 2011-12-01 weekly https://spcpub.com/stories/managing-conflict-in-the-workplace,6263 2011-12-01 weekly https://spcpub.com/stories/duty-to-cooperate,6264 2011-12-01 weekly https://spcpub.com/stories/business-exposures-in-a-tough-economy,6265 2011-12-01 weekly https://spcpub.com/stories/liquor-liability,6266 2011-12-01 weekly https://spcpub.com/stories/monthly-quiz,6267 2011-12-01 weekly https://spcpub.com/stories/electronic-data-and-cyber-insurance,6269 2012-01-01 weekly https://spcpub.com/stories/plan-for-a-hardening-propertycasualty-market,6270 2012-01-01 weekly https://spcpub.com/stories/no-auto-coverage-for-transmission-of-communicable-disease,6271 2012-01-01 weekly https://spcpub.com/stories/new-years-resolutions-for-the-busy-professional,6272 2012-01-01 weekly https://spcpub.com/stories/emergency-services-and-rapid-response,6273 2012-01-01 weekly https://spcpub.com/stories/reducing-workers-compensation-costs,6274 2012-01-01 weekly https://spcpub.com/stories/monthly-quiz,6275 2012-01-01 weekly https://spcpub.com/stories/workers-compensation-coverage-for-domestic-help,6277 2012-02-01 weekly https://spcpub.com/stories/watch-what-you-write,6278 2012-02-01 weekly https://spcpub.com/stories/usage-based-auto-insurance,6279 2012-02-01 weekly https://spcpub.com/stories/travel-insurance-hazards,6280 2012-02-01 weekly https://spcpub.com/stories/no-coverage-for-rental-property,6281 2012-02-01 weekly https://spcpub.com/stories/fireplaces-and-fires,6282 2012-02-01 weekly https://spcpub.com/stories/monthly-quiz,6283 2012-02-01 weekly https://spcpub.com/stories/spring-rains-summer-legislation-and-flood-insurance,6285 2012-03-01 weekly https://spcpub.com/stories/politics-in-the-workplace,6286 2012-03-01 weekly https://spcpub.com/stories/family-business-do-exposures,6287 2012-03-01 weekly https://spcpub.com/stories/replacement-cost-debate-in-california,6288 2012-03-01 weekly https://spcpub.com/stories/solar-storms,6289 2012-03-01 weekly https://spcpub.com/stories/insurer-not-liable-for-injury-outside-of-the-policy-period,6290 2012-03-01 weekly https://spcpub.com/stories/monthly-quiz,6291 2012-03-01 weekly https://spcpub.com/stories/commercial-crime-insurance,6293 2012-04-01 weekly https://spcpub.com/stories/social-media-analytics,6294 2012-04-01 weekly https://spcpub.com/stories/saving-for-retirement,6295 2012-04-01 weekly https://spcpub.com/stories/insurance-for-your-pet,6296 2012-04-01 weekly https://spcpub.com/stories/getting-married-your-policy-or-mine,6297 2012-04-01 weekly https://spcpub.com/stories/no-coverage-for-carbon-monoxide-poisoning-under-homeowners-motor-vehicle-exclusion,6298 2012-04-01 weekly https://spcpub.com/stories/monthly-quiz,6299 2012-04-01 weekly https://spcpub.com/stories/product-liability-risks,6301 2012-06-01 weekly https://spcpub.com/stories/pip-reform,6302 2012-06-01 weekly https://spcpub.com/stories/business-lunch-etiquette,6303 2012-06-01 weekly https://spcpub.com/stories/um-covers-injury-to-employee-under-auto-policy,6304 2012-06-01 weekly https://spcpub.com/stories/product-liability-insurance,6305 2012-06-01 weekly https://spcpub.com/stories/pool-safety,6306 2012-06-01 weekly https://spcpub.com/stories/monthly-quiz,6307 2012-06-01 weekly https://spcpub.com/stories/commercial-property-revisions,6309 2012-07-01 weekly https://spcpub.com/stories/data-breaches,6310 2012-07-01 weekly https://spcpub.com/stories/point-of-sale-security-tips,6311 2012-07-01 weekly https://spcpub.com/stories/if-your-insured-is-a-small-business-you-should-let-it-know-that-most-cyber-attacks-are-directed,6312 2012-07-01 weekly https://spcpub.com/stories/no-do-coverage-for-officer,6313 2012-07-01 weekly https://spcpub.com/stories/independent-contractors-tricky-to-classify,6314 2012-07-01 weekly