With devastating floods affecting large swaths of New England, independent insurance agents must do all they can to disabuse their clients of any notion that a typical homeowners insurance policy covers flooding.
The excess and surplus lines market waved goodbye to the hard market some time ago, but warn standard market companies about their underwriting and pricing practices.
The most recent study of auto insurance in Massachusetts recommends measured competition on products and some pricing – there's no reason for all involved not to be optimistic.
Somewhere out there, is a report of the Massachusetts private passenger automobile insurance system. It may contain recommendations for reform, or it might recommend sticking with the status quo.