https://spcpub.com/stories/first-time-homeowner-tips,6315 2012-07-01 weekly https://spcpub.com/stories/monthly-quiz,6316 2012-07-01 weekly https://spcpub.com/stories/gaps-in-homeowners-insurance-coverage,6318 2012-08-01 weekly https://spcpub.com/stories/excess-policies-increasingly-require-actual-exhaustion,6319 2012-08-01 weekly https://spcpub.com/stories/its-who-you-know,6320 2012-08-01 weekly https://spcpub.com/stories/no-duty-to-defend-failure-to-perform-construction-contract,6321 2012-08-01 weekly https://spcpub.com/stories/personal-car-on-company-business,6322 2012-08-01 weekly https://spcpub.com/stories/guide-to-using-cloud-services,6323 2012-08-01 weekly https://spcpub.com/stories/monthly-quiz,6324 2012-08-01 weekly https://spcpub.com/stories/college-students-away-from-home,6326 2012-09-01 weekly https://spcpub.com/stories/coverage-for-fair-labor-standards-act-violations,6327 2012-09-01 weekly https://spcpub.com/stories/finding-your-worklife-balance,6328 2012-09-01 weekly https://spcpub.com/stories/emotional-distress-is-not-a-bodily-injury-under-cgl,6329 2012-09-01 weekly https://spcpub.com/stories/architect-and-engineer-professional-liability-policy,6330 2012-09-01 weekly https://spcpub.com/stories/shift-work-linked-to-health-problems,6331 2012-09-01 weekly https://spcpub.com/stories/monthly-quiz,6332 2012-09-01 weekly https://spcpub.com/stories/large-deductibles-to-control-costs,6334 2012-10-01 weekly https://spcpub.com/stories/fracking-and-your-property-insureds,6335 2012-10-01 weekly https://spcpub.com/stories/,6336 2012-10-01 weekly https://spcpub.com/stories/attending-a-professional-conference,6337 2012-10-01 weekly https://spcpub.com/stories/no-duty-to-inform-additional-insured,6338 2012-10-01 weekly https://spcpub.com/stories/how-your-insureds-can-avoid-ada-litigation,6339 2012-10-01 weekly https://spcpub.com/stories/trick-or-treating-safety,6340 2012-10-01 weekly https://spcpub.com/stories/monthly-quiz,6341 2012-10-01 weekly https://spcpub.com/stories/insurable-interests,6343 2012-11-01 weekly https://spcpub.com/stories/recovering-diminished-value,6344 2012-11-01 weekly https://spcpub.com/stories/public-speaking-tips,6345 2012-11-01 weekly https://spcpub.com/stories/all-sums-with-stacking-for-long-tail-claim,6346 2012-11-01 weekly https://spcpub.com/stories/your-insureds-pre-emergency-planning,6347 2012-11-01 weekly https://spcpub.com/stories/guide-to-adverse-possession,6348 2012-11-01 weekly https://spcpub.com/stories/monthly-quiz,6349 2012-11-01 weekly https://spcpub.com/stories/errors-and-omissions-fine-print,6351 2012-12-01 weekly https://spcpub.com/stories/opioid-curse-in-workers-compensation,6352 2012-12-01 weekly https://spcpub.com/stories/office-skills-to-increase-efficiency,6353 2012-12-01 weekly https://spcpub.com/stories/no-jones-act-recovery-for-gunshot-death,6354 2012-12-01 weekly https://spcpub.com/stories/covering-ice-and-snow-damage,6355 2012-12-01 weekly https://spcpub.com/stories/winterize-the-home,6356 2012-12-01 weekly https://spcpub.com/stories/monthly-quiz,6357 2012-12-01 weekly https://spcpub.com/stories/costly-certificate-errors,6359 2013-01-01 weekly https://spcpub.com/stories/-a-certificate-of-insurance-is-a-document-issued-by-or-on-behalf-of-an-insurer-indicating-that,6360 2013-01-01 weekly https://spcpub.com/stories/-improper-handling-of-certificates-of-insurance-cause-a-great-number-of-errors-and-omissions,6361 2013-01-01 weekly https://spcpub.com/stories/uninsurable-or-inappropriate-certificate-requests,6362 2013-01-01 weekly https://spcpub.com/stories/-although-certificate-holders-may-request-special-wording-you-should-handle-such-requests-with,6363 2013-01-01 weekly https://spcpub.com/stories/sometimes-contracts-will-transfer-uninsurable-risks-and-liabilities-your-customer-may-have-signed,6364 2013-01-01 weekly https://spcpub.com/stories/-some-contracts-require-that-the-certificate-holder-be-given-additional-insured-status-under-a,6365 2013-01-01 weekly https://spcpub.com/stories/-other-contracts-specify-that-the-certificate-of-insurance-provide-for-a-notice-of-cancellation,6366 2013-01-01 weekly https://spcpub.com/stories/additional-insured-problems,6367 2013-01-01 weekly https://spcpub.com/stories/one-of-the-most-common-requests-made-in-connection-with-additional-insured-status-on-a-cgl-policy,6368 2013-01-01 weekly https://spcpub.com/stories/-if-noncontributory-means-that-under-the-contract-the-additional-insureds-policy,6369 2013-01-01 weekly https://spcpub.com/stories/-as-a-general-eo-rule-when-language-like-this-appears-in-a-contract-it-should-never-be-added,6370 2013-01-01 weekly https://spcpub.com/stories/-finally-its-important-to-keep-in-mind-that-an-additional-insured-isnt-added-to-the,6371 2013-01-01 weekly https://spcpub.com/stories/best-practices,6372 2013-01-01 weekly https://spcpub.com/stories/-initially-you-should-provide-your-client-with-a-disclaimer-at-the-beginning-of-the,6373 2013-01-01 weekly https://spcpub.com/stories/-next-make-sure-that-the-certificate-conforms-to-the-state-insurance-code-state-laws-or,6374 2013-01-01 weekly https://spcpub.com/stories/-agents-often-fall-into-a-routine-with-policyholders-that-frequently-require-certificates-in,6375 2013-01-01 weekly https://spcpub.com/stories/always-follow-the-acord-forms-instruction-guide-when-preparing-acord-certificates-do-not-alter,6376 2013-01-01 weekly https://spcpub.com/stories/follow-insurer-guidelines-and-your-agencys-authority-when-writing-certificates-dont-prepare,6377 2013-01-01 weekly https://spcpub.com/stories/use-a-checklist-when-processing-a-request-for-a-certificate-your-agency-should-designate-a,6378 2013-01-01 weekly https://spcpub.com/stories/-so-the-next-time-a-customer-tells-you-the-certificate-has-to-state-think-about-your-best,6379 2013-01-01 weekly https://spcpub.com/stories/problems-and-solutions,6380 2013-01-01 weekly https://spcpub.com/stories/there-are-three-primary-reasons-eo-claims-arise-out-of-certificates-of-insurance-issued-by-an,6381 2013-01-01 weekly https://spcpub.com/stories/the-solutions-to-these-problems-are-simple-first-csrs-should-follow-agency-policy-on-certificates,6382 2013-01-01 weekly https://spcpub.com/stories/untitled,6383 2013-01-01 weekly https://spcpub.com/stories/industry-insight-,6384 2013-01-01 weekly https://spcpub.com/stories/state-of-workers-compensation-market,6385 2013-01-01 weekly https://spcpub.com/stories/last-year-at-this-time-the-prognosis-for-workers-compensation-was-decidedly-grim-bordering-on,6386 2013-01-01 weekly https://spcpub.com/stories/-in-2012-unemployment-continued-to-decline-to-79-percent-in-october-and-77-percent-in,6387 2013-01-01 weekly https://spcpub.com/stories/-industry-observers-use-words-like-challenging-and-conflicted-to-describe,6388 2013-01-01 weekly https://spcpub.com/stories/looking-at-key-dynamics,6389 2013-01-01 weekly https://spcpub.com/stories/-one-of-the-key-indicators-that-insurers-use-to-take-the-pulse-of-the-industr-y-is-the-combined,6390 2013-01-01 weekly https://spcpub.com/stories/-in-insurance-particularly-in-the-long-tail-line-of-workers-compensation-things-are-a-little,6391 2013-01-01 weekly https://spcpub.com/stories/-in-2011-the-workers-compensation-calendar-year-combined-ratio-came-in-at-115-percent-exactly,6392 2013-01-01 weekly https://spcpub.com/stories/with-a-high-combined-ratio-there-is-more-pressure-on-performance-to-achieve-profitability,6393 2013-01-01 weekly https://spcpub.com/stories/premium-and-rates-on-the-upswing,6394 2013-01-01 weekly https://spcpub.com/stories/on-a-positive-note-premium-began-growing-again-in-2011-after-job-losses-shed-roughly-a-third-of,6395 2013-01-01 weekly https://spcpub.com/stories/a-point-to-note,6396 2013-01-01 weekly https://spcpub.com/stories/a-significant-change-in-how-workers-compensation-rates-are-calculated-occurs-in-january-2013-when,6397 2013-01-01 weekly https://spcpub.com/stories/free-online-learning,6398 2013-01-01 weekly https://spcpub.com/stories/-the-subjects-offered-span-the-college-experience-from-math-and-technology-to-languages-and,6400 2013-01-01 weekly https://spcpub.com/stories/-schools-dont-offer-credit-for-their-moocs-but-some-participants-can-buy-or-receive,6401 2013-01-01 weekly https://spcpub.com/stories/-unfortunately-only-one-in-ten-people-who-sign-up-for-moocs-complete-them-however-these,6402 2013-01-01 weekly https://spcpub.com/stories/-for-the-busy-professional-without-the-time-to-devote-to-an-evening-class-at-the-local,6403 2013-01-01 weekly https://spcpub.com/stories/a-look-at-the-law-,6404 2013-01-01 weekly https://spcpub.com/stories/federal-flood-policy-cannot-be-modified,6405 2013-01-01 weekly https://spcpub.com/stories/-a-private-insurer-does-not-have-the-authority-to-modify-the-terms-of-a-federal-flood-insurance,6406 2013-01-01 weekly https://spcpub.com/stories/-in-july-2006-the-mcgairs-purchased-a-flood-insurance-policy-from-american-bankers-insurance,6407 2013-01-01 weekly https://spcpub.com/stories/subsequently-the-mcgairs-brought-suit-arguing-that-the-declarations-page-of-their-policy-created,6408 2013-01-01 weekly https://spcpub.com/stories/national-flood-insurance-program,6409 2013-01-01 weekly https://spcpub.com/stories/the-nfip-was-created-by-the-national-flood-insurance-act-of-1968-and-is-administered-by-the-federal,6410 2013-01-01 weekly https://spcpub.com/stories/-many-colleges-and-universities-across-the-country-offer-free-online-courses-massive-open,6399 2013-01-01 weekly https://spcpub.com/stories/in-1983-fema-created-the-write-your-own-wyo-program-permitting-private-insurers-to-issue,6411 2013-01-01 weekly https://spcpub.com/stories/two-limitations-on-coverage-provided-by-the-sfip-are-relevant-to-this-case-first-one-sfip-clause,6412 2013-01-01 weekly https://spcpub.com/stories/mcgairs-declarations-page,6413 2013-01-01 weekly https://spcpub.com/stories/-the-mcgairs-policy-states-that-flood-insurance-is-provided-under-the-terms-of-the,6414 2013-01-01 weekly https://spcpub.com/stories/-the-mcgairs-policy-also-includes-a-declarations-page-indicating-the-coverage-purchased-the,6415 2013-01-01 weekly https://spcpub.com/stories/-in-late-march-2010-the-mcgairs-home-was-damaged-by-a-flood-the-flooding-caused-damage-to,6416 2013-01-01 weekly https://spcpub.com/stories/-an-independent-adjuster-investigated-the-damage-and-recommended-that-american-bankers-pay,6417 2013-01-01 weekly https://spcpub.com/stories/-the-mcgairs-argued-that-the-sfip-and-declarations-page-should-be-interpreted-pursuant-to,6418 2013-01-01 weekly https://spcpub.com/stories/no-alteration-permitted,6419 2013-01-01 weekly https://spcpub.com/stories/the-court-ruled-in-favor-of-american-bankers-the-regulations-governing-the-nfip-provide-that,6420 2013-01-01 weekly https://spcpub.com/stories/whether-or-not-an-ambiguity-was-created-american-bankers-did-not-have-the-authority-to-alter-the,6421 2013-01-01 weekly https://spcpub.com/stories/action-point,6422 2013-01-01 weekly https://spcpub.com/stories/a-wyo-federal-flood-insurance-policy-will-not-be-interpreted-liberally-like-a-private-insurance,6423 2013-01-01 weekly https://spcpub.com/stories/the-court-noted-that-there-are-some-circumstances-where-a-wyo-insurer-may-be-required-to-pay,6424 2013-01-01 weekly https://spcpub.com/stories/agency-liability-did-not-apply-to-this-case-because-the-insurer-was-acting-as-a-fiscal-agent-of-the,6425 2013-01-01 weekly https://spcpub.com/stories/test-your-knowledge-,6426 2013-01-01 weekly https://spcpub.com/stories/other-coverages-exclusion,6427 2013-01-01 weekly https://spcpub.com/stories/-what-is-the-other-coverages-exclusion-how-does-it-hurt-insureds-and-what-can-be-done-to,6428 2013-01-01 weekly https://spcpub.com/stories/-where-an-insurance-policy-includes-several-distinct-coverage-parts-as-is-often-the-case-in,6429 2013-01-01 weekly https://spcpub.com/stories/-the-tool-that-potentially-enables-insurers-to-play-one-coverage-part-off-against-another-is-a,6430 2013-01-01 weekly https://spcpub.com/stories/-dpc-industries-illustrates-the-harsh-fact-that-policyholders-should-not-always-breathe-a-sigh-of,6431 2013-01-01 weekly https://spcpub.com/stories/the-other-coverages-exclusion-prevents-stacking-of-limits-from-multiple-potentially,6432 2013-01-01 weekly https://spcpub.com/stories/the-key-is-to-review-policies-for-any-exclusions-or-provisions-that-limit-application-of-any,6433 2013-01-01 weekly https://spcpub.com/stories/avoid-or-limit-this-exclusion-when-purchasing-or-renewing-coverage,6434 2013-01-01 weekly https://spcpub.com/stories/if-your-insured-is-purchasing-new-coverage-or-renewing-an-existing-policy-the-ideal-result-would,6435 2013-01-01 weekly https://spcpub.com/stories/submitting-a-claim,6436 2013-01-01 weekly https://spcpub.com/stories/if-your-insured-already-has-a-policy-that-includes-an-other-coverages-exclusion-submission,6437 2013-01-01 weekly https://spcpub.com/stories/-in-the-more-likely-scenario-as-demonstrated-by-dpc-industries-the-insurer-will-respond-by,6438 2013-01-01 weekly https://spcpub.com/stories/-if-a-fight-is-in-order-however-one-option-is-to-refuse-the-insurers-acceptance-of,6439 2013-01-01 weekly https://spcpub.com/stories/-in-the-alter-native-situation-where-the-policyholder-has-little-choice-but-to-accept-the,6440 2013-01-01 weekly https://spcpub.com/stories/two-minute-memo-,6441 2013-01-01 weekly https://spcpub.com/stories/what-to-do-after-a-car-accident,6442 2013-01-01 weekly https://spcpub.com/stories/-automobile-accidents-happen-every-minute-of-the-day-according-to-the-national-highway-traffic,6443 2013-01-01 weekly https://spcpub.com/stories/-after-an-automobile-accident-probably-the-last-thing-on-the-mind-of-your-insureds-is,6444 2013-01-01 weekly https://spcpub.com/stories/state-laws-vary-but-in-most-cases-your-insured-need-only-provide-his-or-her-name-and-vehicle,6445 2013-01-01 weekly https://spcpub.com/stories/sharing-personal-information-such-as-an-address-and-phone-number-may-put-your-insureds-privacy,6446 2013-01-01 weekly https://spcpub.com/stories/keep-in-mind-that-if-the-other-driver-is-unable-to-provide-vehicle-ownership-or-insurance,6447 2013-01-01 weekly https://spcpub.com/stories/identity-theft-is-one-of-the-fastest-growing-crimes-in-the-united-states-the-federal-trade,6448 2013-01-01 weekly https://spcpub.com/stories/naic-has-a-wreckcheck-free-mobile-application-available-for-iphone-and-android-smartphones-the-app,6449 2013-01-01 weekly https://spcpub.com/stories/-finally-although-your-insureds-may-think-that-they-only-need-to-call-the-police-after-an,6450 2013-01-01 weekly https://spcpub.com/stories/monthly-quiz,6451 2013-01-01 weekly https://spcpub.com/stories/this-months-quiz-tests-your-knowledge-of-reinsurance,6452 2013-01-01 weekly https://spcpub.com/stories/1-an-alien-insurer-is,6453 2013-01-01 weekly https://spcpub.com/stories/a-operating-in-the-country-illegally,6454 2013-01-01 weekly https://spcpub.com/stories/b-domiciled-outside-of-the-insureds-state,6455 2013-01-01 weekly https://spcpub.com/stories/c-domiciled-outside-of-the-united-states,6456 2013-01-01 weekly https://spcpub.com/stories/d-an-insolvent-insurer,6457 2013-01-01 weekly https://spcpub.com/stories/2-the-following-are-reasons-to-purchase-reinsurance-except,6458 2013-01-01 weekly https://spcpub.com/stories/a-to-limit-liability-on-specific-risks,6459 2013-01-01 weekly https://spcpub.com/stories/b-to-stabilize-loss-experience,6460 2013-01-01 weekly https://spcpub.com/stories/c-to-protect-against-catastrophes,6461 2013-01-01 weekly https://spcpub.com/stories/d-to-decrease-capacity,6462 2013-01-01 weekly https://spcpub.com/stories/3-treaty-reinsurance-contracts-to-cover-individual-underlying-policies-and-is-written-on-a,6463 2013-01-01 weekly https://spcpub.com/stories/a-true,6464 2013-01-01 weekly https://spcpub.com/stories/b-false,6465 2013-01-01 weekly https://spcpub.com/stories/answers-1c-2d-3b,6466 2013-01-01 weekly https://spcpub.com/stories/,6467 2013-01-01 weekly https://spcpub.com/stories/,6468 2013-01-01 weekly https://spcpub.com/stories/untitled,6470 2013-02-01 weekly https://spcpub.com/stories/predictive-analytics-on-the-rise,6471 2013-02-01 weekly https://spcpub.com/stories/eo-tips-to-make-you-a-better-csr,6472 2013-02-01 weekly https://spcpub.com/stories/insurable-interest-in-property-scheduled-for-demolition,6473 2013-02-01 weekly https://spcpub.com/stories/condo-insurance,6474 2013-02-01 weekly https://spcpub.com/stories/when-your-coworker-has-cancer,6475 2013-02-01 weekly https://spcpub.com/stories/monthly-quiz,6476 2013-02-01 weekly https://spcpub.com/stories/what-you-should-know-about-personal-umbrellas,6478 2013-03-01 weekly https://spcpub.com/stories/catastrophes-and-climate-change,6479 2013-03-01 weekly https://spcpub.com/stories/election-of-remedies-means-no-subrogation-for-negligent-agency,6480 2013-03-01 weekly https://spcpub.com/stories/innocent-coinsured-doctrine,6481 2013-03-01 weekly https://spcpub.com/stories/business-interruption-and-flooding,6482 2013-03-01 weekly https://spcpub.com/stories/monthly-quiz,6483 2013-03-01 weekly https://spcpub.com/stories/nonemso-layout-grid-alignnonetext-autospacenonevertical-alignmiddlecommissions-and-cheapest,6486 2013-04-01 weekly https://spcpub.com/stories/nonemso-layout-grid-alignnonetext-autospacenonevertical-alignmiddlecures-for,6487 2013-04-01 weekly 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2018-06-01 weekly https://spcpub.com/stories/how-can-you-help-your-insureds-prepare-for-boating-season,6587 2018-06-01 weekly https://spcpub.com/stories/emergency-services-and-rapid-response,6588 2018-06-01 weekly https://spcpub.com/stories/monthly-quiz,6589 2018-06-01 weekly https://spcpub.com/stories/insuring-intellectual-property-risks,6591 2018-07-01 weekly https://spcpub.com/stories/coverage-under-eo-and-do-insurance,6592 2018-07-01 weekly https://spcpub.com/stories/millennial-homeowners,6593 2018-07-01 weekly https://spcpub.com/stories/court-rules-volunteer-driver-for-transit-authority-is-not-eligible-for-workers-comp,6594 2018-07-01 weekly https://spcpub.com/stories/intentional-pollutant-discharges,6595 2018-07-01 weekly https://spcpub.com/stories/wedding-insurance,6596 2018-07-01 weekly https://spcpub.com/stories/monthly-quiz,6597 2018-07-01 weekly https://spcpub.com/stories/coverage-for-construction-defects,6599 2018-08-01 weekly https://spcpub.com/stories/government-seizure-of-property-used-in-crimes,6600 2018-08-01 weekly https://spcpub.com/stories/preventing-sexual-harassment-in-the-workplace,6601 2018-08-01 weekly https://spcpub.com/stories/maine-employers-not-obligated-to-fund-medical-marijuana,6602 2018-08-01 weekly https://spcpub.com/stories/justices-joseph-jabar-and-donald-alexanderdissented-jabar-said-he-did-not-see-a-conflict-between,6603 2018-08-01 weekly https://spcpub.com/stories/unexplained-injury-and-workers-compensation,6604 2018-08-01 weekly https://spcpub.com/stories/burglary-prevention,6605 2018-08-01 weekly https://spcpub.com/stories/dog-bite-liability,6607 2018-09-01 weekly https://spcpub.com/stories/benefits-of-timely-workers-compensation-claims-reporting,6608 2018-09-01 weekly https://spcpub.com/stories/taking-advantage-of-your-performance-review,6609 2018-09-01 weekly https://spcpub.com/stories/financial-loss-not-covered-by-property-insurance-policy,6610 2018-09-01 weekly 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https://spcpub.com/stories/earthquakes-and-lack-of-coverage-implications,6640 2019-01-01 weekly https://spcpub.com/stories/preparing-for-an-earthquake,6641 2019-01-01 weekly https://spcpub.com/stories/large-deductible-programs-for-workers-compensation,6642 2019-01-01 weekly https://spcpub.com/stories/competing-against-direct-writers,6643 2019-01-01 weekly https://spcpub.com/stories/policy-language-should-be-accorded-its-ordinary-meaning,6644 2019-01-01 weekly https://spcpub.com/stories/home-remodeling,6645 2019-01-01 weekly https://spcpub.com/stories/dockless-electric-scooters-trendy-and-risky,6646 2019-01-01 weekly https://spcpub.com/stories/monthly-quiz,6647 2019-01-01 weekly https://spcpub.com/stories/small-lodging-business-insurance,6648 2019-02-01 weekly https://spcpub.com/stories/commissions-and-cheapest-coverage,6649 2019-02-01 weekly https://spcpub.com/stories/competing-against-direct-writers,6650 2019-02-01 weekly https://spcpub.com/stories/fracking-risks-and-insurance,6656 2019-03-01 weekly https://spcpub.com/stories/opting-out-of-the-workers-compensation-system,6658 2019-03-01 weekly https://spcpub.com/stories/privacy-and-the-workplace,6659 2019-03-01 weekly https://spcpub.com/stories/flooding-and-surface-water-exclusions,6660 2019-03-01 weekly https://spcpub.com/stories/no-coverage-for-a-claim-of-impairment-of-goodwill-under-defamation-endorsement,6651 2019-02-01 weekly https://spcpub.com/stories/assessing-an-old-roof,6652 2019-02-01 weekly https://spcpub.com/stories/curbing-aggressive-driving,6653 2019-02-01 weekly https://spcpub.com/stories/monthly-quiz,6654 2019-02-01 weekly https://spcpub.com/stories/,6657 2019-03-01 weekly https://spcpub.com/stories/when-a-producer-acts-as-agent-of-the-insured,6661 2019-03-01 weekly https://spcpub.com/stories/insurance-binders,6662 2019-03-01 weekly https://spcpub.com/stories/monthly-quiz,6663 2019-03-01 weekly https://spcpub.com/stories/review-insurance-coverage-before-the-summer,6665 2019-04-01 weekly 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https://spcpub.com/stories/avoiding-phishing-scams,6761 2020-01-01 weekly https://spcpub.com/stories/court-upholds-collapse-exclusion-for-crumbling-foundations,6762 2020-01-01 weekly https://spcpub.com/stories/excess-or-umbrella-liability-insurance,6763 2020-01-01 weekly https://spcpub.com/stories/long-term-leaks,6764 2020-01-01 weekly https://spcpub.com/stories/monthly-quiz,6765 2020-01-01 weekly https://spcpub.com/stories/insuring-a-trust-under-a-homeowners-policy,6767 2020-02-01 weekly https://spcpub.com/stories/what-does-it-mean,6769 2020-02-01 weekly https://spcpub.com/stories/federal-compensation-laws,6770 2020-02-01 weekly https://spcpub.com/stories/the-multigenerational-workforce,6771 2020-02-01 weekly https://spcpub.com/stories/consent-to-settle-clause-in-professional-liability-policy-upheld,6772 2020-02-01 weekly https://spcpub.com/stories/getting-the-names-right,6773 2020-02-01 weekly https://spcpub.com/stories/creating-a-positive-workplace,6774 2020-02-01 weekly https://spcpub.com/stories/,6768 2020-02-01 weekly https://spcpub.com/stories/monthly-quiz,6775 2020-02-01 weekly https://spcpub.com/stories/builders-risk-insurance,6777 2020-03-01 weekly https://spcpub.com/stories/excess-and-surplus-lines-insurance,6778 2020-03-01 weekly https://spcpub.com/stories/looking-past-the-price,6779 2020-03-01 weekly https://spcpub.com/stories/carrier-not-liable-for-hole-in-one-prize,6780 2020-03-01 weekly https://spcpub.com/stories/additional-living-expenses,6781 2020-03-01 weekly https://spcpub.com/stories/avoiding-floodwaters,6782 2020-03-01 weekly https://spcpub.com/stories/monthly-quiz,6783 2020-03-01 weekly https://spcpub.com/stories/,6785 2020-04-01 weekly https://spcpub.com/stories/how-do-pandemics-affect-insurance-coverage,6786 2020-04-01 weekly https://spcpub.com/stories/,6787 2020-04-01 weekly https://spcpub.com/stories/fracking-and-your-property-insureds,6788 2020-04-01 weekly https://spcpub.com/stories/cyber-risks-and-you,6789 2020-04-01 weekly https://spcpub.com/stories/court-finds-cover-for-ransomware-loss-in-traditional-bop,6790 2020-04-01 weekly https://spcpub.com/stories/stand-alone-tail-or-extended-reporting-period,6791 2020-04-01 weekly https://spcpub.com/stories/asleep-at-the-wheel,6792 2020-04-01 weekly https://spcpub.com/stories/monthly-quiz,6793 2020-04-01 weekly https://spcpub.com/stories/leasing-and-property-insurance-obligations,6795 2020-05-01 weekly https://spcpub.com/stories/the-role-of-insurance-in-risk-management,6797 2020-05-01 weekly https://spcpub.com/stories/coping-with-the-stress-of-covid-19-pandemic,6798 2020-05-01 weekly https://spcpub.com/stories/texas-supreme-court-reaffirms-eight-corners-rule,6799 2020-05-01 weekly https://spcpub.com/stories/,6796 2020-05-01 weekly https://spcpub.com/stories/can-an-insured-sell-a-business-before-a-claim-is-settled,6800 2020-05-01 weekly https://spcpub.com/stories/teenage-drivers-and-insurance-changes,6801 2020-05-01 weekly https://spcpub.com/stories/monthly-quiz,6802 2020-05-01 weekly https://spcpub.com/stories/insuring-historic-homes,6804 2020-06-01 weekly https://spcpub.com/stories/travel-insurance-usually-does-not-provide-coverage-for-pandemics,6806 2020-06-01 weekly https://spcpub.com/stories/,6805 2020-06-01 weekly https://spcpub.com/stories/saving-for-retirement,6807 2020-06-01 weekly https://spcpub.com/stories/,6808 2020-06-01 weekly https://spcpub.com/stories/court-dismisses-alleged-misleading-cereal-advertising-case,6809 2020-06-01 weekly https://spcpub.com/stories/professional-liability-policies-in-retirement,6810 2020-06-01 weekly https://spcpub.com/stories/hurricane-preparedness-tips,6811 2020-06-01 weekly https://spcpub.com/stories/monthly-quiz,6812 2020-06-01 weekly https://spcpub.com/stories/privacycybersecurity-insurance,6814 2020-07-01 weekly https://spcpub.com/stories/recovering-diminished-value,6815 2020-07-01 weekly https://spcpub.com/stories/online-meeting-etiquette,6816 2020-07-01 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https://spcpub.com/stories/riot-vandalism-and-civil-commotion-insurance,6830 2020-09-01 weekly https://spcpub.com/stories/social-media-analytics,6831 2020-09-01 weekly https://spcpub.com/stories/improving-your-worklife-balance,6832 2020-09-01 weekly https://spcpub.com/stories/judicial-panel-dismisses-motion-for-consolidating-covid-19-bi-litigation,6833 2020-09-01 weekly https://spcpub.com/stories/the-us-judicial-panel-on-multidistrict-litigation,6834 2020-09-01 weekly https://spcpub.com/stories/electronic-equipment-in-vehicles,6835 2020-09-01 weekly https://spcpub.com/stories/using-cloud-services,6836 2020-09-01 weekly https://spcpub.com/stories/monthly-quiz,6837 2020-09-01 weekly https://spcpub.com/stories/sharing-your-car-or-your-home,6839 2020-10-01 weekly https://spcpub.com/stories/event-cancellation-insurance,6840 2020-10-01 weekly https://spcpub.com/stories/eo-exposure-in-advocating-for-clients,6841 2020-10-01 weekly 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